Reduced Homes for sale in Otay Ranch Chula, Vista, CA -

Otay Ranch is a popular neighborhood in Chula Vista, CA.  This website has created a convenient search to find properties for sale in Otay Ranch, Chula Vista, CA. No other site provides this search with an updated list each day. Otay Ranch is home to more than 18,000 people about 8% of Chula Vista. Our search enables you to see the most recent price reductions, foreclosed, short sale, 3 bedroom, and 4 bedroom homes for sale in Otay Ranch.

Click For The Best List of Reduced Homes for sale in Otay Ranch Chula Vista, CA

Lorraine Santirosa is a San Diego realtor that specializes in homes for sale in Otay Ranch, Chula Vista, CA

Otay Ranch Short Sales – Short Sales In Otay Ranch

Look no further because we have all the right tricks and updated information to find the best home for you. Otay Ranch Short Sales is booming with beautiful homes and low prices. All you have to do is call our Solutions Real Estate agent and we can help you with all your questions.

Short Sales In Otay Ranch has many homes with a variety such as two story homes, homes with a pool, foreclosed homes, and much more. Call us now to get started and search homes to find your dream home.

Otay Ranch Foreclosed Homes

FOR PREQUALIFYING, CALL CARL KAHN 760-504-3655

	304 Rancho Dr # D CHULA VISTA, CA 91911 91911 Chula Vista 3 Bedroom South Bay Bank Owned
Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing     Ulises Vera DRE #0145536 Mobile: 619-948-8989	Price : $145,000 Bedrooms : 3 Bathrooms : 2 Square Foot : 1,274 County : SAn Diego Property Type : Detached Year Built : 1976 MLS Number : 110040384 click for more information and pictures Property Description Perfect for a first time home buyer!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Features List Chula Vista 91911 3 Bedroom South Bay Bank Owned Close to Freeway 2 Story FHA approved VA approved Otay
Equal Housing Opportunity.	Realty World West : 1061 Tierra del Rey - Chula Vista CA 91910 : 619-948-8989

Are you searching for Chula Vista homes for sale? Don't miss your opportunity for this Short Sale located in Otay Ranch!

visit website Jacqueline Phan | Silvercrest Realty Group| ph: 619-794-0852 Chula Vista Short Sale - Terra Cotta 1747 Kincaid Ave Chula Vista, CA 91913 Single Family (Detached)   $264,900 <!--Custom Items--> <!--Custom Items--> Bedrooms 4 Bathrooms 2.5 Sq Footage 1913 Parking 2 Year Built 2007 Floors 2 Lot Size .06 ADDITIONAL LINKS Map of property Mortgage calculator More Details   See additional photos DESCRIPTION Priced from $254,900-264,900. Don’t miss this excellent opportunity for a 4 bedroom in Otay Ranch. Property has been very well kept & requires nothing more than a new owner.   PROPERTY FEATURES Dishwasher Laundry Electric Hookup Carpet Forced Air Fireplace Garage (Attached) Dining Room Family Room/Great Room Laundry Room Contact info:   Jacqueline Phan Silvercrest Realty Group 619-794-0852 phone 619-438-0852 mobile sdshortsaleexperts.com <!--Logo-->   Equal Opportunity Housing Powered by LinkURealty

 Chula Vista Homes for Sale, Otay Ranch Homes for Sale, Chula Vista Short Sale, San Diego Short Sale

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Otay Ranch Bank Owned Homes – Bank Owned Homes In Otay Ranch

Look no further because we have all the right tricks and updated information to find the best home for you. Otay Ranch Bank Owned Homes is booming with beautiful homes and low prices. All you have to do is call our Solutions Real Estate agent and we can help you with all your questions.

Bank Owned Homes In Otay Ranch has many homes with a variety such as two story homes, homes with a pool, foreclosed homes, and much more. Call us now to get started and search homes to find your dream home.

Otay Ranch Foreclosed Homes 

"Your Home Sold in 39 Days or less or I will sell it for FREE!"

Hi RE/MAX Agent Rod Watson, announces an amazing listing system for San Diego homeowners that Guarantees "Your Home Sold in 39 Days or less or he will sell it for FREE!" *This Guarantee is in writing* In a Down Market, Time is literally Lost Money! Shouldn't an Agent be Accountable? Rod thinks So! His proven 91 step system was designed over three decades specifically for real estate owners who want a Foolproof, Guaranteed way to dramatically increase the odds of selling Quickly, and for Top Dollar.

