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About Us:
RMCN has an innovative program designed to help you qualify clients that cannot get approved for a home mortgage or other lending instrument due to their poor credit history. When you refer your client to us, we relieve the burden of worry from your shoulders. We handle all of the follow up for you and our outstanding investigative and research team keeps you updated by email every step along the way. Our solitary focus is to get your clients financial lives back on track so they can be back in your office as soon as possible signing the papers for their new homes.
Areas of Expertise
We have been in business since 1997 giving us a decade of industry experience to bring to bear for our clients. RMCN is insured, bonded, licensed with the Secretary of State, and registered with the Better Business Bureau. Moreover, the most important reason to utilize RMCN is that we get results and get your clients back to you in the shortest feasible amount of time to obtain a mortgage. Our program lasts a maximum of 180 days, not one to two years like most of our competitors. And to my knowledge, we are the only credit restoration company that goes directly to the creditor, instead of just to the credit reporting agencies. So, whether your client needs 20 quick points or 120 points, we can help. A final, additional value of our program; we actually consult with your clients. Why is this important to you? We include the client in the process to educate them and help them commit to a positive financial future. This will help accomplish two things: 1) Their credit scores will increase higher, and 2) Their credit scores will increase faster.
Testimonials
From: Clay C
Sent: Tuesday, February 19, 2008 8:26 AM
To: Beau Millhollon
Subject:
Beau,
FYI. The lender pulled our credit on Friday to finalize our mortgage. The average score of all three bureaus was 680! I tossed in a few pictures to show you what driving our credit score up means to us. We close on 25 February. Thanks for your help.
Clay
| From: Francis G
Sent: Thursday, February 14, 2008 2:50 PM
To: Karen S
Subject: You are simply not going to believe this ....
Hi Karen
Your new CR Rpt has been updated. I can tell you first hand - the results are simply unbelievable.
Before, your CR Scores were 511, 535, and 469. They are now 699, 779, and 753. Woooohoooooooo .
I have to tell you.... I am, and my staff, are simply stunned by the results.
Your credit report was and is now - just so you can see the differences
13 pages in length -- NOW 5 pages
3 30-day lates --- NOW 2 - Wells auto is still there
14 90-day lates -- NOW ZERO.
$47,635 in debt balances --- NOW only 9,046 - your car and small revolving
$21,899 in monthly scheduled payment - NOW $590
Now you know how important credit is.... review your credit at least once a yr to make sure everything is right. And of course the most important thing is to keep your debts down, and pay them on time.
Francis G
| Good News,
Around 8 months ago I recommended to this client of mine to go to your company and let's work on their credit. They wanted a vehicle that day. They went to Leroy Wilkerson and have gone from a 566 Equifax score to a 714 Equifax score today.
Jan B is the customer's name and Craig was the one working with Leroy.....Craig is getting a New 2008 Toyota Tundra 4X4 and wanted to thank me for recommending your company. He's a "Happy Camper". He also is saving $90.00 per month for 51 months. I told him about his immediate savings and he was happy as to the quick break even from his cost to repair his credit. He said with out the advise we were able to give him and the ability of RMCN to resolve his credit issues, he probably would be in his same condition for many years. What a "Win Win" for the consumer..............
FYI,
Jodie E. Lott
Senior Leasing Specialist
Autoflex Leasing
558 S. Central Expressway
Richardson, TX 75080
(972) 234-0304 Ext. 495
(972) 234-6306 Fax
| Date: Thu, 17 Jan 2008 15:31:20 -0500
From: "Fulford,M
Subject: RE: Your Acct
To: Michael Stockton
Hi Michael,
I hope your ankle has healed up well.
First of all, let me say that I am very happy with your service. I joined RMCN so that I could get my credit score higher to help with getting qualified to buy a home. Well, I have now been in my new house for about a week and a half! Your service obviously works. I am very happy so far.
I have received some correspondence from some creditors that I need to forward to you. TXU provided what they indicate as "proof" that I had an account with them. Their "proof" was a billing statement.
I still want to work on the creditors that answered positively to the CRA inquiries.
| When I first signed up with RMCN, I was recently divorced and at 35 had to have my parents co-sign on an apartment due to my 497 credit score. Within months of working with Brent at RMCN, my credit score jumped up to 602 and I was leasing a brand new BMW. I was skeptical at first to pay someone to fix my credit. I was having trouble paying all of my bills and I didn't know if I would be able to afford it. I have spent years worrying about my credit and now I can be confident enough to know that I can rebuild my credit and keep on the right track. Thank you Brent.
Sincerely,
Marci S
| From: Angie L
Sent: Tuesday, January 08, 2008 5:04 PM
To: Mike Doyle
Subject: Thank you! Thank you! Thank you from the Alabama Gulf Coast!
Dear Mike Doyle,
I want to say Thank you for answering that late day in October when called out of desperate need of attention on my credit! You really helped me turn this credit nightmare into a credit road to recovery!!! My mortgage person asked to pull my credit yesterday(1.07.08) which I was not sure if it was time just yet-however very doubtful I did! Wow-my credit rating rose almost 45 points, just enough for me to get approved for a HOME LOAN!!! YAHOO! When I started the program back just a a few short months ago my score was a low 523.....HA, and Now my credit was 565, 580, 601~ However -this may not seem like much to some people, but the ones that are walking in my shoes right now knows he importance of getting that score to rise that much in such a short time! All I owe now is around 2000.00-You have deleted over 6,000.00 worth of unvalidated OLD debt! You guys are miracle workers!
Thank you for all your help -I now know how to pull my own credit, dispute credit on my reports, start new credit, and find out how to repay back my old debt!!! I will refer all my friends and associates in the Real Estate business to you to help them!!! I will no longer be needing your serviced now that I have been approved for my NEW HOME!!! Take Care and catch you on the surf side!!!
--
Angie L
Anchor Title Orange Beach
"Closing should never weigh you down!"
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| From: Spencer,K
Sent: Wednesday, January 02, 2008 8:31 AM
To: Nikki Harris
Subject: RE: Happy New Year Kenneth!
Thanks so very much! I pray that your 2008 is filled with the blessings that you deserve! Thanks very much for the birthday wish ........that was BIG TIME! My birthday sometimes gets forgotten because of when it is during the year, but you did not forget! You were the first person to call me, and you sent me a card! You are #1 in my books, along with RMCN!
Thanks very much!!!
Ken
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