I have the belief, that anyone that wants to own a home, should be able to. No one works harder to accomplish this goal. I am not willing to focus on the problems, but rather the solutions. Will always be realistic with each client to make sure they don't over extend themselves.
When refinancing is the goal, will make sure it is in the clients best interest to do so. I spend a lot of time with the client, getting to know them, there needs and wants. It is my responsibility to make sure the client is offered the best possible mortgage.