Hal Timinsky, Closing Loans is My Business (Envoy Mortgage)
NMLS #173437

5671 N. Oracle Rd #1106

Tucson , AZ 85704

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When you are looking for a straight talking licenced mortgage loan officer, give me a call. I have over 35 years of lending experience. Tucson Home Mortgage Lender, Banker, FHA, VA, Conventional

Get to know Hal Timinsky

NMLS Licensed Originator # 173437

I have over 40 years of lending experience.  My primary job is to discuss the various mortgage options, so you can choose the best one that meets your individual needs.

The financing of a home is one of the largest investments most people will ever make. Because of the significance of the loan, it is important that you have a Mortgage Loan Consultant that listens to you, and is attentive to detail so that you are guaranteed a problem-free experience. I have the wisdom and experience to guide you through the loan process.  

Like any other purchase, ensuring that you have the right product requires sound knowledge and routine review. I have the experience necessary to guide you through the loan process. I will look after your best interests long after the close of your loan by keeping you informed of changes in the financial market that might benefit you. I will always be available to provide you with a prompt overview of your options. 


First time homebuyers, Move-up buyers. I have over 35 years of lending experience and I help explain how the process works in simple language and design a mortgage that meets your specific needs. 

Envoy Mortgage NMLS #6666



Hal Timinsky's Blog Posts



First time homebuyers, Move-up buyers. I have over 40 years of lending experience and I help explain how the process works in simple language and design a mortgage that meets your specific needs.

Testimonials for Hal Timinsky

  • P.Chris

    Hal, We found you to be very approachable and right away felt you to be our advocate. The first evening that Joel called you, the two of you spoke until 9:30PM and that was on a Saturday night!
    Your communication was excellent. You kept us in the loop on a continuous basis. We didn't have to check with you. We knew if we didn't hear from you, there was nothing new to know.
    We felt you to be very knowledgeable as well as a diligent and hard worker.

  • David R

    Hal Timinsky is very knowledgeable, personable, and professional. I have been a Real Estate Broker and past lender for over 27 years. There are many lending choices to refer my clients to. Hal Timinsky will take the time needed and will personally follow up with his clients to move the clients to clear to close. I always refer Hal..

  • Paulette S.

    I found I would at times wonder if I was doing the right thing buying a new home.  Big step for me!  But Hal Timinsky and his team were so helpful, available whenever I NEEDED TO SPEAK WITH THEM.   I felt I could trust Hal, he kept me up to date on everything as we progressed through the process I would highly recommend Hal Timinsky and his team at Envoy. Paulette S.

  • Lauren R.

    Hal was realistic, very knowledgeable, very thorough and very pleasant to deal with. He explained everything to me in terms easy to understand.

  • Patricia R.

    This was my first experience in buying a home.
    Hal had the patience to go over in clear easy to understand language so that I knew everything to expect. He even made it easy to follow the online computerize stuff that makes no sense for me. I'm still amazed that I can walk into my beautiful new home... and know that it's really mine.  Thank You Hal.

  • Stephen W.

    Hal is very knowledgeable, Helpful, and Patient.

  • Leo R.

    Hal always answered my questions immediately. It was a pleasure working with Hal. Anything I needed, he was there for me. I got an awesome interest rate. Thank you, Hal.

  • Chris S

    The whole process went quite well and very smooth. Hal answered our questions in a timely manner and genuinely cared which meant a lot. Hal was very easy to work with and would recommend him to others.

  • Jay M.

    Above and Beyond
    Hal was great through the whole process. He sat down with me and explained each step and the reasoning why. This was invaluable later in the process when the federal requirements came in requesting a long list of documents. Since the refinancing process was a new experience to me these requests would have appeared unnecessary. Hal was patient and understanding and kept me focused.”

  • Bobbie B.

    If you're looking to buy a home, refinance etc., please check him out. He will have your back and look out for your best interests. He's tolerated me for about the last eight years through my first home purchase and refinancing and never steered me wrong. He's been in the business for 35+ years, and is a very knowledgeable, caring and a personable professional to deal with. Thank you again, Hal, for all you've done for me.

    Service Areas (4)
    • Tucson, AZ
    • Oro Valley, AZ
    • Green Valley, AZ
    • Vail, AZ
    • Marana, AZ
    Specialties (10)
    • Appraisals
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • Military Relocation
    • Renters
    • Residential
    • Sellers
    • Short Sales
    • Vacation/Resort Properties
    Languages (1)
    • English