Name

Rick Cignoli - Mortgage Banker

Company

Envoy Mortgage

E-mail

Contact Rick Cignoli - Mortgage Banker (Envoy Mortgage )

Office Phone

(860) 945-9284

Cell Phone

(203) 525-0259

Fax

(860) 499-5022

Address

774 Straits Turnpike, Watertown, CT, 06795

Description

Understanding my clients' needs with honest answers to their concerns and providing them with the Right Mortgage Solution at the Best Rate has earned me the reputation as an advisor you can trust.

About Rick Cignoli, Senior Mortgage Officer

Experience s Integrity s Commitment s Service

Experience: Rick is a seasoned professional who brings 35 years of banking, credit union and financial planning expertise to Envoy Mortgage. His background includes branch administration; consumer, small business and mortgage lending; business management; and as a registered securities and investment advisor. He is well versed in conventional, FHA, RHD, jumbo and First Home Buyer mortgages.

Integrity: Rick is respected in his community,by his peers and by his clients as an honest professional who sincerely wants to do what is best for their needs and who has the experience to find the best solution for their unique situation.

He attended the University of Connecticut and is an alumnus of the Stonier Graduate School of Banking held at the University of Delaware where he also served on the faculty as a Thesis Examiner. Active in the Watertown community, Rick is a member of the Rotary Club of Watertown, CT and Chairman of the Board of Directors for The Clockwork Repertory Theater. He is a member and past president  of the Watertown Chamber of Commerce and is a former chairman of the Town's Redevelopment Commission.

Commitment:  Rick's maturity, accomplishments and broad knowledge of financial services enables him to be committed to helping families buy their first home, downsize, or move up to a larger house with the Right Mortgage at the Best Rate.

Service:  When You Work with a Professional, You Get Professional Results.

 

About Envoy Mortgage

Envoy Mortgage ... Expertise with a "Can Do" Attitude

In an ever changing mortgage market, the most powerful tool Envoy Mortgage can offer our clients is our expertise and experience.

Who We Are:

• Full-service mortgage professionals means Courtesy, Competency and Concern for our clients' needs
• Direct Lender means in-house approvals, local processing & prompt closings by our decicated staff
  • Flexible Programs, No Middleman, Hassle Free Experience
• Licensed in 31 states

Testimonials

Thank you so much for all your help closing my listing on Magnolia Street. YOU DID A GREAT JOB!  I know my client appreciates all your hard work. And, thank you so much for the First Home Buyer lead. I look forward to working with you more in the future. I will certainly tell other clients and all the agents in my office know how great you and your programs are!! Paula Basso, Realtor                      

Hi Rick  ... Thanks again for all of your help on the Grimes purchase.  It's great to work with a professional who knows how to work with a First Homebuyer. With your help, the appraisal problem turned out to be a no-issue.  In the end I think she was quite satisfied with the whole mortgage experience and will recommend Envoy Mortgage to her friends and colleagues. I know I will. Attorney Tim Lodge

It was my pleasure to work with you on my client's refinance. Your discrete service and attention to detail is appreciated and respected. I have another client who is looking are looking for guidance with the refinance of the condo here in town.  I will give them your card and see if we can do some more business together.  Attorney Kevin McSherry  9/8/08

Rick:   Just  wanted to take a moment to say thanks again for all your help. With my credit situation, I didn't believe it would be possible to refinance with a low fixed rate and save over $300 per month. You showed me how and I really appreciate all you did for me. I'll be sure to recommend you to my friends. Shirleyanne 

Hi Judy ... We just want to thank the Credit Union again for referring us to Rick Cignoli about a year and a half ago. He was able to help us at that time and that allowed us to place ourselves in a better place financially. Things have been going well since then and now he has been able to help us by getting us an even lower interest rate. We are in the final stages of the refinancing. All that is left is to schedule a closing. Rick has been very very helpful. Thanks again. Greg and Deidre 04/2009