SHON NASIR, Residential, Commercial and Business.  (Local Heroes Realty)

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Rainmaker
582,314
Olga Simoncelli
Veritas Prime, LLC - New Fairfield, CT
Broker-Owner, RE Consultant, Licensed in CT & NY

I waive it - covered by my insurance and Amex.

Mar 19, 2017 03:51 AM
Rainmaker
2,534,461
Michael Jacobs
Coldwell Banker Residential Brokerage - Pasadena, CA
Los Angeles Pasadena Area Real Estate 818.516.4393

It's been quite a few years since I've rented a car but I believe I purchased the car insurance even though my own would have covered any issue.  

Mar 19, 2017 05:33 AM
Rainmaker
2,033,163
James Dray
Fathom Realty AR LLC - Bentonville, AR
Exceptional Agents, Outstanding Results

I did not get that coverage once, it cost me dearly.  Won't happen again

Mar 19, 2017 04:25 AM
Rainmaker
3,084,815
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding and Marketing

Waive it every time, except in Europe where its mandatory.  A

Mar 19, 2017 09:40 AM
Rainmaker
221,165
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

I always purchase the rental insurance. For the amount, it is worth every penny.  In case of an accident, your personal car insurance will not be affected. 

Mar 19, 2017 07:16 AM
Rainmaker
1,220,611
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Area Real Estate

Waive it.

Mar 19, 2017 05:38 AM
Rainmaker
2,227,909
Tony and Suzanne Marriott, Associate Brokers
Haven Express @ Keller Williams Arizona Realty - Scottsdale, AZ
Serving Scottsdale, Phoenix and Maricopa County AZ

Door # 2

Mar 19, 2017 05:24 AM
Ambassador
1,527,282
Harry F. D'Elia
Real Estate and Beyond, LLC - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

my insurance broker says I am covered but I still purchase it

Mar 19, 2017 05:23 AM
Ambassador
1,002,164
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

I use the Chase Shappire card to book rentals because one of the benefits is the card pays for all those charges if it is used. You don't have to pay and then get reimbursed.

Mar 19, 2017 05:17 AM
Rainmaker
167,631
Dennis Swartz
Rickert Property Management - Columbus, OH
ABR, CRB, CRS, GRI, MBA...experience counts!

I waive it, and hope for the best.

Mar 19, 2017 05:14 AM
Rainmaker
1,478,562
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

Always let my own cover it

Mar 19, 2017 04:56 AM
Rainmaker
937,519
Kat Palmiotti
Grand Lux Realty, 914-419-0270, kat@thehousekat.com - Monroe, NY
The House Kat

I waive it. My USAA insurance would cover me.

Mar 19, 2017 04:49 AM
Rainer
144,789
Jim Joeriman
Coldwell Banker Riviera Realty, Inc - Lacey Township, NJ
Helping Agents Reach New Heights

I never buy it.  Has never made any sense to me.  

Mar 19, 2017 04:34 AM
Rainmaker
1,781,270
Nina Hollander
RE/MAX Executive | Charlotte, NC - Charlotte, NC
Your Charlotte/Waxhaw/Fort Mill Area Realtor

I haven't rented a car in more years than I can count... so have no opinion. If I needed to rent for any reason, I'd first check with my insurance broker about the advisability of buying additional coverage from the rental company.

Mar 19, 2017 04:19 AM
Ambassador
2,765,125
Bob Crane
Woodland Management Service - Stevens Point, WI
Forestland Experts! 715-204-9671

I seldom rent a car, but the last time I did I waived it.

Mar 19, 2017 12:11 AM
Rainmaker
582,570
Thomas J. Nelson, Realtor,CRS,ePro
Big Block Realty 858.232.8722 - La Jolla, CA
Co-Host of Mail-Right's: Real Estate Agent Podcast

I waive it, let my Ins. cover it, unless going to Mexico.