Want more information about Rod's personal guarantee system? It's easy to get started dial 1-800-264-3608 ext: 1003 for a free recorded message and to receive our "Your Home Sold in 39 days or less or I will sell it for Free" Guarantee Pre Listing Packet. Or if you would like to speak with Rod Watson to schedule an appointment to see if his personal guarantee system is right for you dial 619-512-9120.If you are serious about selling your home, you need a REALTOR who has plenty of experience in this type of market, has client service systems in place, and team members trained to get the job done right. To Sell Your Home Fast & For Top Dollar Visit www.thewatsongrouprealty.com.

*Certain terms and restrictions apply. Please call us for details

Places Where You Can Find Our Services!

   

 

 

Rod Watson (SFR)

 

RE/MAX Solutions

 

Foreclosure Alternative Specialist

 

7835 Highland Village Pl Ste. D 106

San Diego, CA 92129

 

DRE License# 01891044

 

Direct: (619) 512-9120

Office: (858) 793-8725 x115

 

Fax: (888) 816-4278

 

E-mail: rodrickwatson@remax.net

 

www.thewatsongrouprealty.com

 

www.getfreeforeclosurehelp.com

 

 

 

 

PS. I help underwater homeowners protect their homes and financial future from foreclosure. By providing Free help on how to save their home or avoid foreclosure through FREE Gov't Refinance, Loan Modification and Short Sale Programs. This may or may not apply to you, but I know you know someone who owes more than their home is worth and can't afford to pay their mortgage. Click here for a free copy of my, Two downloadable eBooks entitled, "The Home Owner's Guide to Real Estate Short Sales" and "The Home Owner's Guide to Fighting Foreclosure", each valued at $37.00. Knowledge is power share the truth about alternatives to foreclosure.

 

 

 

 

 

 

Short Sale With Rod!

What to Expect When Short Selling Your Home:

If you are considering a short sale of your home the first step is locating a reputable real estate professional who has the team and process in place to get the job done. Short sales have become more common since 2010. There are pros and cons to doing a short sale and you need someone who understands how best to protect your interest in the negotiations. Trust and accountability are huge factors in your decision to hire someone to help in the negotiations of your short sale. Rod understands the fear and uncertainty you are likely feeling as you go through this process. We can help rest assure that you are not alone and you can trust Rod Watson!

If you owe more than your house is worth and can't afford your payments, you might be able to sell it for less than you owe -- without having to pay the lender the difference.

If you can no longer make your mortgage payments and your home is now worth less than you owe on it, foreclosure may not be your only option.

A short sale, in real-estate terms, is a sale of a house in which the sale price is less than what the owner still owes on the mortgage. It is a procedure sometimes agreed to by lenders, who often would rather take a small loss than go through the lengthy and costly foreclosure process, in which the lender allows the sale of a home for less than it is worth and forgives the rest of the note.

While there are some significant negative consequences to a short sale, an ever-increasing number of properties are being advertised as short sales.

Short sale: Win-win-win situation

The beauty of short sales is that they can be a win-win-win situation for seller, buyer and lender. Here's how:

• The seller gets out of the mortgage liability without facing bankruptcy.

• The buyer gets the home at a reduced price.

• The lender agrees to a loss it considers minimal without going through a foreclosure and being saddled with an unsalable property.

While it may seem surprising that lenders would agree to accept less than what they are owed, they benefit from the process, too. The lender benefits by not having to go through the protracted process of foreclosing on the borrower and then having to put the property on the market and go through the whole marketing process.

A market saturated with foreclosures can cost lenders billions -- and as much as $50,000 per foreclosure -- according to a study released earlier this year by the congressional Joint Economic Committee.

When you go into a short sale, you have an institutional lender that are most concerned with the financial situations of the seller when they ultimately make their decisions. If a seller can handle the mortgage payment, there's no motivation for the lender to let the seller out of the mortgage at a lower price.

A lot of lenders aren't even going to consider a short sale unless it seems like (the homeowner) is in financial distress.

Last gasp only

While getting a lender to agree to a short sale may seem like an answer to the prayers of homeowners who want to unload a house, it's not a good move if you're merely looking to find a new place. It's generally a last-ditch effort when the only other option is foreclosure.

Should you go for a short sale? It depends on how deep a financial hole you're in and how likely it is you'll be able to overcome those financial difficulties. If you're just having a short-term problem -- short-term disability or maternity leave or layoffs, but they have good prospects to find something soon and they can weather the storm and hold on to the profit through that -- obviously they wouldn't want to think about a short sale. But if the choice is foreclosure or short sale, generally a short sale is going to be a better idea.

