Name

Anthony Ferlazzo

Company

Pronto Commercial Funding

E-mail

Contact Pronto Commercial Funding

Website

http://www.prontocommercial.com

Office Phone

(866) 822-8500 x 201

Description

We finance commercial projects nationwide. We also do commercial leasing. We fund every day what banks turned away.

About Us:

Commercial Lending and Equipment Leasing Services

Think you can't qualify for a commercial loan because you've been told your project really tough or you are credit-challenged? Think again. Pronto Commercial Funding excels at offering small and large business owners premium loan products that banks and traditional financing options just can't offer. Find out what other choices are available. Here are just a few examples of some key comparisons:

• Amortization: Most traditional lenders will provide a maximum of 15 to 20-year loan amortization. Pronto Commercial Funding gives you access to 25 and even 30-year amortization. By stretching your mortgage payments over a longer period of time, you can significantly improve your cash-flow by lowering your payments.

• Terms: The most common commercial loan terms available for commercial lending are typically variable/adjustable rates accompanied by a balloon-payment after a specified period of time. Getting a fixed-rate mortgage longer than 5 years from a reputable lender is unheard of. And, eliminating the expected balloon-payment is just as rare. But, Pronto Commercial Funding offers you the option of getting a 15, 20 or even a 30-year option with NO balloon-payment! Now that's some peace of mind!

• Rate Review: This is a term that many lenders use in order to soften the blow off a "balloon" payment or a call. Basically what it means is that after a certain period of time (usually 5 years) the lender will review the rate and make sure that it's in line with how much interest they could charge in the market at that time for your kind of loan. If the rates are higher you have to refinance to re-qualify at the higher loan rate. If the rates are lower you typically keep your loan-rate right where it is.
  
  You will be overjoyed at not having to deal with ANY rate review programs when you refinance with us. Once we start a business relationship with customers, we'd like to keep it on the same note we began with (meaning the same interest rate) unless we can offer them even better terms later on down the road.

• Loan-To-Value: Getting the highest amount of financing for the intended project is a critical issue to most of our borrowers. After all, what small-business person is typically sitting around with 40-70% equity in a commercial building or has that much money to put down for a purchase? Pronto Commercial Funding pushes the envelope for you by offering 5-25% more financing for your projects than is typically available thus giving you access to the cash you need or keeping more cash in your budget for operating expenses.

• Property Seasoning: Suppose one of you get a great deal and buy a property that's worth quite a bit more than you paid for it and you make a few improvements and perhaps even find a great tenant or two. Retail banks often require you to sit on that equity for at least a year before you can access it through a refinance. Pronto Commercial Funding knows that cash is king and is the most important aspect to a business' success. So, we've created a product that will allow you access to that cash without regard to how long they've owned the property! That's right, you can have unlimited cash out, regardless of how long they've owned the property!