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13 years lending experience, Associate Lending Manager, Certified Mortgage Planner, Over 2675 transactions closed, FHA, VA, USDA, Jumbo, Super Jumbo, Home Equity and Construction financing
Responsible Lending Initiative
I want to take a moment to explain to you why you should do business with Justin Coleman and no other lender on the face of the planet. I call it my Responsible Lending Initiative.
What do you get when you close a loan with the other guys?
1.Perhaps a gift basket?
2.Maybe a gift card to home depot?
4.A card on the anniversary of your mortgage funding?
5.A cheesy newsletter that has nothing to do with your financial well being?
None of these things have any impact on creating equity and wealth for you, nor can they help you make informed decisions about your mortgage financing.
The Responsible Lending Initiative offers much more than that and is available to you just by making an application.
1.Annual mortgage check up
2.Analytical Software that constantly monitors your mortgage to ensure you are not paying more than you should
3.Up to date info on market trends from leading insiders and economists.
4.A directory of Real Estate professionals that are truly the best in the business.
5.Exclusive conference call series addressing matters such as investing in Real Estate, Tax matters, 1031 exchanges and creating wealth
6.Timely informative updates
7.Our Facebook forum where you may ask your questions about mortgage matters and have them answered by leading professionals
8.Practical Financial Tips delivered to your e-mail
And much, much more…..
So what are you waiting for? Isn’t it time you had somebody in your corner working hard for your future?
Call or e-mail us now.
P.S. For a limited time we are offering these services to your friends, family and co-workers, pass this e-mail on and we will have them added to the Initiative.
What do You want?
What Do You Want In A Mortgage Professional?
HONESTY & INTEGRITY-Do you need to know that your Loan officer is being honest with your clients, and that they have the integrity to make sure the client comes first?
AVAILABILITY-Does your Loan Officer need to be flexible with their schedule? Do your Clients work full time and need to meet at a time when many would consider after hours? Do you expect your Loan Officer to bend to your client’s availability?
KNOWLEDGE-Do you expect your Loan Officer to know their stuff? Do you want a Loan Officer with a track record?
PROFESSIONAL-Do you expect your Loan Officer to be and act professional with your clients? Do you expect your Loan Officer to treat your clients with the same respect and professionalism that you do?
HELPFUL-Some of your clients may have less knowledge/experience than others; do you expect your Loan Officer to treat those clients with a little extra patience, and to help them out a little more along the way?
ATTEND YOUR CLOSINGS-Do you expect your Loan Officer to be at all your closings? It’s not your job to explain the loan program!
RETURN PHONE CALLS-Do you expect your Loan Officer to answer their phone; or return messages promptly?
COMMUNICATION- Do you expect to be notified if there is an issue with the loan? Unforeseen problems do arise; do you expect to be kept in the loop right away before it’s too late?
RECIPROCATE-Referrals should be a two way street; if you are sending your Loan Officer clients, do you expect to get clients in return?
PARTNERSHIP –Having a partner that is dedicated to helping you grow your business every step of the way is invaluable. If you invest in me I will certainly be fully invested in your success.
If you answered yes to any or all of these questions then I think a 20 minute conversation would be abenefit to the both of us. Please do give me a call or shoot me an email if you are interested.
"I am very pleased to be one of your newest customers and I have to tell you why. I was a victim of a bad referral with a different company for a refinance on my home and it was from a very good friend of mine. I was told one figure and was given something different, and the balance was short $1000.00 when it came to signing on the dotted line. This was a couple years ago, but with the rates today I had to do it all over again and with great reluctance and stress I called Justin Coleman who was again a referral from a good friend. He put me first the minute I had talked to him on the phone, from the appointment at 8 am to the consulting call-back at 10 pm.
Not only did he make for the past disaster, but restored my confidence in the system. He treated me with great respect and was truly concerned about changing my mind about the mortgage industry.
I thought CTX Mortgage was a small, maybe family owned business because I was treated just like family, to my surprise your company is in 36 states and growing. I know that when it is time to move I will have a warm welcome and excellent service wherever I go.
Thank you Justin, you truly went above and beyond your job.”
Craig Thompson - Valued Client
“Justin was absolutely astounding in servicing my clients Loan and getting docs prepared on time.It was nice to be able to review my Huds a day in advance.I recommend Justin and the crew to all my prospective clients.”
Rich Varga - Coldwell Banker
“Honestly, I did not think I would be able to get a home loan. Justin kept at it and got me the loan at a good rate with no money down. I’ve worked with Justin on two loans and I would not hesitate going back to him for my next home loan.”
Ron Rood - Valued Client
"I love working with Justin. I know that he is up to date on the most recent programs available to best fit my client’s needs. I have also found that Justin is always easy to reach no matter what time of day or night. Working with Justin gives me a real sense of security that things will be taken care of without worry and my client is always, always taken care of. I would, and have, recommended Justin to my clients without reservation.”
Kathy Swaringen - Urban Utah Homes and Estates
"It has been such a pleasure working with you on many transactions. You always get things done in a timely manner and I appreciate your communication with our team and clients. It is such a great feeling to know that our clients will be well taken care of the minute we hand them over to you. I also want to take a moment to tell you how much we appreciate the “Gifts of Knowledge” series that you send each month. It has truly inspired us in many ways to challenge our systems and build a business that has become stronger than ever. Thank you!
We look forward to a long business relationship and will continue to send clients your way!"
Ashley Lindsey - Keller Williams Realty
"I just wanted to drop you a line thanking you for the fantastic services you offered LuAnn and I in the purchase of our home in Mesquite.From the time that you called me back on Mother's Day (which, By the way, you were the only professional out of 12 that returned my call) you went above and beyond the call of duty.Any mother would have been proud.Out of the three real estate agents, title companies in Mesquite, etc., etc., (I have lost count, but we worked with a lot of people) you by far were the most helpful and professional.called you, we knew that the call would be returned.When we had a question, we knew that you could answer it.When we enquired about interest rates, we knew that you would get us the lowest possible.In fact, I'm not sure how, but you may have gotten us a LOWER rate than was possible.Thanks to you, this transaction went as smooth as was humanly possible.
Justin, thanks again.I am referring everyone I know from here on out to you who is in the market for financing, I know they will be in great hands
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.