Real Estate News from Popular Florida Cities

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By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
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Four Ways toPurchase Mortgaged PropertyA buyer may purchasemortgaged property in at least four ways:1.     Cash. The mortgage may be paid infull from the sale proceeds, a satisfaction of mortgage recorded, and theproperty delivered free and clear of the mortgage lien at the time of closing.2.    ...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 0
The lender may charge reasonable closing costs. However, these costs may not be included in the VA loan. Closing costs vary among lenders. The veteran borrower or the seller may pay the following closing costs or the closing costs may be shared: ·        VA appraisal·        Credit report·       ...
By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
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Pace, Florida, 32571, Fla. courts will lose money for foreclosure cases About $21M in National Mortgage Settlement money to help speed foreclosures goes away June 30. The change could help some homeowners but hurt others. Read more.   Flat Fee Property Management $50. Monthly in Pace, Fl. 32571 ...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 1
VA Funding Fee The VA requires a funding fee or user's fee to help the government defray the cost of foreclosures. Currently the funding fee is 2.15% of the loan amount, with no down payment for first-time users.  Funding fee expenses may be added to the maximum loan amount and financed over the ...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 1
The FHA insures mortgage loans to protect lenders in the event that borrowers default. The FHA is the largest government insurer of mortgages in the world. The cost of the mortgage insurance is passed on to the borrower.Borrowers pay an up-front mortgage insurance premium (UFMIP). The percentage ...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 0
The National Housing Act of 1934 created the FHA to stimulate the housing market after the Depression. A major focus of FHA is to stimulate homeownership. The FHA is a government agency within the Department of Housing and Urban Development (HUD). The agency functions as an insurance company, ins...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 0
Defeasance Clause The defeasance clause is so named because it "defeats" the prior action when the borrower-mortgagor has made the final payment on the loan. Recall that in title theory states, the mortgaged property is conveyed to the lender through a mortgage deed. Therefore, in title theory st...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 0
Equity of Redemption Equity of redemption allows the mortgagor to prevent foreclosure from occurring by paying the mortgagee the principal and interest due plus any expenses the mortgagee has incurred in at-tempting to collect the debt and initiating foreclosure proceedings. In Florida, the right...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 0
There are two parties to a mortgage: (1) the mortgagor, or borrower (debtor), (2) the mortgagee, or lender (creditor). The mortgagor owns the property, and the mortgagee owns the mortgage. A mortgage is regarded as an investment or chattel (personal property) by the mortgagee and, like other such...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(REcampus Fully Accredited Florida ONLINE & Classroom Training in Destin, Pensacola Florida)
Comments 1
There are currently 707 properties for sale in the Panama City Beach, FL area with the average listing price of $697,798. This represents an increase of +5.8% over the previous week. The 4 bedroom homes saw the largest increase in the average listing price over the previous week with a +5.2% incr...
By Morris Massre, Realtor Broward County Florida
(Berkshire Hathaway Home Services )
Comments 1
I have compiled a list of the most important sites every tourist and local alike must see while in South Florida.  And while most people will insist on the obvious like South Beach and the water taxis my list is a lot more eclectic, cultural, local, and different.  Here is my list in order of imp...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
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The Daily Hot Sheet of Top Real Estate News Trending Now Monday, July 6, 2015   TODAY'S TOP STORIES     ARM, jumbo business accelerates New mortgage activity ascended last week, according to a mortgage-tracking index, and a surge in adjustable-rate (up 41%) and jumbo loans (39%) led the way. Rea...
By Mary Diaz, Tampa's Real Estate Matchmaker
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Home for Sale in Tampa FL with Quick Access to Beaches | 4104 Leona St Prepare to be blown away by this gorgeous 3 bedroom home for sale in South Tampa FL with quick access to beaches! Sitting in a 1750 sq. ft. lot right in the heart of South Tampa, this wonderful home will greet you with a magni...
By Rob Arnold, Metro Orlando Full Service - Investor Friendly & F
(Sand Dollar Realty Group, Inc.)
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Another month is behind us and plenty of great deals closed in the Orlando area in June 2015.  Here is a sampling of some of the latest deals that we sold last month.  Take a look.                               Danforth                                                                      Victoria...
By Rei Mesa
(Berkshire Hathaway HomeServices Florida Realty)
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Painting and carpet updates to homes for sale in Delray Beach can make a world of difference in moving your home quickly off the Delray Beach real estate listings. When it comes to interior painting and replacing carpeting, many home owners plan color and pattern schemes without thinking about ho...
By Sandy Shores FL Realtor®, Melbourne Real Estate, Brevard County Real Estate, Florida's Space Coast
(M & M Realty of Brevard Inc.)
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Home buyers decide whether or not to look inside a house based on the exterior appearance. What they see when they drive by, or when they arrive for a showing sets the tone for that first impression. It often determines if a buyer even wants to go inside for a closer look.Back in the 1980's, befo...
By David Welch, Orlando Real Estate Optimist
(Remax 200 Realty)
Comments 1
The red hot sales of summer are still going strong here in The City Beautiful. Brisk sales and higher prices have also attracted more prospective sellers. There are currently 11,697 active listings which is up a tad from last month, but lower than last years 11,839. Of the homes listed as availab...
By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
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Gulf Breeze, 32561, 32563, 32566, New Fla. law protects tenants after a foreclosure Gov. Scott signed HB 779 into law. Effective immediately, it gives tenants at least 30 days to vacate a foreclosed home. Scott also vetoed a Citizens ins. bill. Read more. Homes in Gulf Breeze, Florida 32561 with...
By Mike Kozlow, Broker Associate
(Keller Williams Elite Realty)
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  The gated community of Bonita Bay, located in Bonita Springs Florida, features homes and condominiums ranging in price from $200,000 to well over $5,000,000. The turn over of homes is usually expected to be around 10% in any given year but the spectacular West Coast of Florida is not following ...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
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May 2015 Monthly Market Detail Florida Single Family HomesThe May 2015 Monthly Market Detail Florida Single Family Homes continues to show improved activity from last year though the rate of increased activity is moderating.  Closed sales were up by 7.7% (was up by 17.9% in April) and new sales u...

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