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By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 5
 A lot continues to be going on in the Lending Industry, and staying on top of changes and proposed changes are a must.  The Connecticut Mortgage Bankers Association (CBMA) is a great resource in keeping us current, and will be holding the 2017 CMBA Annual Mortgage Law Forum, Sept. 7th. Below is ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
“Online Applications, are You Kidding Me?”   I forgot to mention on the phone yesterday that we did a pre-approval application online with USAA on Monday and were not pre-approved because they needed more information. That was before I knew my father-in-law was going to get us in contact with you...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 6
  Both of my boys played soccer as they were growing up and it is a sport all players get a lot of playing time.  Both of them were pretty good at soccer but they could have really benefited from a program like Berlin High School's Women's Soccer Team Clinic On August 26th., at Sage Park in Berl...

By Dave Jones, Broker/Owner - e-PRO Dave Jones Realty llc Prospec
(Dave Jones Realty, llc.)
Comments 0
First-time CT homebuyers are flocking to the real estate market by the thousands to find their dream homes in order to make their dreams of homeownership a reality. Unfortunately for many, the inventory of starter and trade-up homes in CT has struggled to keep up with demand! According to the Na...

By Jonathan Hall, Realtor - Danbury,CT Area Real Estate~203-417-0523
(William Pitt Sotheby's International Realty)
Comments 0
Finding the right place to call homecan be challenging. You want to make sure that you find the right home from you needs as well as budget. Navigating the local Danbury,CT area condo and townhome market can be confusing, especially if you are coming from out of the area or haven't purchased a ho...

By Deborah Laemmerhirt - REALTOR® Brookfield,Newtown,Roxbury,Bridgewater,Washington,Sherman, Luxury Homes,WaterFront,Equestrian,NewConstruction
(Keller Williams Luxury Homes International)
Comments 0
Great opportunity-own a CT water front home, close to NYS. Less than 90 minutes from Manhattan for easy routine commuting or a great weekend retreat. Enjoy Summers entertaining in the large screened-in sun porch or relax on your own private dock. The soothing water front is quiet, tranquil and re...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 4
  Middlesex Chamber Business After Work, At Water's Edge Resort & Spa Aug 22.  I always have my eye out for networking events, and there is a good one scheduled for Tuesday, August 22nd, at the Water's Edge Resort & Spa.  The Middlesex County Chamber of Commerce will be hosting this Business Aft...

By Dave Jones, Broker/Owner - e-PRO Dave Jones Realty llc Prospec
(Dave Jones Realty, llc.)
Comments 0
Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a CT homeowner’s net worth is 36 times greater than that of a renter ($194,500 v...

By Jonathan Hall, Realtor - Danbury,CT Area Real Estate~203-417-0523
(William Pitt Sotheby's International Realty)
Comments 0
I must get a couple call s a month from people that are looking to use the facilities of a condo or townhome in the Danbury,CT area. However, it is very much the fact that the on site facilties such as the clubhouse, meeting room or pool can only be used by resdients that owner in the complex or ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“Farm Life has its Challenges”   The Department of Labor claimed a farmer was not paying proper wages to his help and sent an agent out to investigate him.Department of Labor employee: I need a list of your employees and how much you pay them.Farmer:  Well, there's my farm hand who's been with me...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 3
  The Quinnipiac Chamber of Commerce's  will be hosting their 3nd golf tournament the 2017 Quinnipiac Chamber Golf Classic On August 22nd.  This is an excellent opportunity for golfers to not only get to play the game they love, but to network, make new business contacts, and help support area ch...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 6
  There will be another opportunity to network at a Chamber of Commerce Eastern CT Business After Work At The Side Door Jazz Club on August 17th at the Old Lyme Inn.  Those who follow my blog know I try to make it to as many networking events as possible and the Chamber of Commerce Eastern CT Bu...

By Jonathan Hall, Realtor - Danbury,CT Area Real Estate~203-417-0523
(William Pitt Sotheby's International Realty)
Comments 0
More often, if you are considering renting a Condominium the Danbury,CT area, it is generally more affordable to purchase a property to live in than to lease. Renting  long term as a tenant is a sure way to help your owner pay off your mortgage and have them build equity. It is important to run t...

By Dave Jones, Broker/Owner - e-PRO Dave Jones Realty llc Prospec
(Dave Jones Realty, llc.)
Comments 0
Spring is traditionally the busiest season for real estate. CT Buyers, experiencing cabin fever all winter, emerge like flowers through the snow in search of their dream home. CT homeowners, in preparation for the increased demand, are enticed to list their house for sale and move on to the home...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
“It is Tough to Say NO, but only for Today”   Joe, Thank you very much for all your help. I really appreciate your effort. Just know that once I start my full time position I will be back to you so that I can move forward with a mortgage. I will give you periodic updates to make sure I am on the ...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 13
Anna Banana Kruchten, CRS is hosting an ActiveRain Challenge this month titled "ActiveRain August Challenge - BEST-  Business Practices".  In her challenge she challenges us to: To tell of 1 of our BEST business practices from our 1st year in business that actually did produce results and gained ...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 4
  The Connecticut Housing Finance Authority (CHFA) has announced it will be increasing their Total Debt-To-Income Ratio on their CHFA HFA loan program.  The New CHFA Income Total Debt-To-Income Ratio On HFA Loans will match the new increased Fannie Mae Debt-To-Income (DTI) Ratio from 45% to 50%....

By Deborah Laemmerhirt - REALTOR® Brookfield,Newtown,Roxbury,Bridgewater,Washington,Sherman, Luxury Homes,WaterFront,Equestrian,NewConstruction
(Keller Williams Luxury Homes International)
Comments 0
The benefits of knowing your home’s valueAre you planning to sell your Westport CT home? Maybe you are thinking of having improvements made. Whether you are considering staying or moving, the following are some ways you can benefit from knowing your home’s value. When you plan to sell your home: ...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 6
  As I stated in my blog 3rd Cruise Night & Car Show At The Middletown Elks Club earlier this week, this weekend is the third of back to back car cruise nights. With the 3rd Cruise Night & Car Show At The Middletown Elks Club  is this Saturday followed by the 3rd Cruise Night & Car Show At Harbo...

By Dave Jones, Broker/Owner - e-PRO Dave Jones Realty llc Prospec
(Dave Jones Realty, llc.)
Comments 0
CoreLogic’s latest Equity Report revealed that ninety-one thousand residential properties regained equity in Q1 2017. The outlook for 2017 remains positive as well, as an additional 600 thousand properties will regain equity if home prices rise another 5% this year. The study also revealed that:...

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