Professionally Helping Home buyers to achieve their homeownership dreams...
Get to know Cara Lam
It's been 13 years since I became a Mortgage Broker. When I first started my banking/finance career, there were only 3 types of mortgage programs much like today. Its nice to go back to the basics. I truly enjoy working with borrowers, helping them to obtain there new home purchase. No matter how many borrowers purchase a new home, they are all different and unique in their own way.
Graduate of University of South Florida, Native Floridian and enjoys being in the Tampa Bay area; also family in New Jersey, Vermont, D.C., Tennessee and California.
Prior Navy Reserve.
Cara Lam's Blog Posts
First time home buyers are very special. With todays technology, borrowers are more informed. With every new borrower, I give them a first time home buyers workbook to go through so that they can understand what happens during the process of their loan. Borrowers love this workbook!!! They work through a budget, there are sample forms, and borrowers learn how to calculate their ratios so they know how much they can truly afford.