Name
Ryki Carlson
Company
First Horizon Home Loans
E-mail
Contact Ryki Carlson (First Horizon Home Loans)
Website
http://www.loansbyRyki.com
Office Phone
(360) 848-0819 x 227
Cell Phone
(360) 202-3276
Fax
(360) 848-0853

About Us:

I bring over 10 years of financial experience to my customers. As a professional, I'll listen to your needs and take the time to make sure you understand the entire financing process. I specialize in getting the right loan for your financial goals.  Importantly, remember that the absolute lowest rate and terms on the WRONG financial strategy or loan program for your life will prove more costly than a competitive rate package on the RIGHT strategy, which fits your financial goals and needs.

I provide quality service, expertise and integrity. Also, I understand that customers are NOT numbers, but individuals with unique circumstances. My professional approach to your situation will inspire confidence when helping you select the loan that best fits your needs.

Areas of Expertise:

I specialize in the following areas. 

  1. VA loans - As a veteran myself with 12 years of active duty and currently an Air Force Reservist, I understand how to assist you in getting your home loan.  I understand the unique language of the military and situations that can occur due to deployments or permanent change of station.
  2. First time home buyers - We offer various products for the first time home buyer. However, I will closely evaluate your situation and find the best loan program for you.  My job is not only to put you into a program that works for your financial strategy, but to give you information to help you make good, sound decisions.
  3. Construction loans - Construction loans are the most complicated type of loans. However, it's our goal here at First Horizon to ensure a smooth transaction. We work with you and the builder to ensure great communication throughout the process. Our normal turn time on a construction loan is less than four weeks. We also enable you to lock up to 2 years if necessary to complete your dream home. 

Although these are the areas that I specialize in, I work with you to find the RIGHT loan for your goals. It's my job to provide you with information so you can make an informed decision when choosing your loan.

Testimonials:

"I walked into Ryki's office one day with lots of questions and she dropped what she was doing, explained everything until I understood. I have had Ryki do several loans for me over the years. I said to her during my first loan with her, "that was painless", and she said, "it is supposed to be!" With each loan after that, Ryki has continued to make business painless for me. During my last loan, she provided other wonderful people for me to talk to for future financial planning and services for CDs and mutual funds. For Ryki, integrity, business ethics, and customer satisfaction are not buzz words and phrases, but the true core of her values and the way she does business. "
- Irene Tribou, Sedro Woolley, WA