Advanced Mortgage SVF is now the only private mortgage banker in Benicia CA. We recently merged Sky Valley Financial Inc. and Advanced Mortgage Services to become a branch of American Pacific Mortgage of Roseville, CA. This merger has created an office with dynamic owner / managers that have over 50 years of combined experience. We don't shy away from products that serve all of our real estate community. This would include FHA Renovation 203K, Section 184 Native American Lending, and Reverse Mortgages for the purchase of your buyers dream home. We can show you and your buyers how these 3 loan products will allow them to purchase homes they may not ordinarily consider. We have conducted hundreds of live seminars on these and other home buying products. We are available to you and your group regardless of size for office meetings, home buyer training and more.
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Advanced Mortgage SVF has been a leader in using inovative loan products for our buyers. In additon to our coustomary loan products of Conventional, Jumbo FHA, & VA, we offer our buyers / owners the newest opportunities in home ownership. Our dedication to Native American Lending has made it possible for enrolled tribal members to enter the home buying market. Similar to FHA 203K Renovation the Section 184 loan allows tribal members to buy and renovate thier home on or off Indian Land!
We have offered our senior owners and buyers reverse mortgages sicne 1994. Now it is possible for a senior to purchase a home without qualifying for a home loan payment. All paymets are deferred until the loan is paid off at the time of a future refinance, sale, or when the senior passes on. The HECM Reverse is an FHA loan prodcut based on an age of 62 or higher, sufficient equity, and location of the property.
Our partnership with Amercian Pacific Mortgage Corporation makes it possible for Advanced Mortgage SVF to deliver a higher degree of service with sepeed and efficency. In a market where foreclosures & short sales have become the norm, our expericne & knowledge is a guiding light in the new home sales environment.