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14506 PEPPERMILL TRL, CLERMONT FL 34711                                                           $$$ 130,000 $$$

Exterior Front	Living Room
Living Room	Dining Room
Kitchen	Kitchen
Master Bedroom	Master Bedroom
Master Bath	Bedroom 2
Patio/Deck	Swimming Pool/Hot Tub/Sauna

Beautifully maintained 3/2 pool home in desirable Greater Hills community. All kitchen appliances included. Bedrooms spacious. Nice floor plan. Neutral colors - move right in! Seller can close quickly . . . don't miss this great deal!

For the latest status on this property and many more in the Clermont area, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. For a faster reply you can also email me at steve@thefloridalivingteam.com. Prospective U.K. Buyers please call: 020-3239-7286. All information is deemed reliable but not guaranteed on the date posted. All Short Sale Properties are subject to bank approval of Sale Price.

Visit www.hunterscreekliving.com for more information on all properties for sale in Hunters Creek Orlando.

14506 PEPPERMILL TRL, CLERMONT  Fl 34711                                                       $$$ 130,000 $$$

Exterior Front	Living Room
Living Room	Dining Room
Kitchen	Kitchen
Master Bedroom	Master Bedroom
Master Bath	Bedroom 2
Patio/Deck	Swimming Pool/Hot Tub/Sauna

Beautifully maintained 3/2 pool home in desirable Greater Hills community. All kitchen appliances included. Bedrooms spacious. Nice floor plan. Neutral colors - move right in! Seller can close quickly . . . don't miss this great deal!

For the latest status on this property and many more in the Clermont area, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. For a faster reply you can also email me at steve@thefloridalivingteam.com. Prospective U.K. Buyers please call: 020-3239-7286. All information is deemed reliable but not guaranteed on the date posted. All Short Sale Properties are subject to bank approval of Sale Price.

Visit www.hunterscreekliving.com for more information on all properties for sale in Hunters Creek Orlando.

15621 KENSINGTON TRL, CLERMONT FL 34711                                                        $$$$ 110,000 $$$$ 

Exterior Front	Exterior Front
Exterior Front	Exterior Front
Exterior Front	Exterior Front
Exterior Front	Exterior Front
Exterior Front	Exterior Front
Exterior Front	Exterior Front

SHORT SALE convenient locationclose to Turnpike,shopping,schools,hospital and much more ,large screened patio, fenced yard.Priced to sell

For the latest status on this property and many more in the Clermont area, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. For a faster reply you can also email me at steve@thefloridalivingteam.com. U.K callers dial: 020-3239-7286. All information is deemed reliable but not guaranteed on the date posted. All Short Sale Properties are subject to bank approval of Sale Price.

Visit www.hunterscreekhomevalues.com or www.hunterscreekhomesforsale.comfor information on all properties for sale in  Hunters Creek Orlando.

 MLS# O5025586              15848 WATERMILL CT, CLERMONT $$$ 99,900 $$$

Exterior Front	Dining Room
Dining Room	Living Room
Breakfast Nook	Kitchen
Kitchen	Master Bedroom
Exterior Back	Patio/Deck
Patio/Deck	Yard/Garden

Let this 5 bedroom, 2 bath home charm you!  Your welcoming foyer opens by rounded archway into the formal dining room, while the living room beckons straight ahead.  Generous counter and cabinet space abound in this kitchen with breakfast bar and nook ready for casual dining.  Imagine watching the sun rise from behind the trees as you sip your morning coffee on your screened patio.  Enjoy a fun afternoon grilling out and making memories in your huge backyard.  Take advantage of the community pool, playground, and tennis courts for a fun afternoon.  Recreation, shopping, and dining are just minutes away in downtown Clermont or the new Clermont Landings plaza.  Located just off of Colonial Drive, you're near the turnpike, 408, and 429 for easy access to downtown Orlando, theme parks, or anywhere else you might be headed.  Don't miss this gem! 

