- Name
- Randy Miguel
- Company
- Equitas Capital | Morgan Financial
- E-mail
- Contact Randy Miguel (Equitas Capital | Morgan Financial)
- Website
- http://www.randymiguel.com
- Office Phone
- (408) 216-7274
- Cell Phone
- (408) 821-9505
- Address
- San Francisco Bay Area, San Jose, Santa Clara, , Elk Grove, Sacramento, Folsom, Granite Bay, Roseville, Rocklin, All of, CA, 95762
- Description
- California Mortgage Loans & Refinancing by Randy Miguel of Equitas Capital (a Los Gatos Mortgage Brokerage). FHA loans by Morgan Financial. Call me for friendly and trustworthy home financing advice.
About Us:
Randy Miguel
Equitas Capital, Associate Broker
Randy grew up in the Bay Area and attended Bellarmine College Preparatory in San Jose. From there, he went on to Santa Clara University where he earned a Bachelor's Degree in Finance. In 2004, Mr. Miguel established RefiWise, Inc. which later became known as WIRE Financial, a full service mortgage firm located in Santana Row of San Jose. In 2007, he and his family relocated back to their home near Sacramento in El Dorado Hills, CA. Now as an active associate broker of Equitas Capital, he offers 12 years of banking and consultative loan experience to a diverse client portfolio, offering private "hard-money" financing to top tier A-paper loans. Additionally, Randy offers services in loss mitigation and direct lender negotiation in situations where refinancing is not an option. In such an uncertain economy, he commits to educating home buyers on the inherent risks of adjustable vs. fixed rates. Mr. Miguel prides himself in providing FULL DISCLOSURE and making sense of the fine print, so his clients can make the most informed decision about their home financing. If you'd like to have a discussion with Randy Miguel about purchasing or refinancing, or if you'd simply like to hear about his sense of the market, feel free to contact him directly @ 408.821.9505.
Areas of Expertise
Expert in FHA & No-Money-Down Purchases, Loan Assessment, Borrowing Strategy, and Loan Positioning for the lowest rates at the lowest cost to his clients. Highly experienced in collaboration with realtors and all parties to a real estate transaction. Randy is a specialist in situations involving financing on multiple properties for multiple property types, including investment, construction, and commercial-based lending.
"I also assist homeowner's in need of protecting their homes from the possibility foreclosure. Please do not hesitate to refer a neighbor in need." This includes direct lender negotiation for forbearance, loan modification, government grants, and short sales. http://www.randymiguel.com/loan_modification.html