Mar 19, 2017 12:04 AM
Rainmaker
430,115
Tony Lewis
RE/MAX of Valencia (Hall of Fame) 30 year Valencia Resident - Valencia, CA
RE/MAX Valencia, Stevenson Ranch, Santa Clarita

I trust my driving and my wife's as well.  Our Triple A insurance is there for emergencies.  I don't get the rental company's additional insurance.

Mar 18, 2017 11:09 PM
Rainer
2,405
Theresa D'Amico
RE/MAX Professionals - Hallettsville, TX
Rural land and Farm and Ranch

Always purchase the insurance

 

Apr 17, 2017 07:24 PM
Rainmaker
2,090,844
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

My insurance covers me

 

Mar 20, 2017 03:49 PM
Rainmaker
702,806
Troy Erickson
Diverse Solutions Realty www.ChandlerRealEstate.weebly.com - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Shon - We waive the additional insurance coverage on car rentals.

Mar 20, 2017 03:37 PM
Ambassador
709,270
John Meussner
Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - Costa Mesa, CA
#MortgageMadeEasy Costa Mesa, CA 484-680-4852

I never do, but I do adjust my personal auto insurance as needed.  Sometimes it's a weekend adjustment, and if so, usually costs about $1.  Much cheaper to do that than pay the rental place.

Mar 20, 2017 01:01 PM
Rainmaker
2,030,673
Richard Weeks
Dallas, TX
REALTOR®, Broker

Not me.

Mar 20, 2017 08:23 AM
Rainmaker
613,929
Jennifer Mackay
Keller Williams Success Realty - Panama City, FL
Your Bay County Florida Realtor 850.774.6582

I always get the extra protection - years ago we had an issue with not having it and it cost us a lot more than if we got it so we always get it now - besides it's tax deductible!

Mar 20, 2017 07:06 AM
Ambassador
3,283,241
Praful Thakkar
eXp Realty - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

SHON NASIR I am covered when I use my credit card. No need to spend extras on the additional insurances while renting.

Mar 19, 2017 11:32 PM
Rainmaker
3,421,939
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I do not rent cars.

Mar 19, 2017 10:16 PM
Rainmaker
287,156
Diana Dahlberg
1 MONTH REALTY - Kenosha, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

I rarely have to rent a car, but when I do I get the Car Rental "Insurance".

Mar 19, 2017 06:59 PM
Rainmaker
104,614
Julie Larson Realtor® Sarasota FL 941-882-0322
PalmerHouse Properties Florida - 941-882-0322 | Serving Sarasota, Manatee & Charlotte Counties - Sarasota, FL
When you're thinking of moving...ThinkSuncoast.com

I haven't rented a car in such a long time I'm not sure if I bought the additional coverage or not.

Mar 19, 2017 06:32 PM
Ambassador
2,357,742
Anna Banana Kruchten, CRS
Phoenix Property Shoppe - Phoenix, AZ
Arizona's Top Banana of Real Estate!

Our insurance covers it and always has....why pay more.

Mar 19, 2017 06:29 PM
Ambassador
3,075,981
Jeff Dowler
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

I normally waive it except internationally

Mar 19, 2017 04:56 PM
Rainmaker
3,063,057
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

We get the ins.  Know of a friend who did not and the fine print killed him.   It also took almost 6 months to clear up

Mar 19, 2017 04:21 PM
Ambassador
3,010,412
Debbie Reynolds
Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I always waive it as I have high limits and excellent coverage with State Farm.

Mar 19, 2017 03:51 PM
Rainmaker
3,615,876
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
"Franklin MA Homes"

I haven't rented a car in many, many years.... I did purchase the insurance....

Mar 19, 2017 03:35 PM
Rainmaker
127,215
Diana White-Pettis
Exit Bennett Realty - Upper Marlboro, MD
GRI, CDPE, CNE, Upper Marlboro Homes for Sale

I waive it.  I'm covered by my own car  insurance.

Mar 19, 2017 02:35 PM
Rainmaker
599,626
Pete Xavier with X Group Real Estate Advocates
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

I rent cars all the time and just about always I waived the high priced insurance. The exception was when I rented a cube truck. Always read up on your  policy inclusions and exclusions and adjust your coverage when needed. REMEMBER: Insurance provided by rental companies is outrageously high, you can protect yourself inexpensively with your own policy. Be fully aware of the exclusions and limitations of your policy.

