The career of mortgage lending is very attractive to me because it is a monumental step in most people lives. I like to help everyone achieve the "American Dream" - home ownership. I have helped many first time homebuyers, buyers looking for vacation/second homes around the country or investments to rent and later utilize the equity available to invest or purchase luxuries. I am a very empathetic person who loves to help others and network with anyone and everyone. My idea is to get to know as many people as possible because opportunity knocks every day. I am also a firm believer in the saying "you can get everything you want in life if you help others get what they want." When it comes to qualifying for a mortgage there are so many critical elements to overcome and understand not to mention the many hidden messages in the small print that is extremely important to understand so later there are no bad unforeseen surprises. For some time the mortgage industry was booming and until recently the balloon burst and now we are left to pick up the pieces and restructure our industry and assist homeowners and soon to be homeowners with the many advantges our industry has to offer.

I firmly believe I have taken the right steps in learning the mortgage industry from doing the most difficult mortgages first i.e. no credit score, no SSN, First time homebuyer, etc. In addition, I can offer Jumbo Loans, Construction Loans, Condo-conversion Loans, Condotels, Lot loans, Foreign nationals.  I can even close a loan in an LLC.

If you are looking for a professional that puts your clients needs first I am your specialist. I am fully bi-lingual and will work with anyone. If you don't currently qualify for a mortgage I will put together a plan for you to reach your goal in 6-12 months. If you are a homeowner and have lost your job or are experiencing difficulties paying your mortgage on time I may be able to help you out of financial hardship. If you had to file for Chapter 13 bankruptcy protection, after 1 year of being on the payment plan I may be able to get your trustee fully paid and get you into a low fixed rate 30 year or 15 year mortgage. There are always solutions to problems but you have to attack it fast before it kills your credit and you lose sleep. I have positioned myself with a great bank that has taken the precautions needed to stay above the competition and establish a strategic position in the market while many other lenders are experiencing financial hardship and layoffs.