John Lemos, Your Home Loan Expert (Caliber Home Loans)
NMLS# 613321

20 Pacifica

Suite 400

Irvine , CA 92618


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I welcome difficult to finance borrowers such at Self Employed, First Time Home Buyers, 100% Commission, aspiring Investors. Loan Officer for residential properties from 1 to 4 units.

Get to know John Lemos

John Lemos – The Kind of Service That Brings Great Joy, by Haley Freeman - 

Genuine, conscientious and humble of spirit, John Lemos is a mortgage advisor at Caliber Home Loans who balances his sharp attention to detail with his love of people to help them find the best financing for the home of their dreams.

John began his financial services career working at a Fortune 500 insurance firm. After 12 years, he boldly left his six-figure, corporate position to pursue a more exciting and people-focused career in mortgage lending. He quickly built a successful business by focusing his attention on building relationships with agents and by demonstrating high integrity with clients.

After achieving success at both ends of the industry spectrum, working for small brokers and large banks, John was ready for a strategic move to a company with the best attributes of both, and the right leadership to help him cultivate new opportunities. He found that combination of strengths at Caliber Home Loans.

Details Matter

“I heard great things about Caliber Home Loans and decided to make the move up. They do a good job here of balancing the needs of processors and loan officers by holding everybody accountable to fulfilling their function. They do that by detailing the responsibilities of each so there is no ambiguity about work or time frames.”

John feels confident about delivering service not only to clients, but to the Realtors® who trust him with their transactions. On-site operations ensure accurate communication and consistent, on-time delivery of loan services. “We are fully staffed with high quality individuals who know their roles and do well at their jobs.”

John’s congenial nature combined with his painstaking efforts to remain well-informed about industry changes help him build trust with clients. In the insurance industry, he learned how crucial it is for companies to have the right policies in place to monitor, prevent and detect compliance issues.

“Agents have repeatedly expressed to me that one of the most important things a high-producing Realtor® needs is good communication. My understanding of guidelines and regulatory matters means I know the parameters of a transaction and will communicate honestly and promptly about turn times and closing dates right up front, so everybody can make appropriate plans.”

The Joy of Service

John has two daughters, ages 15 and 21, and he is committed to facilitating their dreams for the future, as well as being a wise and nurturing grandparent to the children they will have someday. He remarried in 2011, and he and his wife enjoy family travel and outdoor activities with the kids.

 

“I remember listening to Dale Carnegie tell a story about someone who came to the realization that they needed to stop worrying and start serving. I’m so blessed that I learned this lesson and am part of an industry where I can really give my heart to it. There are many times when people come to me in despair because they have fallen out of escrow or have been told they can’t qualify for a home. It’s so rewarding to help them achieve their dream when they thought it was almost impossible. That is the kind of service that brings great joy.”

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Testimonials for John Lemos

  • Chris F - Riverside CA (Yelp! Review)
    04/27/2016

    Nothing but good things to say about John. This was my second home purchase and this was a piece of cake compared to the previous one; largely due to John. He communicates well and often, answers any and all questions, and tells you what to expect so that you are prepared. This man is an asset to his company and a valuable member of any team. I strongly recommend that if you are going to purchase a home or refinance to use this man. He will get all future business from me and my family.

  • Jana V - Santa Monica CA (Yelp! Review)
    04/16/2016

    John Lemos really does deserve five red stars. He is both knowledgeable AND nice -- a very helpful combination. He was patient with our questions, and he knew the answers! John went the extra mile for us. He was highly recommended by another professional, and that recommendation turned out to be spot on, so now I'm recommending him to others. If you're shopping around for a mortgage, then I suggest that you give him a call -- you'll be glad you did.

  • Lin M - Corona CA (Yelp! Review)
    03/27/2016

    John is fast and effective, he answers calls, text right away. A+ service, great job!

  • Maria G - Mission Viejo CA (Yelp! Review)
    03/16/2016

    John did a fabulous job,,, He was ready to close in 3 weeks!! One thing I really like about John is that he always answers his cell or return your call within minutes. He is a very hard worker, professional and Knowledgeable.

  • Rebecca G - Riverside CA (Yelp! Review)
    01/19/2016

    I must say that working with John with was truly a great experience, not only was he professional he always answered every question and concern I had immediately. Thanks to John, my refinance ran smoothly and quick. I'm very thankful for John and I would recommend him to anyone.

  • 11/1/2015 at 10:28 PM - ThatsMsB2U (Zillow Review)
    11/01/2015

    After an unsuccessful dealing with my credit union I was referred to John by my real estate agent. I was stressed out and unsure I would be able to get another loan processed in enough time to close escrow. John assured me that everything would be ok and that he would still be able to get me closed on time. John kept me informed every step of the way. I couldn't have asked for better service. If you've ever purchased a home you know how stressful it can be, but thanks to John he alleviated a big chunk of that stress by making the process as smooth as possible. John is now my go to guy, and I will definitely be referring all friends and family to him.

    Thanks John!!!!

  • 10/5/2015 at 3:32 PM - mommaccc (Zillow Review)
    10/05/2015

    CLOSED PURCHASE LOAN.
    John is very knowledgeable, high on good followup/communication through out the whole process. It is rare to see his level of customer service from a mortgage lender. He assisted me w/ my second home purchase which is a bit more work related, made himself available at all times to keep communication open between myself, my agent and seller's agent. I highly recommend him and his team for your real estate needs!

  • Sharie S - Riverside CA (Yelp! Review)
    08/18/2015

    John is a trusted and true professional. He nurtures the relationship throughout the transaction and continues to add value after close of escrow with continued contact and valuable information.

  • John W - Corona CA (Yelp! Review)
    06/24/2015

    I have known John for several years. I refinanced my mortgage and used John. He was professional, honest, hard working, and saved me a lot of money. I would recommend John when you have a need for a mortgage.

  • Liane T - Corona CA (Yelp! Review)
    06/17/2015

    John helped a client of mine who was denied a home loan by a big name bank! He took the loan from application to loan docs in 2 weeks. Closed in 3 weeks after another bank said it couldn't be done. Great Job!

    Service Areas (4)
    • Irvine, CA
    • San Bernardino County, CA
    • Los Angeles County, CA
    • Orange County, CA
    • Riverside County, CA
    Specialties (12)
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • Luxury Homes
    • New Construction
    • Relocation
    • Renters
    • REO/Bank Owned
    • Residential
    • Sellers
    • Seniors
    • Vacation/Resort Properties
    Languages (1)
    • English