As the broker/owner of Esquire Mortgage, thank you for contacting me. What makes me different than any other mortgage broker? I allow clients to "choose their rate" by showing the lender wholesale rate sheet. If the rate they choose offers a rebate from our lenders, they end up not paying me a dime!!!
I've been in the business since 1992 listing and selling S.F. Bay Area properties, and also provide mortgage services. I am an Alumni of Golden Gate University, and J.F.K.U., School of Law. I am an Adjunct Professor and certified mortgage and real estate instructor having taught the N.M.L.S. and SAFE Act courses for direct lenders, mortgage brokers, and their loan officers. Additionally, I teach at Riverside Community College. I've been negotiating short sales for several years and thoroughly know the process.
In closing, I bring all of my experiences and education to the table for my clients, you, the Realtors!