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Knowledgeable, professional, direct & compassionate; with 8 years specializing in Reverse Mortgages only, & based in Corona, CA I can absolutely help you, or your clients with a reverse mortgage.
Who Am I and How Did I Get Into Reverse Mortgages?
My mother is one of the main reasons I got into the business of Reverse Mortgage in Southern California. Eight years ago she and my dad were having troubles meeting their monthly obligations. Living on a fixed income in a home that they had paid cash for sounded like the perfect retirement, but the beautiful lake front home they bought had some construction defects and was in need of repair. Mom's dream home was turning into a money pit and they had racked up some debts that were biting into their income. As the eldest daughter and with lots of escrow and lending background, mom turned to me to find out about a Reverse Mortgage. Together we walked through the process and today, 8 years later I have to say, Mom has very few financial worries. The money they save monthly by not having debt payments, goes into a travel fund that they enjoy thoroughly. They also have a healthy line of credit set aside for emergencies and have recently used a bit of those funds to install a chair lift in their home, making it more "Age In Place" friendly.
I grew up in Southern California and have lived all of my adult life in the Inland Empire. I currently reside in Corona, California. I have been married 33 years to my husband, David. We have 4 children, two still at home.
I am the eldest of 7 siblings and take special pride in that role. My mother is a great inspiration to me and lives nearby in Temecula, California. All of my siblings are also still in Southern California and we love to get together at mom and pops house for holidays, birthdays and just dropping in.
I believe that Attitude is Everything and Charles Swindoll's quote hangs prominently in my office. (If you would like a copy of it just email me and I will send it to you in a Word file!) His famous lines help me to stay centered and focused day to day as a mother, wife, sister, friend and advisor.
Based in Corona, I specialize in Reverse Mortgages for senior homeowners and home buyers in Southern California. A Reverse Mortgage can be used as a financial tool to help structure your retirement to be all you dreamed. I specialize in working with your financial professional or other trusted advisor to assist you in developing a well protected stream of retirement income.
Fixed or Adjustable, Reverse Mortgages can now be used to purchase your home with no minimum credit score qualifications and only minor income qualifications. And of course, no required principal or interest payments on a reverse mortgage!
My clients have used a Reverse Mortgage in Southern California for a variety of important reasons:
To set up funds for in home care
To supplement retirement income
To reduce Taxable Income
To set up college funds for grandchildren
To update and remodel their home
To eliminate monthly mortgage payments, increasing their cash flow.
In Los Angeles, Riverside, Orange and San Diego Counties, I have helped many homeowners aged 62 or better to obtain a government insured reverse mortgage.
Testamonials & Some Fine Print
Email from RR - Hi Deb, The money is already in my account as of yesterday. I was surprised it was there so soon, I thought it would likely be there today or Monday. I have already started paying bills off!
Thank you so much for all your help in walking me through the reverse mortgage process and taking time to explain everything to me as well as calming my nerves. You were wonderful to work with! I liked you from the moment I met you and knew I could trust you. If I come across others who are interested in a reverse mortgage, I will definitely send them your way.
Testamonial from Jim & Sally
Here is a testamonial from Larry & Bonnie...
"I think the best compliment someone can give to another professional is whether they would refer their own mother to them. I can sincerely say that I would have complete confidence in Debbie handling my own mother's reverse mortgage needs - and, I am in the same business!" P.W.
"When I first met Deb I became so confident of her, you just can't help she is so warm, loving, intelligent and knowlegible in her work. Gets things done in an effeciant way like she says. She is tops good things will come her way because of her performance. I felt very comfortable and at ease with her in letting me know each step by step in such an easy way that I thought would be so complicated, not with Deb she's the queen of reverse mortgage. B.B.D.
"Deborah Nance way my Loan Officer when we went to get a Reverse Mortgage Loan last year. She is very smart about the business and was able to put my mind at rest and answer all my questions. She was always very Professional and helpful with our loan and was always quick to return calls and answer all our questions during the process of the loan, I found her to be very caring with all her clients. "I highly reccomend her to any one interested in a Reverse Mortgage." S.M.
"Debbie is a passionate, honest, sincere professional who genuinely cares about each and every client she deals with. She is extremely hardworking, discliplined and ambitious. She has a way to make complex finance situations very easy to understand. I learned so much from Debbie while working with her. Her experience and knowledge make her one of the industry's top professionals." M.T.
*****DISCLAIMER: This is my personal blog and the postings on this site do not necessarily reflect the opinions and policies of my employer. It is my mission to provide you with information about reverse mortgages to assist in your education on this product.*****
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.