My exclusions would be Lamborghini (and similar types), cube truck and commercial types of rental vehicles and than the geographical exclusion for coverage outside the U.S.A. & Canada.

Mar 19, 2017 11:40 AM
Rainmaker
846,522
Ryan Huggins - Thousand Oaks, CA
www.HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Never.  My regular insurance covers it.

Mar 19, 2017 09:56 AM
Rainmaker
3,883,136
Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Roy and Dolores Kelley Photographs

Waive it and use a credit card that provides protection.

Mar 19, 2017 09:24 AM
Rainmaker
2,297,184
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale - Probate Broker

Don't need it.  Many get sold on it.  My insurance is more than adequate to cover me in a rental car. 

Mar 19, 2017 09:23 AM
Rainer
233,500
Malinda Montgomery RSPS AHWD-Realtor
Adams Cameron & Company - Port Orange, FL

In my youger days, I worked for a major rental car company for 14 years and most renters auto insurance covers them. Some credit cards will provide coverage but they are usually secondary to your primary insurance. Alsways check with your insurance and credit card for terms and conditions prior to renting the car. You usually don't need it unless you are renting out of the USA.

Mar 19, 2017 07:53 AM
Rainmaker
308,954
Nathan Gesner
American West Realty & Management - Cody, WY
Broker / Property Manager

My car insurance carrier provides coverage when I rent a vehicle.

Mar 19, 2017 07:44 AM
Rainmaker
488,071
Kasey & John Boles
Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com - Boise, ID
Boise, Meridian, Ada/Canyon/Gem/Boise Counties

I have done both. It is expensive. I call my own insurance to make sure they cover it.

Mar 19, 2017 07:15 AM
Rainmaker
1,144,204
Marc Swartz, CPA, CA, Real Estate Broker
Royal LePage Vision Realty, Brokerage, Direct: (416) 737-9800, Office: (416) 321-2228 - Toronto, ON
Toronto, Durham & York Regions, Ontario, Canada

I don't know if a census has ever been done for this question.

Mar 19, 2017 07:11 AM
Rainmaker
2,100,579
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Many people dont know to waive it...Rental insurance is fear driven

Mar 19, 2017 07:07 AM
Rainmaker
2,182,057
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of Manchester NH's Leading Agents

I waive it, mine already covers me and buying double coverage is a waste of money

Mar 19, 2017 06:28 AM
Rainmaker
1,215,159
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

SHON NASIR My auto insurance covers car rentals.

Mar 19, 2017 06:24 AM
Rainmaker
2,094,921
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker

Waive it every time!

Mar 19, 2017 06:22 AM
Ambassador
1,678,497
Fred Griffin
Frederick Griffin, Exclusive Buyer's Broker - Tallahassee, FL
Licensed Florida Real Estate Broker

Your credit card, and possibly your own auto insurance, should cover it. 

Mar 19, 2017 06:10 AM
Rainmaker
1,239,378
Sandy Padula and Norm Padula, JD, GRI NMLS#1483386
Realty One - Carlsbad, CA
Presence, Persistence & Perseverance

Our normal auto insurance covers us.

Mar 19, 2017 05:53 AM
Rainmaker
537,431
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Whether its UPS insisting on insurance even though they are the ONLY ones who touch the package to car rental, they ALL see a revenue augmentation channel.

Car rental companies found a channel. They have decided to charge the consumer of lost income while they dawdle about to repair the car. Your existing car insurance is unlikely to cover 'lost income.'

I'm sure their is, or will be,  a 're-stocking' fee, under a different name that all consumers have become accustomed to paying.

They take a page out of the real estate broker business plan and know how to put their customer/agent on the menu.

Mar 19, 2017 05:49 AM
Rainmaker
3,579,338
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

My credit card gives me coverage for this as well as my regular car insurance.

Mar 19, 2017 05:42 AM