Explore Naperville, IL
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
 5 Months from TRID launch -Where Are We Now Last October, the TILA RESPA Integrated Disclosure rule (TRID) replaced the old TIL-GFE. Paperwork for the homebuyer was reduced, fees were itemized, and the forms were made easier to read so consumers could have a better understanding of the costs of ...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 2
   Astronomical Rental Rates Are Changing the Housing Market Across Chicagoland, renters are paying an increasingly higher price for their temporary homes. The real problem, however, is that these rates are outpacing their income growth. Experts across the country agree that a major change is com...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 5
 Things that can Destroy your Motivation1. Not having goals. You can’t reach your goals if you don’t know what they are.2. Choosing goals that don’t inspire you. You won’t be able to keep on going if the prize at the end doesn’t really matter to you.3. Expecting immediate results. Anything worthw...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
Understanding the DATES on a Credit Report Most credit reports have three major dates listed on any one trade-line. If you are seeing a lot of other dates listed, especially older ones, that’s called bad news as they are probably dates indicating when the client was last late with the creditor (t...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
Budgeting for Home Ownership Here's what to make room for in your homeowner's budget. Monthly Expenses Principal and interest payment on your mortgage Real estate taxes Homeowners Insurance--ask insurance agent for an estimate Heat--check owner's current bills Electricity--ditto Optional costs: ...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 30
 1. More Social Media!!!! - It’s no secret. This is the age of social media. Potential buyers and clients will check your Facebook page and website to get a good bead on you. Share your successes! Pictures of clients smiling happily at closings. Short tutorials on relevant topics. (how to get you...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 3
  The Early Years Were HardHigh school wasn't easy for Bill. He wanted to fit in; he wanted to make friends; and, he desperately wanted to play sports. Unfortunately, at that age, he didn't have an athletic bone in his body. He was taller than most, lanky, awkward and highly uncoordinated. But th...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
JUST ARRIVED! February issue ~ Romantic Weekend Getaways, Rekindle Your Romance, Profiles, Home, Style, Health & Fitness, Business, Dining, Entertainment & Arts, To Do List, and so much more!Stop by today to get your free copy! 
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
Surprisingly useful Windows programs to have on handHere are some Windows apps, which you won’t launch every day, but are incredibly helpful to have. This program scans your PC and tells you all the specs—model numbers, fan speeds, how much RAM you have, how much you’re using, CPU temperature, ev...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 0
 E-OSCAR If you put your mind to it you can do anything. For example, I can fix the engine in my car all day long; the problem I run into is the inevitability of breaking down alongside the highway on the way to work. Credit restoration is another most certainly not a do-it-yourself project for t...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 0
Written about William Piotrowski on 01/22/2016Closed purchase loan. Naperville, ILWilliam was a dream to work with, made the process of buying a home so easy and the closing was heaven, I was so stressed going into the closing and it was the easiest, most laid back experience, I walked out of the...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
   Millennials place a premium on casual, comfortable outdoor spaces for entertaining friends and family, Better Homes and Gardens research shows. The millennial generation is poised to make a significant impact on home design with its strong preferences for energy efficiency and smart-home techn...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
  What Goes Into Your FICO Score Lenders use the FICO Score to help them determine the terms, conditions, and amount of your mortgage loan. The data that FICO considers in calculating that credit score falls into five categories, with the following average weightings... Payment History--35%  How ...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 0
 Helping make the dream of home ownership a reality, 1 mortgage at a time
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
The Impact of Extra Mortgage Payments   Why Make an Extra Mortgage Payment?   Many of us pay more than the minimum required on our credit card bills every month, saving us money by cutting our interest payments. But what about paying down a home loan? Is that even a possibility? The answer is al...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 0
 “Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of homeowners over time has significantly outpaced that of renters, who tend as a group to accumulate little if any wealth.”
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 0
BEST & WORST MARKETS FOR RENTING AND BUYING It has been nearly four years since housing prices bottomed out nationwide. Since then, the fortunes of homeowners and renters alike have been mixed across a wide spectrum depending on where they live, according to a recent report by Trulia. Recovery in...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
8 FINANCIALLY SAVVY HOME IMPROVEMENTS This homeowner's room remodel is an ROI double-whammy: Its DIY built-ins frame a gas fireplace. These features make the room enjoyable now -- and will make a great selling point later.  When it comes to home improvement, some dollars stretch more than others....
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 0
 Retirement Rules: America's Seniors Hold $5.76 Trillion in Home Equity The National Reverse Mortgage Lenders Association reported recently that an estimated$147 billion increase in the aggregate value of homes owned by seniors drove their share of home equity to $5.76 trillion and rocketed the N...
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 2
Moving Motivations: What Would Make Americans Consider Uprooting?A recent Harris Poll found Florida, California and Hawaii to be the states where Americans would most like to live (excluding where they live now), followed by Colorado and New York. But what might inspire Americans to actually cons...

Naperville, IL Real Estate Professionals