Brenner Place Historic District (Long Beach, CA)
By Kirk Mulhearn
(Prudential California Realty/Gem Mortgage)
Comments 1
Long Beach, Ca.  When buying or selling an REO property, it is much better to go with a direct lender; especially, here is Southern California in that there's quite a bit of doubt about the viability and truthfulness for the pre-qualifications offered by mortgage brokers at the receiving end of a...
By Kirk Mulhearn
(Prudential California Realty/Gem Mortgage)
Comments 0
The Long Beach Mortgage Report: Fico is revising Credit Scoring Models Long Beach, Ca.  On the Credit Front.   Credit scores and the system are being revised.  Fair Issac will start offering the revamped score, "FICO 08," to lenders. Fair Isaac believes that the new score will do a better job of ...
By Kirk Mulhearn
(Prudential California Realty/Gem Mortgage)
Comments 0
Long Beach, Ca.   With all the news about the recent layoffs, there is no holding back by home buyers in the local Long Beach real estate markets if the price on a listing is reasonable.   Inventories for certain areas of REOs on the market have diminished.  The current trend is Short Sale listin...
By Kirk Mulhearn
(Prudential California Realty/Gem Mortgage)
Comments 0
Long Beach, Ca. Now for some good news.  Sales of existing homes rose 6.5 percent from November to December, closing out the worst year for the U.S. real estate market in more than a decade, an industry trade group said Monday. The National Association of Realtors reported that sales of existing ...
By Kirk Mulhearn
(Prudential California Realty/Gem Mortgage)
Comments 0
1.  Property values don't always go up. 2.  Use common sense when buying anything.  If you don't have common sense, borrow it from someone who does.  3.  Be prepared for the worst case scenario.  Assume it will happen and make sure you are ready. 4. Talk to a CPA and a bankruptcy attorney before ...
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