Hal Timinsky, Closing Loans is My Business (Envoy Mortgage)
NMLS #173437

5671 N. Oracle Rd #1106

Tucson , AZ 85704

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When you are looking for a straight talking licenced mortgage loan officer, give me a call. I have over 35 years of lending experience. Tucson Home Mortgage Lender, Banker, FHA, VA, Conventional

Get to know Hal Timinsky

NMLS Licensed Originator # 173437

I have over 40 years of lending experience.  My primary job is to discuss the various mortgage options, so you can choose the best one that meets your individual needs.

The financing of a home is one of the largest investments most people will ever make. Because of the significance of the loan, it is important that you have a Mortgage Loan Consultant that listens to you, and is attentive to detail so that you are guaranteed a problem-free experience. I have the wisdom and experience to guide you through the loan process.  

Like any other purchase, ensuring that you have the right product requires sound knowledge and routine review. I have the experience necessary to guide you through the loan process. I will look after your best interests long after the close of your loan by keeping you informed of changes in the financial market that might benefit you. I will always be available to provide you with a prompt overview of your options. 


First time homebuyers, Move-up buyers. I have over 35 years of lending experience and I help explain how the process works in simple language and design a mortgage that meets your specific needs. 

Envoy Mortgage NMLS #6666



Hal Timinsky's Blog Posts



First time homebuyers, Move-up buyers. I have over 40 years of lending experience and I help explain how the process works in simple language and design a mortgage that meets your specific needs.

Testimonials for Hal Timinsky

  • Patricia R.

    This was my first experience in buying a home.
    Hal had the patience to go over in clear easy to understand language so that I knew everything to expect. He even made it easy to follow the online computerize stuff that makes no sense for me. I'm still amazed that I can walk into my beautiful new home... and know that it's really mine.  Thank You Hal.

  • Stephen W.

    Hal is very knowledgeable, Helpful, and Patient.

  • Leo R.

    Hal always answered my questions immediately. It was a pleasure working with Hal. Anything I needed, he was there for me. I got an awesome interest rate. Thank you, Hal.

  • Chris S

    The whole process went quite well and very smooth. Hal answered our questions in a timely manner and genuinely cared which meant a lot. Hal was very easy to work with and would recommend him to others.

  • Jay M.

    Above and Beyond
    Hal was great through the whole process. He sat down with me and explained each step and the reasoning why. This was invaluable later in the process when the federal requirements came in requesting a long list of documents. Since the refinancing process was a new experience to me these requests would have appeared unnecessary. Hal was patient and understanding and kept me focused.”

  • Bobbie B.

    If you're looking to buy a home, refinance etc., please check him out. He will have your back and look out for your best interests. He's tolerated me for about the last eight years through my first home purchase and refinancing and never steered me wrong. He's been in the business for 35+ years, and is a very knowledgeable, caring and a personable professional to deal with. Thank you again, Hal, for all you've done for me.

  • Marc L.

    This can be a very stressful process. Hal carefully explains the what and why so that borrowers can fully understand the process. We were consistently informed through their web site which was an added plus.

  • Nate K.

    Hal in one word.... OUTSTANDING. We had been talking to a few lenders and had tried banks. They were unhelpful due to my specialty job. Hal went above and beyond, educating me along the way, helping me clear things up that needed to be taken care of. We chose to buy a foreclosure which required special hands. I grew up around real estate, my dad has been an investor for more then 30 years. I have never dealt with a better lender or more on top of things than Hal was during the entire process. My wife and I felt like family and if something was important or we had a question even in the evening he was right on it. If there was a Gazillion star rating I would give Hal and the entire Envoy team that. Anyone of my friends family or future transactions will go to him. His experience of 39 years shows for sure.

  • Trudy W.

    Hal is able to help maintain a streamline and efficient process of information gathering while communicating clearly about the status of the loan. Hal remains personable and professional throughout the mortgage process. He continues to assist his clients whenever possible even after the closing.

  • Judy G.

    Hal immediately returned my several phone calls and was very responsive to my questions and needs; even on the weekends. I found him to be very thorough, considerate, knowledgeable, and made some very good suggestions to resolve issues. I would strongly recommend him.

    Service Areas (4)
    • Tucson, AZ
    • Oro Valley, AZ
    • Green Valley, AZ
    • Vail, AZ
    • Marana, AZ
    Specialties (10)
    • Appraisals
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • Military Relocation
    • Renters
    • Residential
    • Sellers
    • Short Sales
    • Vacation/Resort Properties
    Languages (1)
    • English