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Name
Ronald A. Giannamore
Company
Mortgage Services, Inc.
E-mail
Contact Mortgage Services, Inc.
Website
http://www.ToMortgageServices.com
Office Phone
(800) 922-3210 x 121
Alt. Phone
(203) 841-2500
Fax
(203) 841-2554
Description
NMLS#16895 Mortgage Banker/Broker over 23 years experience in Government and Jumbo Lending Products and modification loan workouts. Established National presence to serve relocating clients through ou

THE ORGANIZATION

About Us "THE ORGANIZATION"

   We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

   We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. We also offer a special Mortgage Manager service if you are considering refinancing your mortgage.

   And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online - 24 hours a day.

   John Wiley & Sons publishing company recognized Mortgage Services, Inc. as the benchmark for quality service and for the professionalism that it provides to its customers. In January of 2007 Wiley Publishing contracted Richard Giannamore, CEO of Mortgage Services, Inc., to write the book "The High-Income Originator." The book provides an invaluable resource for any aspiring loan officer to learn what it takes to become the best they can be at providing the highest quality professional service to their customers. The book can be located at http://www.amazon.com/High-Income-Mortgage-Originator-Strategies-Practices/dp/0470137312/ref=sr_1_3?ie=UTF8&s=books&qid=1203366416&sr=8-3.

CAREER OPPORTUNITIES

Career Opportunities

MORTGAGE SERVICES, INC. ,  MORTGAGE E-Z ,  MSI-USA

Since 1986, Mortgage Services, Inc. has built a reputation with its clients that is "Second to None".  Over 55% of our annual business is done by repeat customers, while the industry standard is close to 3%. Just think about it, we beat the industry standard by over 50+%. Amazing when you think of all of the major banks and financial institutions we compete against. Companies like Citicorp, Wells Fargo, Peoples, Fleet, Webster Financial and Bank America just to name a few, as well as all the e-mortgage companies.

What makes us so successful?  

Simple - the way we do business and the way we treat the customer. Our primary concern is to make the customer happy. We treat our customers with honesty and respect, and always with their best interest at heart. A lot of companies say that is what they are up to, but the proof is in the fact that only 3% of their customers are willing to go back to them. For Mortgage Services there is never a question about coming back. Some years it has been as high as a 60% return rate. Impressed? We are!

We know that if we only depended on our old clients for business we would not grow. Mortgage Services, Inc. has grown at an astounding rate over the past 20 years. Again, remarkable!  In the financial community Mortgage Services, Inc. is looked upon with envy and respect.

Mortgage Services, Inc. has proven that it knows how to run a successful retail mortgage operation. Whether  rates rise or rates go down our marketing strategy always has Mortgage Services, Inc. expanding.

Four Ways to Build a Career with Mortgage Services, Inc.

Our expansion plans now offer you a superior financial opportunity that people only dream about. We know that this opportunity is not right for everyone and that is why we will only accept qualified individuals who we feel have the right psychological makeup to ensure success.

John Wiley & Sons publishing company recognized Mortgage Services, Inc. as the benchmark for quality service and for the professionalism that it provides to its customers. In January of 2007 Wiley Publishing contracted Richard Giannamore, CEO of Mortgage Services, Inc., to write the book "The High-Income Originator." The book provides an invaluable resource for any aspiring loan officer to learn what it takes to become the best they can be at providing the highest quality professional service to their customers. The book can be located at http://www.amazon.com/High-Income-Mortgage-Originator-Strategies-Practices/dp/0470137312/ref=sr_1_3?ie=UTF8&s=books&qid=1203366416&sr=8-3.

Many companies start with a "VISION" that usually doesn't go very far.

What started as a vision has now become a reality. With a staff of the right industry professionals we stand ready to assist you in achieving your financial goals.

Click on the links below to learn more.

Employment Opportunities

Associates

Joint Venture

Own Business

Not sure which opportunity is right for you?  Let us determine which is the best fit for you by contacting us at info@tomortgageservices.com

What about the future?

BENEFITS OF BROKER

Why Use a Broker?

Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.

What is a Mortgage Broker?

A mortgage broker is an independent real-estate financing professional who specializes in the origination of residential mortgage loans. Mortgage brokers normally pass the actual funding and servicing of loans on to wholesale lending sources. A mortgage broker is also an independent contractor working with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, your broker provides the most efficient way to obtain financing tailored to your specific financial goals.

What Do Mortgage Brokers Do?

In the volatile home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. One of the broker's most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage broker can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options.

Brokers Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

A mortgage broker also:

  • Discusses and explains financing program options
  • Informs you, in writing, of lock-in options
  • Explains all documents of the loan application
  • Explains all associated costs of the loan application
  • Explains the disbursement of all loan applications
  • Explains the loan process, from application to closing
  • Provides you with a good faith estimate of cost and fees
  • Communicates with you throughout the loan process in a timely manner
  • Coordinates the final closing of your transaction