Tenleytown (Friendship Heights, DC)
Tenleytown (Friendship Heights, DC) Real Estate News
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When the time comes to sell
Payam Bakhaje ( Licensed in DC, MD and VA ) (Long & Foster Realtors )
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Washington DC Real estate buyers and sellers...You need an agent who is knowledgeable and experienced with this specialized type of transaction. One who can guide a seller through this process and put your interests first.

http://www.dcrealtyonline.com

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Robross
Bright spot for mortgages: Missed payments ease
Rob Ross, Rob Ross NMLS#189110 (Potomac Mortgage Group, INC)

Bright spot for mortgages: Missed payments ease

By Les Christie, staff writerFebruary 17, 2011: 11:33 AM ET


 

NEW YORK (CNNMoney) -- Mortgage delinquency rates among U.S. homeowners have fallen to their lowest levels in a few years, according to a report Thursday from the nation's mortgage bankers.

The quarterly National Delinquency Survey from the Mortgage Bankers Association (MBA) reported that the rate of mortgage borrowers at least one payment past due or whose homes have been repossessed by their banks declined 0.22 point to 13.56% at the end of December, their lowest level since late 2008.

Loans one payment past due were at 8.22%, down considerably from the 9.13% mark at the end of the third quarter and the lowest rate since the end of 2007, the beginning of the recession, the bankers said.

That, according to Michael Fratantoni, vice president of research and economics for the MBA, was very welcome news.

"I think we've turned the corner as concerned with loans 30 days late," he said. "It indicates that the economy has improved."

10 surprise foreclosure hotspots

A second factor in the improvement is that mortgage underwriting has gotten so much stricter over the past few years, in the wake of the housing market collapse, that many of the loans most likely to fail have already done so.

The most dangerous years for mortgages are the third and fourth years, when delinquency rates peak, according to Fratantoni. The crop of mortgages entering into those dangerous years should not default as much because borrowers were so well qualified.

Another positive element in the report was that the percentage of seriously delinquent borrowers -- those 90 days or more late and considered very likely to lose their homes to foreclosure -- dropped precipitously over the last three quarters of the year, to 3.63% from 5.02% at the end of March 2010.

That should translate into far fewer borrowers losing their homes to foreclosure in the future.

Improvement in the economy, if it continues, should usher in a period of lower delinquency rates, according to Jay Brinkmann, the MBA's chief economist. The quarter's positive news was tied to the increase in hiring last year, when the private sector added about 1.2 million jobs.

Housing markets: Best recovery bets

"You need a paycheck to make a mortgage payment," Brinkmann said.

The biggest negative in the report was that the percentage of loans in foreclosure inventory hit an all-time high. These are loans in which the banks start to reacquire properties by scheduling auction sales.

Mortgages can exit this process by having the loan modified, the property sold through a short sale or transferred voluntarily to the bank, or sold at auction.

The MBA attributed the rise of loans in foreclosure inventory to the robo-signing issues that began to emerge in September. Banks deliberately slowed or suspended the foreclosure process, keeping them from exiting the category. That was especially true for states in which courts are involved in the process.


 

 

          

 
Potomac Mortgage Group, LLC
rross@potomacmortgagegroup.com
www.ApplyWithRobRoss.com

571-266-6503 - Work
703-568-3749 - Cell
NMLS License #189110

 

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What is for Sale in McLean Gardens in DC?
Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA, (Keller Williams Capital Properties)

What is For Sale in McLean Gardens in DC?

If you are looking for a great community with spacious condos at a reasonable price

and low condo fees, then you should definately consider McLean Gardens.  Mclean Gardens Logo

DC7161419 3740 39Th St Nw $239,000 Studio unit with 1 Bath - 1 level

DC7163894 3401-3420 38Th St Nw #417, $544,000  2 bedrooms, 2 baths, 1 level

DC7124449 3850 Rodman St Nw $420,000  - 2 bedrooms, 1 bath - 2 Levels

DC7179004 3401 38Th St Nw $545,000 2 bedrooms,  2 baths, 1 level

DC7185994 3450 39Th St Nw $419,000 2 bedrooms, 1 bath, 1 level

DC7186371 3802 Rodman St Nw  $379,000 1 bedroom, 1 bath, 2 levels

Mclean Gardens buildingDC7190587 3888 Porter St Nw $420,000 2 bedrooms,  1 bath, 2 levels

DC7193640 3811 39Th St Nw $468,900 2 bedrooms, 2 baths, 2 levels

DC7194898 3961 Langley Ct Nw $429,950 2 bedrooms,  1 bath, 2 levels

DC7209086 3881 Porter St NW $347,500 1 bedroom, 1 bath, 1 level

DC7215847 3710 39Th St Nw $249,000 Studio Unit with 1 bath

 

For more information about these condos or any other property currently on the market, please contact Lise Howe, Coldwell Banker, 240-401-5577.

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PRICE REDUCTION ON 1 BEDR & DEN in NW DC at TENLEYTOWN METRO
Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA, (Keller Williams Capital Properties)

Cityline exterior

Sometimes opportunity knocks and you are there to listen! Unit 647 at Cityline is just reduced to $479,900 which makes this sunny one bedroom and den the best deal in NW DC! Built on top of the old Sears building, this sexy condo complex offers stylish interiors, lots of light, tall ceilings, an exercise room, 24 hour concierge service, great security, and pet friendly neighbors. 

Unit 647 is more than 860 square feet, a one bedroom and den, with an open floor plan. Because it overlooks a wonderful interior courtyard, it is always quiet and serene. The 10 foot ceilings, hardwood floors, floor to ceiling windows, granite counters, stainless appliances, and washer and dryer in the unit all are extra treats guaranteed to please the most picky buyer. interior courtyard

Covered garage parking may seem superfluous when you can walk to the metro and never step outside, but it still is nice to have that parking space! Whole Foods, Guapo's, a great Mexican restaurant, a CVS, Starbucks, and a Thai restaurant are all just across the street. If you wear out your shoes walking to all these great dining spots, you can always pick up a new pair of shoes at the PayLess Shoe store across the street!

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