For the latest status on this property and many more in the Davenport area, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. For a faster reply you can also email me at steve@thefloridalivingteam.com. U.K callers dial: 020-3239-7286. All information is deemed reliable but not guaranteed on the date posted.

Visit www.hunterscreekhomevalues.com or www.hunterscreekhomesforsale.comfor information on all properties for sale in  Hunters Creek Orlando.

 MLS# G4664702       14622 PEPPERMILL TRL, CLERMONT FL 34711    $$$ 134,900 $$$

Exterior Front	Living Room
Kitchen	Kitchen
Dining Room	Master Bedroom
Master Bath	Den/Family/Great Room
Bedroom 2	Bedroom 3
Bath2	Swimming Pool/Hot Tub/Sauna

Short Sale. Splash into this lovely 3/2 Pool home, with open split floor plan, office/den and large screened in heated pool/spa and fenced back yard. Enjoy tile floors throughout main living areas and wood laminate in bedrooms and den. Master bath features dual vanities and garden tub with separate walk-in shower. All kitchen appliances are included. You will love the convenient location, close to Turnpike, shopping, schools, hospital and more. This house is move in ready and priced to sell quickly.

For the latest status on this property and many more in the Clermont area, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. For a faster reply you can also email me at steve@thefloridalivingteam.com. U.K callers dial: 020-3239-7286. All information is deemed reliable but not guaranteed on the date posted.

Visit www.hunterscreekhomevalues.com or www.hunterscreekhomesforsale.comfor information on all properties for sale in  Hunters Creek Orlando.

Recently I have been getting more and more questions about REO (real estate owned) properties and HUDs.  REO are Properties owned by the bank on a conventional loan, where as a HUD is an FHA or VA loan that went belly up.

Working with individuals from all over the nation who find me on the web, a huge allure of Central Florida has been Foreclosures and instant equity.  To many investors of the past, this was a huge way to make some money.  Obviously a bank does not want to hold on to a property.  When a Bank holds a property they are responsible for maintaining it, taxes, and any utilities that might arise to get it sold.  Not to mention the bank is responsible for the mortgage that comes from not having it sold or not having someone else paying the financed mortgage.  I see why people someone would be drawn to these types of listings.

Why aren't there more foreclosures?!  We know that many people were hurt in the past few years.  Many people bought above their means.  Some bought with an ARM or adjustable rate mortgage that has gone sky high.  Since I currently reside in Clermont Florida let's use her as an example.  Right now in Clermont Florida there are 10 foreclosures active.  Many thought it would be more.  What is more interesting is that the Listings by the bank are still Fair Market Value.  We don't see any 1 Million dollar homes up there for 400 thousand.  The reason being... the bank acts as the seller.  Just like you or I they will do everything they can to make sure they get every little piece of the pie.

Ok, so why aren't there more REOs and HUDs.  Well the banks got smart!  They basically have a few options for homeowners who face the possibility of foreclosure.  They send in me and people like me to help.  LMCs (Loss Mitigation Consultants) have been contacting these people delinquent on their loans to try and help them.  Most if not all who allow us to help can be.  Working with the banks we approach the home with basically 3 options.  We can work with the bank and get you current again, we can work with the bank and modify some of your loan contingencies, or we can work with the bank and sell your home at fair market value.

What happens if the home is only worth 100,000 in today's market, but the borrower owes 110,000?  If we can only sell it for 100,000, and along with closing costs would only net 90,000; that is a 20k difference.  So what do we do?  The bank forgives the difference to the borrower.  The bank takes a loss, and the borrower owes $0.  This is all referred to as a short sale, and is more and more prevalent nationwide.  The lenders that I work for se no reason to foreclose on a property, and first and foremost want to help the borrower stay in the home.

Now back to the investors.  You want a deal!  These homes are listed at Fair Market Value.  You see 3rd party approval,  pre-foreclosure, or short sale in the Public Remarks feel free to put in an offer.  If you are looking for a pre-foreclosures in Central Florida please give me a call to set up a meeting.