Great advice and great rates!
Get to know Ryan Frost
Q: What is a buyer or borrower looking for in a loan officer/mortgage company?
A: Experience, communication, thorough attention to detail, options, great rates and competitive costs.
This is what I have found by informally polling past clients and potential customers throughout the 13 years that I have been a mortgage loan officer.
Experience: I have a Bachelor's Degree in finance from Westminster College and have been attentively following the bond market (which drives interest rates) for over a decade. For the past 6 years I have been the owner and Principal Lending Manager at Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.
Communication: We stay in close touch with our clients before, during and after the transaction. If you prefer email versus phone calls, we will be accomodating to your style. Most importantly you will be able to get a hold of us. Try it now to see if I am exaggerating :) 801-867-6758 mobile or 801-676-4400 office.
Attention to Detail: Mortgage financing is incredibly difficult to obtain these days. New rules and tightened restriction have created major pitfalls that lenders can lead borrowers into even if you have perfect credit. This will not happen when you work with Compass Lending Solutions. We stay up on all of the changes occurring in our industry and we ask the right questions up front, so that surprises don't scuttle your loan application.
Options and Rates: We are approved to do business with over 35 banks. In reality, these days most of them offer the exact same programs and loan options. However, some specialize in certain areas and we know what banks are good at what programs. We really only work with about 5 of those banks on a regular basis, because we know that they team well with us so that we can provide reliable service and offer unbeatable rates.
Ryan Frost's Blog Posts
We want to partner with local Utah Agents who have common goals of developing a long term referral based business plan. Our site gets traffic from many source including craigslist, google, activerain, facebook, Zillow and other referral partners. Call today to discuss partnership opportunities or email me with questions.
Testimonials for Ryan Frost
I highly recommend Ryan Frost at Compass Lending. I moved from So. California to Salt Lake City for a new job. I found Compass Lending through Zillow and I have to say I was a little nervous about working with a company I knew very little about that operated two states away (you hear of so many internet scams these days), however, I am so glad that I did. Ryan recommended a great real estate agent and worked with me to get the right loan that would work in my tricky situation in a very short timetable. Because of his knowledge of the market, Ryan was able to lock me into a very good interest rate. He patiently answered my many questions about the process. He is very professional and runs a client/service-oriented business. It is hard to trust someone you only know through the internet, but Ryan is someone that you can.
I've worked with multiple lending companies, and Ryan at Compass Lending has been the best to work. He's gone above and beyond to work with my schedule and get me honest and upfront options for my situation. I'm a repeat customer and have referred multiple friends and family to them.
Once I had made the decision to refinance, Ryan Frost with Compass Lending was suggested. I was nervous about the process, the paperwork the length of time to close. Ryan was amazing. He made the process easy and the closing was fast.