Before you think about asking your lender to consider a short sale, it would be a good idea to get your paperwork lined up.

Be ready to document your need and to show the lender you are serious about your situation, including a hardship letter (an honest explanation of your financial situation and how it occurred), pay stubs, bank statements, tax returns, an appraisal and documentation of your debts.

3 critical safeguards

If you're considering a short sale, experts advise you to take the following steps to meet potential negative consequences head-on.

1. Get it in writing. Make sure the lender agrees in writing that the short sale will absolve all debts.

"If they owe $300,000 on the house and the short sale is for $280,000, is there any possible way that the lender's going to come after them for the $20,000? Most lenders will put that in the agreement that they're not going to come after the deficiency.

2. Protect your credit rating. Ask the lender how it will report the short sale on your credit report.

Most of the time, a short sale shows simply that a debt is satisfied, but theoretically, a short sale could reflect on the credit report as 'settled for less than the full balance. Such a designation is a negative mark on your credit report, though it wouldn't hurt your credit as much as a foreclosure would.

3. Get professional tax advice. Short sales often have tax repercussions since lenders can claim the forgiven debt as income that they provided you.

That means if you agreed to a short sale for $50,000 less than what you owed the lender, the lender could issue you a 1099 for $50,000, which you would have to pay taxes on. If you meet the IRS' definition of insolvency at the time the debt was forgiven, then you generally don't have to pay taxes on it.

We hope that the information we have provided for you helps give some insight on how the short sale process works. However if you are behind on your mortgage payments and are facing foreclosure we recommend you talk to an experienced foreclosure prevention specialists.

Here at The Watson Group Realty we are trained and certified (SFR) Short Sale & Foreclosure Resource Consultants that are experienced with negotiating short sale transactions. The Watson Group Realty are the PREFORECLOSURE SPECIALIST you need on your side! We understand that sometimes bad things can happen to good people.

We are a family of caring professionals working together to help you stop foreclosure and save your home. Our home foreclosure intervention offers highly experienced and effective assistance to homeowners faced with the possibility of losing their homes. By providing alternative solutions, using government and non-government programs, we can tailor a mortgage work out plan to meet your specific family needs and circumstance. Our services are free so pick up the phone and contact us today!

Step 1:

• Initial interview to go over the process of the short sale, what to expect and make sure Rod Watson is a good fit for your family. (Timeframe: 1 business day)

Step 2:

• After the initial interview, Rod will arrange a meeting with his Short Sale Team to take a close look at your exact situation and make sure that a short sale is the right option for you. Once qualified, Rod will arrange the final step. (Timeframe: 3-5 business days)

Step 3:

• Marketing your home, generating offers and submitting an offer to the bank for the short sale approval. Once the bank has approved the short sale offer, escrow will  complete with the buyer closing escrow by the contract specified date. Learn about Short Sale vs Foreclosure or Short Sale FAQ
• Rod will walk you through the entire process and manage all the moving parts of the transaction to "relieve you of the debt" with a "lien release." (Timeframe: 2-6 months. Recent laws are helping short sales process faster. This timeframe is changing frequently.) If you short sale through HAFA (home affordable foreclosure process) you may be able to complete your short sale in 60-90 days and receive $3, 000.00 relocation assistance.  (FYI most short sales are taking 4-6 months)

To Find out more on how we can help you, gives us a call at 858-272-6000 or 1-800-264-3608 ext: 1001 or visit us at www.thewatsongrouprealty.com

Places Where You Can Find Our Services!

   

 

 

Rod Watson (SFR)

 

RE/MAX Solutions

 

Foreclosure Alternative Specialist

 

7835 Highland Village Pl Ste. D 106

San Diego, CA 92129

 

DRE License# 01891044

 

Direct: (619) 512-9120

Office: (858) 793-8725 x115

 

Fax: (888) 816-4278

 

E-mail: rodrickwatson@remax.net

 

www.thewatsongrouprealty.com

 

www.getfreeforeclosurehelp.com

 

 

 

 

PS. I help underwater homeowners protect their homes and financial future from foreclosure. By providing Free help on how to save their home or avoid foreclosure through FREE Gov't Refinance, Loan Modification and Short Sale Programs. This may or may not apply to you, but I know you know someone who owes more than their home is worth and can't afford to pay their mortgage. Click here for a free copy of my, Two downloadable eBooks entitled, "The Home Owner's Guide to Real Estate Short Sales" and "The Home Owner's Guide to Fighting Foreclosure", each valued at $37.00. Knowledge is power share the truth about alternatives to foreclosure.