Golden
Real Estate Listings
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Golden
Real Estate News and Questions
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Listen to the tunes of :
("Sunrise -Sunset")
OR
(Some Buy-Some Don't)
Buy today... Don't snooze and loose
The old phase..buy low --sell high, is more realistic then ever.
Homes are at a low today. Buy Today...Sell in 5 years...you 'll be glad YOU did !!!
Please scroll
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Tis the season to be ...investing in the future..buy now..you ll be gald u DID !!!,
Please scroll down to get the beat
Then scroll back up to sing somethin neat.
Cause I have a buyer
--------------------------
Cause I have a buyer.
I show em the morning
I show
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Remember the wonderful song "Downtown"
Where we could forget all our problems, forget all our cares...
Well that was yesterday...today is today...when you need to forget all your problems
Forget all your cares ....you can go ...."On Line "...
So just scroll down and click on the
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Question: I am trying to edit information on localism. I recently went independent. In making those changes to my activerain account, I edited My Profile. The information on localism still lists the old brokerage name. When I go to edit the profile, it has been changed, but not reflective in Localism.
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In a continuing effort to boost the economy by jumpstarting real estate sales by first time home buyers, Congress recently enacted a bigger and better tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence on or after Jan. 1, 2009 and before Dec. 1, 2009.
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Listed at $185,000. Sold for $184,000 with no seller concessions.
Have your own piece of Americana with this traditional ranch style brick house, without giving up the comforts of today's lifestyle.Central air conditioning to cool you during the hottest days, or enjoy your covered patio while your sprinkler system takes care
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$575,000
MLS #690013
5 bedrooms, 5 bathrooms, 5225 finished square feet. 2-story plus basement and attached 4-car garage. Built in 2007. Spectacular location. Extremely largeliving and dining rooms and kitchen. Main floor study with bath. Near Interlocken.
Click here for
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The Orton Family Foundation is changing the way communities approach land planning, and they're doing it with heart and soul.
Founded in 1995 by Noel Fritzinger of Weston, Vermont and Lyman Orton, proprietor of mail- order business The Vermont Country Store, the foundation helps small cities and towns look with more
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Loan Considerations for Buy and Hold InvestorsAs far as investment loans, little or no money down loans are impossible. However, lenders do permit the use of Home Equity Lines of Credit or second mortgages from other properties owned by the borrower as a source of down payment. Or, self-employed borrowers are
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Loan Considerations for Fix & Flip / Short-Term InvestorsSecuring conventional financing on a fix & flip or short-term loan is not recommended. Most conventional lenders sell off their mortgages to investors on the secondary market. If the loan is paid off early (before six payments are made), the investor has not
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Loan Considerations for Jumbo MortgagesFor the Greater Metro Denver area, any loan amount greater than $417,000 is considered a jumbo loan. Fannie Mae and Freddie Mac assign different thresholds for various regions across the country. For instance, $417,000 is not considered a jumbo loan in a high cost city like San
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Loan Considerations for Loan Amounts Between $200K - $417KWith all the doom and gloom publications that are mostly exaggerated, many potential borrowers believe that home mortgage lending options have dried up. While underwriters and investors are scrutinizing files more closely, attractive rates and terms still exist for owner occupied purchasers seeking
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FHA First-Time Buyer Tax CreditIn an effort to boost the sagging real estate market and overall economy, first-time home buyers are being offered a limited time tax credit when purchasing a primary residence. The highlights of the tax credit are:• The tax credit is available for first-time home buyers only. •
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Loan considerations for a first time buyerLending guidelines are changing on a daily basis for every type of loan: conventional, FHA, VA & commercial. Nevertheless, there are still very attractive first-time home buyer options available. If you are or will be a first-time buyer, it is critical to speak with a
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How can you improve your FICO score?To improve one’s credit score, it’s critical to understand the factors influencing a credit score. The factors that contribute to a FICO score and the weighted percentages for each are as follows:• 35% — timeliness of payments • 30% — the ratio of used debt
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How does your FICO score impact your interest rate on your loan?Low credit scores are deemed greater risk for lenders since the likelihood for defaulting on the loan increases. As such, lower FICO scores translate into higher interest rates. Mortgage lenders will group credit scores in a range, usually in 20
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What is a FICO score?FICO stands for Fair Isaac Corporation, a company that created the most used credit scoring model in the United States. An individual’s credit score is calculated through a statistical algorithm and is used as a factor in determining the likelihood of a borrower defaulting on a loan.
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There are some signs of strengthening in our Denver market. The metro area's inventory of available resale housing decreased 20% to 23,120 units in October from October 2007. Some of this reduced inventory is attributed to homeowners taking their properties off the market in frustration because their property is not selling,
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Question: what would happen in the following situation:
A real estate agent knows that a home was purchased with mortgage fraud. This home now is in the foreclosure process and the agent is selling this home as a short sale.
This agent is involved with a number of other homes that were also purchased with false information. The agent is also selling these homes as short sales.
Any problem with this ???
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WOW!! Have you heard about rates dropping? Rates have come down over a full point in the last week for instance...I took an application from a client on 11/24 with rates around 6.125% and I told him we should float the rate based on what lender's where selling their paper at
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If you have not heard already, the inventory of home on the market in Denver has been declining. This is not true in many regions of the county. Your clients, who often only see national headlines, might not be aware of this favorable news. Our market has
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The big message has not changed since last quarter - it's still a great time to be a buyer in the condo market. Prices are at a three year low in many areas, and interest rates on mortgages are still historically low.The average condo price in Metro Denver declined 4%
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The average home price in Metro Denver increased +2% in the full year 2005 to the full year 2006. Comparing 2006 to 2007, the average home price across the metro dropped 3%, to $303,000. The average price in the first three quarters of 2008 was $272,000 vs.
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As investors we face a number of very real and very scary challenges. Making sense of this market is no mean feat and one has to be very careful with his or her investment. However, we usually think about danger as financial. Unfortunately, on rare occasion it can be even worse
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A lot of investors ask what an egress window is and when one is needed. Technically, it's a window for a room below grade that a municipality has deemed large enough to be safe for exit in case of emergency. While there are some variations, the window needs to be large
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You walk into a property you're looking to buy and rent and you walk down into the basement and voila! you find a full second kitchen. Great! You start calculating how much rent you could get if you could rent the downstairs separate from the upstairs and the cashflow is out
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A LOT of agents don't advise their clients to get sewer scopes when they purchase a property. This is a major mistake. A broken sewer can cost between $3,000 - $10,000 dollars to repair and it only costs $99 ($99Rooter - others are more expensive) to have a tech put a
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