Steve and Eleanor Thorne, Mortgage Loan Johnston County (River Community Bank, NA NMLS 60596)

Steve and Eleanor Thorne, Mortgage Loan Johnston County

Mortgage and Lending / Clayton, NC
River Community Bank, NA NMLS 60596

Get to know Steve and Eleanor Thorne

My wife and I have lived in North Carolina all of our lives - these days, that's rare.  In fact, one of the first questions asked by folks around here is "where are you from?"

But when you're in Johnston County, there are a ton of "natives."  That's one of the things we like about this area. People tend to put down roots, and stay!

We've also found that folks in Johnston County (located right outside of Raleigh - and about an hour and a half from the beach!) want to save all they can when they are getting a mortgage!

We work with the top mortgage companies in the country, and when we say we have LOW mortgage rates - we MEAN IT!  River Community Bank, NA allows us to make loans outside of NC too!

Did you know that the Government is GIVING Qualified Buyers in NC 3% for their down payment?  Call us to see if you qualify! 919-649-5058


Steve and Eleanor Thorne Expertise

USDA loans are available to anyone purchasing property in Johnston County, if you meet the income requirements. To see what those income requirements are, click here.

Much of the county is very close to a military bases, Ft. Bragg or Pope Airforce. We have a ton of experience with VA loans.  If you want to know the closing costs that Veteran's can not pay, click here.  To learn about BAS and BAH income, and how underwriters are using it to qualify the veteran, click here.

FHA loans require a 3.5% downpayment, however they do allow gifts.  If you have questions about the credit requirements are for FHA loans, please click here.  We also do mortgage loans for people who qualify to purchase HUD Homes for $100 downpayment, and we offer NC Housing Finance Agency Money!

If you have an Adjustable Rate Mortgage - it might be time to refinance.  If you have questions about what your loan could be adjusting to, click here.

For information about purchasing Foreclosed property, and loan options available - click here.

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We work as a mortgage lender team in North Carolina and we have over 20 years of experience originating FHA, VA and USDA loans. We have the best mortgage rates available from over 30 Investors! NCHFA
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