Name

Johnnie Taylor

Company

CFB

E-mail

Contact Johnnie Taylor (CFB)

Website

http://www.fasthomeloanapproval.com

Office Phone

(410) 982-3181

Fax

(301) 880-3922

Description

Residential, Commercial, and Investment Lending. Real Estate Client Development Consultation. We have programs from A paper to Bankruptcy and Hard Money Lenders and everything in between.

Mortgage Education Services

Every mortgage broker or lender claims to have the most competitive rates, the BEST service, the most experience, or something along those lines. Some will claim to specialize in bad credit, luxury homes, or investor properties. And still others will try and woo you with their credentials and professional associations. 

Can I honestly make these claims too? Sure. But....SO WHAT??!!

What does that really mean to you? Not much. What part of those claims guarantees you anything? Nothing!

I don't believe in fluff and posturing. I don't like to hear it, and I don't give it. There are only two things that really matter: results and satisfaction. We specialize in finding solutions, not "selling" loans. If you need to be sold, I will happily refer you to http://www.ameriquest.com/ (oops...they went out of business), http://www.ditech.com/ (check the consumer complaints), or any other qualified mortgage company, because we are not salespeople and won't be able to help you.

We don't make many promises save these few:

• We will not waste your time.
• We will tell you everything you want to know as well as everything you need to know.
• You WILL understand your mortgage process and anything you sign.
• We will be ready to close on time
• We will help you structure a true financial plan to make the most of your investment.

We concentrate on providing new home buyers, current homeonwners, and investors with solutions to their mortgage and long term financial goals. It is not good enough for us to get a client a mortgage that just "works" or that they qualify for. We look for and provide solutions that will further their total financial goals. We offer scenarios that will provide benefits for the present with a plan for the future.

The fact of the matter is that mortgage rates have increased, on the whole, by about 1.5-2 percentage points over this time last year. That is a hard and unwavering fact. We don't shy away from this and we are not here to mislead clients in this climate of "bait and switch" that many lenders practice.(offering one rate to get people in the door, and then changing because they don't "qualify"  for the advertised offer.)

With the understanding of the current markets, we educate our clients on how to still make financially sound decisions in this market of rising interest rates. We pride ourselves on taking ordinary (non-millionaires like you and me) citizens and showing them how to use their homes as the real estate INVESTMENT it is.

When choosing a mortgage professional the real question to be answered is...Would you just like a loan, or would you like to take your first step towards stability and security?

Although I concentrate on Mid-Atlantic and East Coast states, as a federally chartered bank, we can lend in any state!

What can we do for you?

Real Estate Agent Client Development Assistance

We provide a comprehensive client/sales development  program that is a proven method of increasing your production as much as 70%.

Perhaps your production has dipped in this current market or maybe you just want an increase to your production and raise your sales goals?

We have some free tools that will help you to increase your open house traffic, effectively capture contact information, follow up with prospects, and then convert them into actual clients. 

This series is a full suite of effectie and proven tools meant to help ANY real estate agent improve their production.

Testimonials

"I was first introduced to Mr. Taylor by my son-in-law whom Mr. Taylor has refinanced twice and helped him increase his net worth by $100,000 within two years. I had an idea of what I wanted to accomplish. I had talked with about 2 or 3 other loan officers, but, my son-in-law insisted i speak with Mr. Taylor before I signed with anyone. After speaking with him for about 10 minutes, we figured out the PERFECT program for what my wife and I were trying to do. The common sense things he told us about mortgages and investing, the other officers didn't. To make it even better, our loan funded 10 days after we first contacted him. Now, I feel we have not only gotten a good mortgage, but, we understand the process and exactly what is going on. I can now make informed decisions and not just trust that the "professionals" know what they are doing. Mr. Taylor told us from the beginning that if he couldn't help us, he would let us know upfront and not try to fit us into something that didn't benefit us. Any question we needed answered he gladly did. We even called him at closing to ask his advice on certain choices."

--O. Stewart, Leonardtown, MD

"I own an additional rental property. I was interested in finding a way to reduce my overall expenses monthly and provide some payment relief. My finances were limited and I had been turned down by alot of people. Mr. Taylor took the time to work with my situation. At times, it looked like we may not have a way out, but in the end, I reduced my overall monthly payments by $1000, paid off my debts, AND had about $17,000 left over. This was AFTER we all thought the situation was hopeless. Mr. Taylor stuck with us and got the situation worked out. I now can do the repairs I need to do on my rental to increase its value. It's your choice what you do, but, with Mr. Taylor, you know where you stand."

--R. Gough, Lexington Park, MD

"As a private business owner, its important that I keep my cashflow in a liquid state. Mr. Taylor helped us do just that using our existing property. We were able to take out $40,000 to invest and still reduced our payments, while making a definitive plan for the future. There weren't many promises, just results"

--K. Do, DC Metro Area