- Name
- Rick Cignoli - Sr. Mortgage Advisor
- Company
- Right Trac Financial Group
- E-mail
- Contact Rick Cignoli - Sr. Mortgage Advisor (Right Trac Financial Group)
- Office Phone
- (860) 945-9284
- Cell Phone
- (203) 525-0259
- Alt. Phone
- (860) 647-7701
- Fax
- (860) 499-5022
- Address
- 101 Main Street, Manchester, CT, 06042
- Description
- Understanding my clients' needs, focusing on honest answers to their concerns and providing the Right Mortgage Solution at the Best Rate has earned me the reputation as a trusted Mortgage Advisor.
About Rick Cignoli, Sr. Mortgage Officer NMLS ID# 78861
"When You Work With a Professional, You Get Professional Results"
Rick is a seasoned financial services professional who brings 40 years of banking, credit union and financial planning expertise to the home buying experience. Purchase or Refinance ... Rick is committed to hleping his clients with the Right Mortgage at the Best Rate.
Rick has expertise with the USDA Guaranteed Rural Housing Devolopment Loan program, FHA, VA and Homepath Mortgages, as well as Conventional and Jumbo mortgage financing. He particularly likes drawing on his teaching background to guide First Home Buyers through the complicated mortgage process.
Rick is a licensed Connecticut Mortgage Loan Officer and registered with the National Mortgage Licensing Service. He attneded the University of Connecticut and is an alumnus of the Stonier Graduate School of Banking at the University of Delaware where he also served on the faculty as a Thesis Examiner. Rick's credentials include retail bank management; consumer, small business and mortgage lending; and as a registered securities and investment advisor.
Rick's experience and broad knowledge of the financial markets enables him to help him help his clients with Courtesy, Competency and Concern. Give Rick a call to be sure you have all the right information to make the right decision for your family or your client.
About Right Trac Financial Group
Right Trac Financial Group is a privately held mortgage broker company established in 1993. It is licensed to originate mortgages in CT, MA, ME, NH, Ri, Vt, NY and FL. Right Trac has relationships with several trusted lenders who offer a wide range of mortgage options. Rick and his team can close your transaction quickly and save you time and money.
Testimonials
As a mortgage professional, Rick was not simply looking for a commission. He took the time to learn and understand my objectives and develop the best possible plan to accomplish those objectives. Rick has gone above and beyond to assist me in what has been become a challenging refinace however his committment and support has never waivered. I would recommend Rick to anyone that is looking for solutions to their current mortgage product(s)." Top Qualities: Great Results, Expert, High Integrity (1/15/2012) Rob Makowski, Director of Relationship Management at Higher One
Hello Rick! Congratulations on your recent business move! I will be more than happy to to provide buyers with your "new" contact information. I find your mannerism to be completely professional and will not hesitate to refer my clients to your for help. Bethany Lydem. Owner/Broker. Stonecrest Realty, Thomaston, CT. 7/20/11
Being a first time home buyer, I was pleasantly surprised at how comfortable my loan officer, Rick Cignoli made the process for my family and myself. Rick was very understanding and was sure to make himself available for any questions and concerns that we had. Thank you! Shauna 01/2011
Thank you so much for all your help closing my listing on Magnolia Street. YOU DID A GREAT JOB! I know my client appreciates all your hard work. And, thank you so much for the First Home Buyer lead. I look forward to working with you more in the future. I will certainly tell other clients and all the agents in my office know how great you and your programs are!! Paula, Realtor
It was my pleasure to work with you on my client's refinance. Your discrete service and attention to detail is appreciated and respected. I have another client who is looking are looking for guidance with the refinance of the condo here in town. I will give them your card and see if we can do some more business together. Attorney Kevin McSherry
Hi Judy ... We want to thank the Achieve Financial Credit Union again for referring us to Rick Cignoli about a year and a half ago. He was able to help us at that time and that allowed us to place ourselves in a better place financially. Things have been going well since then and now he has been able to help us by getting us an even lower interest rate. We are in the final stages of the refinancing. All that is left is to schedule a closing. Rick has been very very helpful. Thanks again. Greg and Deidre
Rick: Just wanted to take a moment to say thanks again for all your help. With my credit situation, I didn't believe it would be possible to refinance with a low fixed rate and save over $300 per month. You showed me how and I really appreciate all you did for me. I'll be sure to recommend you to my friends. Shirleyanne
Hi Rick ... Thanks again for all of your help on the Grimes purchase. It's great to work with a professional who knows how to work with a First Homebuyer. With your help, the appraisal problem turned out to be a no-issue. In the end I think she was quite satisfied with the whole mortgage experience and will recommend you to her friends and colleagues. I know I will. Attorney Tim Lodge
