- Name
- Michael Shotnik
- Company
- Summit Home Mortgage
- E-mail
- Contact Summit Home Mortgage
- Website
- http://www.denver1stmortgage.com
- Office Phone
- (303) 800-4595
- Cell Phone
- (720) 979-4355
- Description
- Mortgage Banker with Summit Home Mortgage.
About Us:
Michael Shotnik - Mortgage Banker with Summit Home Mortgage
I have 4 years of Mortgage experience in the Denver Metro area. I was working my way up as the housing bubble was bursting. It wasn't the easiest time to get into real estate but it's forced me to builit solid relationships that I can build my business with. I've based my business on personal relationships with current clients, past clients and industry professionals. Subprime has never been a driving force of my business so in this time of crisis my business continues to grow due to ethical make sense transactions. I've been successful in the business becauase I care about people and how the mortgage I provide can improve their daily lives.
Summit systems:
- In house underwriting
- In house closing
- In house funding
Banker rates!
Areas of Expertise
While experiencing the burst of the housing bubble I've had to master the basics. With little subprime left my expertise is in FHA and Conventional lending. The nice aspect of our current lending situation is that if the transaction makes sense then the funds are there to lend. I've been able to close many deals recently that other lenders are unable to close because of my knowledge of the lending guidelines. The guidelines create room for creativity and my thorough understaning of these guidelines gives my clients an edge throughout the home buying and refinancing process.
Testimonials
Michael was referred to us by our realtor Joan McGary. Michael met with us at our home. His knowledge of the business was amazing! He presented several financing options to us and explained them in general terms so we felt comfortable when we made our final decision. During the loan process he called us almost daily to let us know how things were progressing. When the loan was approved and we closed, Michael was there at the closing to review the documents with us prior to the signing and stayed through the closing process to make sure there were no problems. He is a true professional and we would recommend him to anyone in need of his services.
Donna and Landon Benedict - Littleton, Colorado
I enjoyed working with Michael! He took the time to explain everything to me and made sure I understood it. He worked very hard to meet the Downpayment assistance deadline. He was always available in case I had questions. He was fun to work with. Thanks for the hard work!! Christopher Fry - Denver, Colorado
Dear Friend, I want to take this time to say that Michael Shotnik and his team did an amazing job in helping me purchase my first home. As a first time buyer I had many questions, Michael was an expert at answering those questions. The warm friendly approach Michael brings to the table has made my family and I feel very comfortable about this process. When it comes to future dealings, Michael and Summit will be my team. A.England - Thornton, CO
Hi Michael- Thank you so much! As I said at closing "you really saved me"! You have been so great to work with. After Country Wide was unable to close my loan, and from the moment I called, you were "on it"! From the minute we started working together I never felt the stress and craziness that the other loan company had me feeling. You worked quickly and professionally and I will recommend you to everyone I know or hear of who is looking to buy or refinance. I really mean all of the above!! Thank You!! Feel free to put it on your site. Kathey True - Lakewood, CO
