Loan in the US, IndyMac Bank, the largest Bank failure in two decades, 5 hedge funds, tens of thousands of jobs, and have led to millions of foreclosures with millions more on the way. And, as if that weren't enough, subprime mortgages are also blamed for massive volatility in the stock, bond, credit, futures, and real estate markets here in theUS and around the globe. Some say losses in the mortgage securities market alone could reach hundreds of billions of dollars this year.
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SUBMITTED BY:
RICARDO COBOS PHONE (919) 559-3384 FAX (866) 605-0079 FREE REPORT:
TestimonialsSent: Friday, October 31, 2008 10:54 AM Hello Ricardo, I wanted to take this opportunity and thank you and your staff for the excellent job you did in transitioning and closing the sale of Sean Anderson. You and Denise were always so professional and efficient, which made all the difference in executing this loan to closing. We would like to thank you for all your hard work and dilligence. We look forward to working with your team in the near future on more sales. Take care. _______________________________________________________________________________________________________________________
"Ricardo has been able to consistanly deliver what he has promised. While providing great communication and serviced to my clients. Ricardo will get the job done no matter how long it takes. I highly recommend Ricardo as a Mortgage Lender." Pamela Rudzki Realtor, Zip Realty Inc. _______________________________________________________________________________________________________________________ "Ricardo was the most amazing mortgage consultant I have worked with! From beginning to end, he was the consummate professional, always trying to find a way to get my husband and myself into our home. He followed through with every promise that he made and did it in such a way that let us know that it was more than his job; it was his pleasure. He exuded integrity, reliability and respect. Our trust in him was, without a doubt, well placed and well earned. My husband and I would love the opprotunity to work with Ricardo again in the future- and that says a lot!" June 2, 2008 Top qualities: Great Results, Personable, High Integrity Margie Boyd hired Ricardo in 2007. "Ricardo and I have worked together to refer business to one another. He is active in many organizations including the Cardinal Club Young Executives, a board we serve on together. Ricardo's experience in the business and professionalism really stand out in his industry."
February 3, 2008
"I would like to take the time to let Ricardo and others know of what a great service Ricardo is to the community. Ricardo's years of experience and knowledge in the Mortgage Industry allows him to help every client of his, get the best service out there. Susan Trombley, Realtor, Re/Max Hometown "Ricardo is a pleasure to work with. He has trememndous knowledge of his business and does not hesitate to share to experiences with you to help you further your business. Great communication and response time!" 01/28/2008 Elisha Gutloff "It has been a long time in the business world since I met anyone that made me really remember them and feel like I had just met a real person with a real heart and soul. And, that I smiled when I thought of them! You know why? People in our career world generally don't really care and sometimes don't even act as if they care about us as a real person with families and loved ones and heartaches and triumphs. Most of the time people ask to be polite, but never hear a word you say because they really don't care or they have too much other stuff on their minds at the same time to listen.".....01/22/2008 Judy Cairns, District Broker "i worked with Ricardo when i bought my first home he was prompt accurate and honest throughout the process" July 20, 2007 Brian Bowen, Traverse City, MI
Top qualities: Great Results, Expert, High Integrity "I have known Ricardo for over a year now and have been highly impressed with his work ethics and integrity. Ricardo does not make false promises and is upfront and honest with all potential and existing clients. He has excellent knowlege in the Mortgage world is always striving to better himself for his clients well being." July 23, 2007 Renee Johnston(client) "Ricardo Cobos helped my husband and myself to get a loan for our home. He was professional and extremely helpful. He refused to giveup when things got difficult." July 18, 2007 Loretta Bain Sherman(client) "Ricardo is very knowledgable in his field. He makes getting a mortgage a very positive not overwhelming experience. He really treats each of his customers as if they were his only one. He has a great track record with many satisfied home owners." August 10, 2007 Hollie Rohloff(client) "Ricardo found the best mortgage to suit our complex needs. He will do his best to find what is right for your situation." August 11, 2007 Jonna Stebleton(client)
____________________________________________________________________________________________________ Hello Ricardo! -------------------------------------------------------- In the future I would not hesitate to call you based on Sue Kelly's recommendation and your timely response. Thanks again, jan ---------------------------------------------------------- I received a phone message this afternoon from Kay Wagner exploiting the positive experience she had with you. She said she just had to call me to let me know how helpful you were when they met with you regarding a mortgage. Great job, thanks for providing WOW service! You can bet you will get a referral from her! Ron -------------------------------------------------------- Hi Ricardo, I just wanted to take a minute to thank you. I don't know if this is how you treat all your clients, but you have been really good to meand beacuse of your help I was actually able to buy a house for me and my boys. The 3 of us really need some sort of stability right now and I strongly feel buying a huse is a good start. Thank you so much for everything. Katie --------------------------------------------------------- thanks , Of all the lenders we deal with , your the sharpest , I appreciate your efforts! thanks Thank You, Steve Davis Eastwood Custom Homes |
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