Breathtaking views!   This is a one of a kind property - the owner has remodelled the front entrance and you will feel like you are entering into an Italian paradise when you set foot on this property.  Roomy, spacious, classy, this property is your Christmas gift to yourself.  Imagine clear skies and a glass of wine on the patio overlooking the Bonita golf course and all the mountains.  Paradise awaits you here, don't wait, have a look today

Enjoy all pictures at San Diego Real Estate Cafe

Chula Vista CA - A Short Sale is an option to sell your home when you owe more than it's worth. You may have bought your home only to see it drop in value. If you want to sell and don't have enough money to cover the loss, then you need to consider a short sale.

Discover how other sellers successfully did a short sale and request a free consultation by clicking here.

This is where your lender agrees to take a loss. Obviously, they don't like to do that. If you have money in savings, they might ask for it. However, federal law forbids them from asking for money in your 401k or IRA.

Here is why lenders will accept a loss thru a short sale. They know that people often have financial problems and the home will have to be foreclosed upon. They have run the numbers and calculated that short sales cut their losses. This is because the home is sold faster. Most foreclosures take 12-18 months, if not longer. It is better to sell the home today versus selling it 12-24 months down the road.

The lenders use several methods to see if a short sale will be better for them financially. They will ask for you to write a letter describing your situation and explaining the hardship that is causing you to sell. This is called a hardship letter. They also also ask for your financial information.

This paperwork is submitted along with a sales contact, HUD-1 settlement statement, and any other documentation needed. The lender will order an appraisal or opinion of value. After they analyze all the information they will approve or deny the short sale request.

In some situations they will ask for more documentation. After the short sale is approved the closing proceeds. The buyer gets an inspection, appraisal, and survey. The final closing settlement statement is submitted to the lender for approval. After the lender approves the sale closes. You are free to move on with your life without a huge debt and without a foreclosure on your record.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mikekwcv@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (619) 743-8884.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Chula Vista Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, Mike Watson.

Mike is a Real Estate Agent at Keller Williams.

Phone: (619) 743-8884. mikekwcv@gmail.com.

View My homes for sale at www.sellingchulavistahomes.com.

Mike Watson has lived and worked in Chula Vista California since 1999.
Chula Vista Loan Modification Help, Chula Vista Short Sales. Chula Vista Short Sale Realtor. Short Sale Realtor. Chula Vista CA Short Sales. Chula Vista Realtor.

San Diego Agents that Sell Foreclosures

We are San Diego Real Estate Agents that sell foreclosures. We have been selling real estate in San Diego County and currently have many San Diego Foreclosures for you to look at and buy. We have represented many banks and asset managers in selling their assets for top dollar in San Diego. We have also helped many buyers find a great deal on a San Diego foreclosure.

Because we are so good at what we do we have staff to help both the asset managers who need to sell San Diego assets fast and for top dollar as well as staff that assists the buyers wanting a great deal on a San Diego foreclosure. Our operation is well oiled and runs smooth with the grease of experience and professionalism. When you're ready to talk foreclosures in San Diego you should talk to us. We're the San Diego Foreclosure Experts.

More information on all of our listings including foreclosures and short sales here:

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Please use the links below to help you with your San Diego Real Estate Search and Information from your San Diego Realtor.

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San Diego Home Buyers           San Diego Home Sellers

San Diego House Values           Local Real Estate Information

San Diego Real Estate Blog      San Diego Short Sales

San Diego Foreclosures            San Diego Green Homes

All information is believed to be correct but not guaranteed.

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