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I waive it - covered by my insurance and Amex.
Pete Xavier with X Gr...
Pacific Palisades, CA
It's been quite a few years since I've rented a car but I believe I purchased the car insurance even though my own would have covered any issue.
I did not get that coverage once, it cost me dearly. Won't happen again
Waive it every time, except in Europe where its mandatory. A
Pete Xavier with X Gr...
Pacific Palisades, CA
I always purchase the rental insurance. For the amount, it is worth every penny. In case of an accident, your personal car insurance will not be affected.
Anthony Acosta - ALLAT...
Door # 2
my insurance broker says I am covered but I still purchase it
I use the Chase Shappire card to book rentals because one of the benefits is the card pays for all those charges if it is used. You don't have to pay and then get reimbursed.
I waive it, and hope for the best.
Always let my own cover it
I waive it. My USAA insurance would cover me.
I never buy it. Has never made any sense to me.
I haven't rented a car in more years than I can count... so have no opinion. If I needed to rent for any reason, I'd first check with my insurance broker about the advisability of buying additional coverage from the rental company.
I seldom rent a car, but the last time I did I waived it.
I waive it, let my Ins. cover it, unless going to Mexico.
I trust my driving and my wife's as well. Our Triple A insurance is there for emergencies. I don't get the rental company's additional insurance.
My insurance covers me
Shon - We waive the additional insurance coverage on car rentals.
I never do, but I do adjust my personal auto insurance as needed. Sometimes it's a weekend adjustment, and if so, usually costs about $1. Much cheaper to do that than pay the rental place.
I always get the extra protection - years ago we had an issue with not having it and it cost us a lot more than if we got it so we always get it now - besides it's tax deductible!
SHON NASIR I am covered when I use my credit card. No need to spend extras on the additional insurances while renting.
I do not rent cars.
I rarely have to rent a car, but when I do I get the Car Rental "Insurance".
I haven't rented a car in such a long time I'm not sure if I bought the additional coverage or not.
Our insurance covers it and always has....why pay more.
I normally waive it except internationally
We get the ins. Know of a friend who did not and the fine print killed him. It also took almost 6 months to clear up
I always waive it as I have high limits and excellent coverage with State Farm.
I haven't rented a car in many, many years.... I did purchase the insurance....
I waive it. I'm covered by my own car insurance.
I rent cars all the time and just about always I waived the high priced insurance. The exception was when I rented a cube truck. Always read up on your policy inclusions and exclusions and adjust your coverage when needed. REMEMBER: Insurance provided by rental companies is outrageously high, you can protect yourself inexpensively with your own policy. Be fully aware of the exclusions and limitations of your policy.
My exclusions would be Lamborghini (and similar types), cube truck and commercial types of rental vehicles and than the geographical exclusion for coverage outside the U.S.A. & Canada.
Never. My regular insurance covers it.
Waive it and use a credit card that provides protection.
Don't need it. Many get sold on it. My insurance is more than adequate to cover me in a rental car.
In my youger days, I worked for a major rental car company for 14 years and most renters auto insurance covers them. Some credit cards will provide coverage but they are usually secondary to your primary insurance. Alsways check with your insurance and credit card for terms and conditions prior to renting the car. You usually don't need it unless you are renting out of the USA.
My car insurance carrier provides coverage when I rent a vehicle.
I have done both. It is expensive. I call my own insurance to make sure they cover it.
I don't know if a census has ever been done for this question.
Many people dont know to waive it...Rental insurance is fear driven
I waive it, mine already covers me and buying double coverage is a waste of money
SHON NASIR My auto insurance covers car rentals.
Waive it every time!
Your credit card, and possibly your own auto insurance, should cover it.
Our normal auto insurance covers us.
Whether its UPS insisting on insurance even though they are the ONLY ones who touch the package to car rental, they ALL see a revenue augmentation channel.
Car rental companies found a channel. They have decided to charge the consumer of lost income while they dawdle about to repair the car. Your existing car insurance is unlikely to cover 'lost income.'
I'm sure their is, or will be, a 're-stocking' fee, under a different name that all consumers have become accustomed to paying.
They take a page out of the real estate broker business plan and know how to put their customer/agent on the menu.
My credit card gives me coverage for this as well as my regular car insurance.