John Lemos, Your Mortgage Expert (New American Funding)
NMLS# 613321

20 Pacifica

Suite 400

Irvine , CA 92618


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I welcome difficult to finance borrowers such at Self Employed, First Time Home Buyers, 100% Commission, aspiring Investors. Loan Officer for residential properties from 1 to 4 units.

Get to know John Lemos

Genuine, conscientious, and humble of spirit, John Lemos is a mortgage advisor who balances his sharp attention to detail with his love of people to help them find low rate, no hassle financing for the home of their dreams.

John knows that owning your own home is something you can look forward to, but the work it takes to buy it isn't... especially getting a mortgage.

Getting a mortgage today is frustrating, time consuming, and can make you want to pound your head into the table. All the paperwork, the hoops, and then fighting to get a low rate...

However, John can help with all that.

John is your ally, helping to guide you through the process of getting a mortgage with a great rate, and fighting for you to make sure that you're getting a great deal.

If this is your first time buying a home, John is there to answer your questions, to cut through the clutter, to help you understand what is important and what you need to do. John can help you close on time, knowing you got a great deal.

If you already own a home, and are considering moving to a new one, John can answer questions like, "Do I have to sell my current home before I can buy again?". John can review your unique scenario, and give you guidance on the options you have available, so you know you are making a good move and the right decisions.

If you are simply looking to refinance, John can help there too. Helping you to get the low rates, with the payment you are looking for, whether you're trying to lower your current rate or maybe take some cash out for expenses. John can make the process quick and simple.

If any of these scenarios sound like you, or if you have any other mortgage questions, please don't hesitate to contact John by text or voice at (951) 256-0812, by email at mail@johnlemos.com, or even on FB messenger at https://www.facebook.com/johnlemosmortgage/

 

John Lemos's Blog Posts

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Certifications

Skills

First Time Home Buyer Loan with Down Payment and Closing Cost Assistance

FHA - 3.5% Down Payment

VA - 100% Financing for Veterans

1% Down Conventional Home Loan with 2% Grant

Refinance to lower payments, remove mortgage insurance, reduce term, pay off high interest debt.

 

Testimonials for John Lemos

  • Richard M
    09/05/2017

    Absolutely the best service I've had with a company and staff in a long time. Thank you John

  • Harvey B. - Lake Elsinore CA
    08/10/2017

    John is very personable and always communicates in a timely manner. Even though he is busy, which he should be considering the level of service that he gives to all of his clients, he still handles every loan personally. I would recommend John hands down.

  • Patrick C. - Corona CA
    08/05/2017

    I believe John has the knowledge , the know how and the drive to do whatever it takes to make his clients have a successful closing on a loan. Also I forgot to mention he can close a loan very fast as well! Excellent service skills as well
    Read more at http://www.newamericanagent.com/johnlemos/testimonial#lAQgIjYXDIi4uMKE.99

  • Jorge L. - Riverside CA
    08/05/2017

    John help me out six years ago to purchase my home. When it came to refinancing we worked with him, he was able to guide us on what we needed to do to get it refinanced. Long story short he did what two other companies couldn't.
    Read more at http://www.newamericanagent.com/johnlemos/testimonial#lAQgIjYXDIi4uMKE.99

  • CassieW - Clovis, CA (Yelp! Review)
    02/28/2017

    John Lemos has been an outstanding individual these past several years; our family has relied on him to help guide us through the home owning and refinancing processes. He's thorough and the most efficient Broker we've ever had the pleasure of working with. John is beacon of professionalism and honesty. Never before have we had such great service. He responds quickly regarding any question and always keeps you up to date.

    It's our pleasure to have worked with him for so long. You'll be doing yourself a great favor by using John Lemos as your Mortgage Broker.

  • Michael I - Orange County, CA (Yelp! Review)
    02/21/2017

    John has been a great help to my Real Estate career!! If you are looking for a home loan, no matter your situation, John is the man!

  • Chris F - Riverside CA (Yelp! Review)
    04/27/2016

    Nothing but good things to say about John. This was my second home purchase and this was a piece of cake compared to the previous one; largely due to John. He communicates well and often, answers any and all questions, and tells you what to expect so that you are prepared. This man is an asset to his company and a valuable member of any team. I strongly recommend that if you are going to purchase a home or refinance to use this man. He will get all future business from me and my family.

  • Jana V - Santa Monica CA (Yelp! Review)
    04/16/2016

    John Lemos really does deserve five red stars. He is both knowledgeable AND nice -- a very helpful combination. He was patient with our questions, and he knew the answers! John went the extra mile for us. He was highly recommended by another professional, and that recommendation turned out to be spot on, so now I'm recommending him to others. If you're shopping around for a mortgage, then I suggest that you give him a call -- you'll be glad you did.

  • Lin M - Corona CA (Yelp! Review)
    03/27/2016

    John is fast and effective, he answers calls, text right away. A+ service, great job!

  • Maria G - Mission Viejo CA (Yelp! Review)
    03/16/2016

    John did a fabulous job,,, He was ready to close in 3 weeks!! One thing I really like about John is that he always answers his cell or return your call within minutes. He is a very hard worker, professional and Knowledgeable.

    Service Areas (4)
    • Anaheim, CA
    • San Bernardino County, CA
    • Los Angeles County, CA
    • Orange County, CA
    • Riverside County, CA
    Specialties (12)
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • Luxury Homes
    • New Construction
    • Relocation
    • Renters
    • REO/Bank Owned
    • Residential
    • Sellers
    • Seniors
    • Vacation/Resort Properties
    Languages (1)
    • English