I have been in the mortgage and real estate business since 1999.  By being in both business I can help the process go smoother for both the buyer and seller because I have control of both the mortgage process and the real estate transaction.  There is no time delays in communication from the bank or the lender.  I hear and can take action on all the potential problems immediately when they arise.   My clients can rest easily knowing that.  I have closed up to 23 million dollars of mortgage and real estate transactions in one year.  What that means to you the clients, is that I have the experience to help you have a stress free move.

Whether it is an investment home or an $800,000 home I can help you find and close on your dream home.  I will work hard to get you all the information to make a sound decision.  I will get you the comparables, the neighborhood information, the city and tax info.  So YOU make the right choice. 

And one of the most important items is that there is no pressure with me.  I get you the information.  You set the time frame, YOU make the decision on the home YOU want.

I love taking people out to find their dream home.  Helping to point out possible problems, and solutions, checking with contractors for repair costs is just some of the many things I do.    By having a mortgage background I can help ease the financial process and explain to clients so they understand it fully.  After all your home is one of the biggest investments you make in your life.  You should understand how much your taxes may go up, what the steps are in buying a home.  I know the areas,  The questions I do not know I will research and find out the answer.  That way you will have all the information you need to make a good choice.

I am also very good at staging a home to sell.  It may seem like extra work but those that follow my advice seem to sell their homes faster.  Buyers in the last few years want up to date and well maintained homes.  I can help point out what needs to be fixed, what furniture needs to be taken out.  What knic-knacs need to go.  I can show you how to make your home more open and inviting when I come out with the market analysis.   The object is to sell your house for the best possible price preferably without much work and very little money.

Dear Russ,

It has been a little over 6 months since we moved into our new home.  We are very happy with it.  Lisa and I want to thank you for everything that you had done for us.  You made the process of searching and buying this home very easy and very smooth.  Lisa and I were just thinking about that the other day.  You were very helpful from the beginning with sending us listings every week and driving us around to every home.  We appreciated your patience and advice.  As a newlywed couple looking for a larger home to start a family, your input was greatly appreciated (and needed).  Your knowledge about the market, the various home locations and the home conditions helped us make a good decision, not to mention steering us away from homes that would be difficult to sell in the future.  We remember one home that was right next to an electrical tower.  (I don't think we even got out of the car.) 

Also, when we did select the home we wanted, it was a great plus that you were our mortgage broker as well.  It definitely made the sale process easy.  To top things off, we appreciate your continued service with contacting us when the mortgage rate drops.  We would definitely recommend you to any of our friends who may be looking for a home to buy or sell.  Again, thank you for everything.                                     Al (and Lisa) Yuen.

Dear Russ,

Just had to let you know that my home buying experience was enjoyable, thanks to your expertise, wise counsel, and always responsive service. We have settled into our new home and are very satisfied with our choice - you helped us get everything on our wish list at a price within budget!  You can be sure I will recommend you to every one I know.  

You bring home results!

Thanks   Rashed

Dear Mr. Ravary,
My husband and I just wanted to say thank you. About two weeks ago we discovered your site. Your info about millage rates was incredibly helpful and prevented us from making a big mistake when looking to purchase a home. Even though we live on the western side of the state we wanted to let you know that we appreciate your assistance and will pass along your name to anyone that we meet looking for a house in that area.

Thank you again,
Jim & Jackie

A year ago my husband and I started looking for a house with the help of Russ Ravary.  We thought this search would take a long time.  With the technology we had available we were successful after 3 months.  It took us over a year to find the house the last house we bought.  We know what we wanted exactly.  Russ used the Internet and e-mail to keep us up to date on the houses that had just gone on the market, the length of time they were on the market, and all the public record data.  I never thought I would have a house on a lake with all these features.

My biggest obstacle was putting our house up for sale.  When we put the bid on the new house and it was accepted, Russ said it was time to put the old "For Sale" sign up.  I wasn't ready!  First we hadn't told any of our neighbors, second we weren't quite done putting the finishing touches on the house and third we were going on vacation and I didn't want people in the house while we were gone. 

It took over a week for me to be convinced that this was the right thing to do.  After several talks at our kitchen table I said yes.  Russ knew the faster we got the house up for sale in the spring the better our chances were to sell it.  The sign went up the day after we left for vacation.  I was worried on Sunday because that was the first (and only) Open House.  On Saturday we were on our way to the airport to come home, Russ called us with the news...there was a bid on the house!  I couldn't believe it the house was sold in a week!!!!   Homes in our market were taking over six months to sell.

People always ask what we did to sell the house so quickly.  My answer is to trust your Sales Agent. He/she is in this business and deals with it everyday so you need to trust his/her expertise.  Some of the advice we got was to get rid of the clutter, make it less personal and the big one remove the flowered wallpaper.  Russ was forthright in giving advice on how to make the home more saleable.  Sometimes I did not like what Russ had to say about the house, but we did what he said.  And it worked.  We sold it in 7 days for 97% of the selling price.  It was a combination of luck and doing the rights things to get the home ready for sale.  Russ came through 3 times telling us what to do.

Luckily, I (we) listened to what Russ say.  I'm so grateful for everything he did for us, we are now enjoying our new home...sorry Russ for making you a little crazy!