Bay County Florida Home Buyer Assistance Program Process and Time Line

1.  County sponsored home buyer education class is required.

2.  Home buyer is APPROVED and signs contract for home.

3.  Lender sends Reservation Form with contact to county.

4.  With-in 5 days, home is inspected by county staff.

5.  If necessary, lead based paint assessment is completed.

6.  Lender sends loan package to county.

IF NO REPAIRS ARE NECESSARY......

7.  County approves application package.

8.  County contracted appraiser completes appraisal.

9.  Home buyer meets with home buyer counselor.

10. Mortgage package e-mailed to title company.

11. Home buyer assistance check is released by county after HUD 1 is approved.

12. Closing occurs at the offices of the title company.

FOR MORE INFORMATION PLEASE VISIT:

HUDS List of Home Buyer Assistance Programs in the State of Florida by County

For More Information on Government Loan Programs in the State of Florida Please Visit:

Government Home Loan Programs in the State of Florida 

This bank owned foreclosure is a MUST SEE! The home is in a very desirable neighborhood and just minutes from the beach, shopping, Tyndall Air Force Base, the Navy Base, and industrial areas of Panama City, Florida.  Don't wait to call me about this foreclosure...call TODAY for more information!

You have to see this Callaway Point home to believe it! With over 2500 square feet with 4 bedrooms and 2 1/2 baths, this home is perfect for the growing family. If you are looking for the best priced home in a highly desirable neighborhood, this is a must see. The fenced in back yard is perfect for anin ground pool and the oversize 2 car garage takes care of all of your storage needs. Call your realtor today to see this home.

 --Information deemed reliable but not guaranteed--Copyright: 2010 by the Bay County Association of REALTORS®
Prepared by Lynn Boyd of KELLER WILLIAMS SUCCESS REALTY on 6/29/2010

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 Rates are still low and home prices are affordable. Please give me a call so we can start your new home search today!   

Lynn is a licensed Realtor in Florida and Georgia. 

Property report courtesy of The Payne Group

Residential - DSF		Click photo to enlarge or view multi-photos.
MLS#:	386521 OfficeFile#:	ListPrice:	$180,000
Status:	Active Last Change: 09/13/2008	ApproxSF:	1,438
Address:	1421 BERTHE AVE S	$/Sqft:	$125.17
	PANAMA CITY, FL	TotalRooms:	Bedrooms:3
Zip:	32404	Baths Full/Half:	2/0
Con Docs:	N	Ownership/Sale Type:
MainArea:	05 BE-Bay County-East	Stories:	1
SubArea:	0501 - Callaway/Parker/Springfield	YearBuilt:	1992
Subdiv:	CALLAWAY POINT	ImmOcc?	Y
ParcelID:	07379-789-000	ConstrStat:	ConstrCmplt
ElemSch: Tyndall Middle: Rosenwald High: Rutherford
Dir:	Tyndall Parkway toward Tyndall AFB. Left on Wallace. Right at stop sign at Berthe to property
Legal:	LOT 10 BLOCK 4 CALLAWAY POINT

Move in ready 3 bedroom, 2 bath home in the Callaway Point area just a few steps from Callaway Bay! This open floor plan ismaintenance free with a 2 year old roof, wood laminate flooring and a transferable termite bond, live worry free here. Interior features are an open kitchen, separate dining room and large living room with a wood burning fireplace. The kitchen has been remodeled with new appliances in 2005 that convey with the home. Double french doors open to a screened-in back porch leading to the privacy fenced yard. Don't miss this great opportunity in one of Callaway's most popular neighborhoods. Close to Tyndall AFB and all of the shopping and restaurants that you would ever want. Call today for your private viewing.

For More Information Contact: Jeff Payne Cell: (850) 890-2724 : jeff.payne@kw.com www.knowpayneknowgain.com

--No representation is made that any of the particulars concerning the listed properties is accurate. No attempt has been made to verify any of such information and it is only contained for the convenience of the member REALTORS(r) to help them narrow searches of properties. The Association strongly recommends that any such information be independently verified by all prospective purchasers prior to the execution of any agreement concerning that property.--Copyright: 2008 by the Bay County Association of REALTORS®
www.knowpayneknowgain.com
Prepared by Jeff Payne of KELLER WILLIAMS SUCCESS REALTY on 9/15/2008 11:28:13 AM

TODD SABATINI CENTURY 21-SMITH&ASSOCIATES INC. 850-230-2350 WORK 850-819-4073 CELL TODDSABATINI@AOL.COM

Residential - DSF	Click photo to enlarge or view multi-photos.
MLS#:	377968 OfficeFile#:	ListPrice:	$289,000
Status:	Active Last Change: 05/12/2008	ApproxSF:	2,200
Address:	136 H L SUDDUTH DR	$/Sqft:	$131.36
	PANAMA CITY, FL	TotalRooms:	Bedrooms:3
Zip:	32404	Baths Full/Half:	2/
Con Docs:		Fractional Ownership:
MainArea:	05 BE-Bay County-East	Stories:	1
SubArea:	0501 - Callaway/Parker/Springfield	YearBuilt:	1972
Subdiv:	LANNIE ROWE LAKE ESTATES U-10	ImmOcc?	Y
ParcelID:	07127-750-000	ConstrStat:	ConstrCmplt
ElemSch: Callaway Middle: Everitt High: Rutherford
Dir:	Highway 98 East to Cherry St. turn left continue to H L Sudduth turn right home is on the right.
Legal:	Lannie Rowe Lake EST U # 10 LOT 20 BLK H ORB 1235 P 1717 ( 132B2 )

All brick pool home in �Lannie Rowe Lake Estates�, a lakefront subdivision with winding oak-covered streets and fine homes. The first thing you notice about this home when you drive up is the wonderful curb appeal, with an impressive entryway and magnificent landscaping. A sense of security is felt with a new roof, hurricane shutters on the windows and gutters around the entire home. If you like to entertain you will love the large den, great room and formal dining area. The interior of this home has had extensive remodeling to include new bathrooms with kohler cimmaron ADA toilets, whirlpool tub in full bath, stand up shower in master bath, additional bedrooms to receive new carpet, ceramic tiled floors in the den & kitchen, porcelain tile throughout the rest of the home and 6 panel doors. If you need a low maintenance home in a well established neighborhood than look no further. The large back yard supports a fine in-ground pool, workshop, Florida room and is fenced with beautiful landscaping in every direction not to mention the view of the lake. If you are looking for wonderful home in a great neighborhood, this is a MUST SEE! 20x12 Florida room included in square footage. Call today for an appointment. As per owner A/C and water heater are Good Sense Select. All measurements are approximate please verify.

For More Information Contact: Todd Sabatini Cell: 850-819-4073 Direct: 850-230-2350 toddsabatini@aol.com http://toddsabatini.point2agent.com

--Information deemed reliable but not guaranteed--Copyright: 2008 by the Bay County Association of REALTORS®
24/7 REALTOR SERVICE.
Prepared by Todd Sabatini of CENTURY 21 SMITH & ASSOC. INC on 6/13/2008 1:55:13 PM