I'm looking to give a discount to all that are looking to sell a home in the Northern Lake County Area. For More Info, Please email me at ray@raydelao.com
Be the first to know about the best properties as soon as they hit the market.
Find the best properties. Purchase them at the best possible price.
Save thousands of dollars on financing.
My preferred buyers program is designed to help you save money, avoid needless hassles and find the perfect home that best suites your individual needs.
And best of all I have arranged for special financing packages for my preferred buyers. Purchase property with little or no money down, while still getting the lowest possible rates for your situation.
List of services you will receive as a Preferred Buyer
Financing Stage:
•1. We pre -qualify you, this will let you know how much of a home you qualify for and what your approximate monthly payments will be. This will also give you a good idea of what type of down payment that you will need.
•2. Help you with the pre-approval process. This in essence makes you a cash buyer and gives you an advantage in contract negotiations. As an example, in today's marketplace it is not uncommon for buyers to find themselves in multiple offer situations. Now put yourself in the sellers' shoes for a moment. Let's assume that you get two offers on your property, both offers are identical except for the fact that one buyer is Pre-Approved for their loan and the other is not, which offer would you accept? A seller will obviously accept the offer of a Pre-Approved buyer over one that is not. In conjunction with our financing partner a nationally recognized lending institution we offer free pre-approvals for custom fit home loans based on your specific financial situation. There are over 75 different loan programs many with very small down payments, each custom fit package will take into account your current financial and credit situation and place you in a program that makes sense for you.
Property Search:
•3. We will develop a target property profile and enter your search criteria into our computers.
•4. Run a search that will include everything that is on the market with all real estate companies.
•5. Fax, email or mail complete listings to you with photos and descriptions including room sizes, lot sizes and taxes.
•6. Update you on a daily basis as soon as new property hits the market.
•7. Set appointments and preview all properties with you that you are interested in.
•8. Discuss and evaluate all properties we preview and compare each one to the target property.
Preparing the offer to purchase:
•9. Once you find a property that you want to purchase we will inform you of any defects or problems that we have observed or in anyway discovered in the property.
•10. Prepare a list of comparable properties that have sold in the same area including explanations and documentation to determine the market value. This is similar to what an appraiser will do to determine the market value of the home.
•11. Prepare the offer on a contract that has been designed to protect your best interests.
•12. Explain all of your options when preparing the contract and provide proper disclosures as required by law.
•13. Explain all time requirements of the contract and we will include attorney review period, inspection clause, finance contingency and other contingencies as needed in the contract to protect you.
•14. Discuss other things such as home warranty, having sellers' pay closing costs. Closing date. Date of possession. Appliances or other things you would like with the house.
Contract negotiations:
•15. Develop a pre-set negotiating strategy with you establishing pre-set limits on key negotiating points.
•16. Present contract on your behalf to Seller and or their Realtor.
•17. Negotiate the best deal we possibly can for you.
Attorney review and inspection Phase:
•18. Recommend attorneys and inspection services.
•19. Attend the home inspection and notify the seller's agent or seller in writing of inspectors' findings and of corrections or repairs as mandated by you. Specify your desire to proceed or cancel the contract whenever such notification is required.
Coordinate all aspects until closing:
•20. Maintain contact with your lender, attorney, seller, or sellers' agent in order to coordinate everything and make sure all deadlines are met and that your best interests are looked out for.
•21. Make sure you are notified of all things needed to bring to closing, including the amount of funds needed to close, as soon as the Title Company has obtained the closing figures.
•22. Make sure that all repairs if any are required, are completed prior to closing.
Closing:
•23. Accompany you on a final walk through prior to closing to make sure the property is in the same condition as when the contract was wrote and that everything is left that was supposed to stay with the house.
•24. Attend closing with you to make sure everything goes as smooth as possible and to coordinate any last minute things that might be required by your lender to close.
After Closing:
•25. Follow up on any items that need to be completed making sure that there are no lose
ends.
26. Be a constant resource for all your Real Estate needs for life.
Remember the best properties sell the fastest and not all properties have for sale signs. So to be the first to know about all properties on the market that meet your exact specifications and to purchase them at the best possible price with customized financing packages to best meet your individual situation call me now to find out more about my Preferred Buyers Program. And best of all, there is no cost whatsoever on your part, and all of my fees are paid by the seller.
our Corporate Office address is
Real People Realty
7256 Benton Drive
Frankfort, IL 60423
Business: (815) 469-7449
Fax: (815) 469-7474
The Grayslake address above is my personal mailing address
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