Richard Balles at AK Financial Inc. in cooperation with Samer Kuraishi of AK Real Estate in Germantown runs a mortgage finance company that specialize in helping client with their Home Financial needs. You could get a better options for your real estate and financial needs with help of Richard Balles and Samer Kuraishi at A-K real estate. Richard Balles is the expert in Refinancing and home loans. Richard Balles has several tips for getting the lowest mortgage rate while avoiding paying too much in closing costs and fees. You could get a better options for your real estate needs with help of Richard Balles and A-K real estate