With over 20 years in the financial industry and 10 years in the mortgage and banking fields, I have seen and experienced the many seasons of the US Capital Markets.

Starting out with American Express, I took an entry-level job maintaining accounts within Annuities, moving on to more complex duties.

Sales became of greater interest, and in 2000 I was recruited to work for a regional mortgage company. After 1.5 years of sales and rising to top performer status, I was promoted VP of Mortgage Sales with Provident Mortgage Corp, and helped grow the company from a small broker to a warehouse lender.

I was attracted to the challenge of "flying solo" and decided to pursue mortgages as an independent broker and independent businessman. After 3.5 years as a broker, I was offered a chance to manage a small branch for Wells Fargo. Not only did we see some of the greatest changes in the history of mortgages during this time, we also saw more financial instability overall since the Great Depression.  I am very pleased with a history of hundreds of satisfied clients.

Knowing that I would eventually return to the Investment arena, I was blessed with an opportunity that arose with a top New York based financial firm.

In addition to my work background, I have served for several years as an industry speaker, conducted educational seminars, first time homebuyer seminars, and have served as a guest speaker at several local institutions and colleges. I also try to give back to my local community as the President of Mounds View Youth Football, not only as a director but also a coach. I also enjoy the role of head coach of a 14 year old traveling baseball team.

The best part of my story is my wonderful wife of 17 years, Joann, and my three boys - Jesse (16), Jeremiah (14) and Joshua (11).