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O Fallon Real Estate
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O Fallon
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Happy Thanksgiving! Wishing you a warm and peaceful holiday season. Please take a moment to think of those that cannot be with us.
And how about some good news?
Month to date (11/01/2009-11/25-2009) the Real Estate numbers look very good!
So far in November 2009, 25 homes have closed
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Tax credit has been extended and expanded, no longer do you need to be a "first time homebuyer" to receive the credit. Been in your home for 5 years? Then you very well may qualify!
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Open House in O'Fallon Illinois
437 Highland Glen Court
(Winding Creek Estates Subdivision)
O'Fallon Illinois 62269
1:00 pm - 3:00 pm
$219,000
10 Room
4 Bed
2.5 bath
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October was wet, really wet. Muddy yards, wet basements, cloudy skies and one of the hottest months for Real Estate this year!
October saw 43 homes close in O'Fallon... this number is closer to June, July, August activity. Actually you have to go back to 2005 to find an October with
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$112,900 - Single Family Home, 4 Beds, 1 Bath, 1920 Sqft., 108 W 6th Street, Ofallon, IL 62269MLS No. 2913294 <<Prev Next>> 10 Photos Save Listing Request More Info Schedule a Showing Map to Property Printable Version Virtual Tour
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$181,900 - Single Family Home, 4 Beds, 3 Baths, 1 Partial Bath, 2424 Sqft., 1125 Creekside Drive, Ofallon, IL 62269MLS No. 2913139 <<Prev Next>> 10 Photos Save Listing Request More Info Schedule a Showing Printable Version Virtual Tour
Tools & Resources
Mortgage Calculators Get Pre-Approved foraLoan Tell a Friend
Listing
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Greetings!
Halloween is rapidly approaching so once again it is time for the OFallonRealEstate.comJack-O-Lantern photo contest. Rules are pretty easy.
Email us a photo(s) of yourJack-O-Lantern and you will be entered into a drawing for an IPOD Shuffle!
The photomust be one that you have taken and own...simple right?
Photos must
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The good(sort of), the bad and the ugly.
The drop from the 3rd quarter2007-2008 was at -9%. From 2008-2009 it is - 10%. So consistency seems to be the key here (good...sort of). What this also shows is that the continued slow down. in the O'FallonReal Estate market is not quite
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Things seem to have held steady over the last 30 days or so. In August, 39 homes closed in O'Fallon and September saw a very slight drop down to 37. All things considered this is a positive. The first time home buyer tax credit has helped to keep things rolling. Currently
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August 2009 Real Estate Market Update for O'Fallon IL.
In August 39 homes closed in O'Fallon IL. This is down from June (48) and July with 45. Of those 39:
4 were new construction and had an average sales price of $239,769 and 92 days on the market.
35 were re-sale
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TIME! By: David Holden (Broker/Owner RE/MAX Preferred CDPE,GREEN,GRI)
It's running out! Do you know how the first time home buyer tax credit works?
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So what what would you do with/for $8,000???
Most of you are familiar with this program by now but if you need more information please visit us at
OFallonRealEstate.com
Have a great weekend!
Don't let the water run whilebrushing your teeth!
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July Market Update for O'Fallon IL
Things are down slightly(10%) from last month, but there are still many under contract so no cause for alarm just yet.
$300,000 still seems to be a ceiling for home sales. Of the 43 homes that closed in July,91% of them were below $300K. The
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And more importantly...where should I price my home to SELL?
For those sitting on the fence about market value and what homes are actually selling for... read on!
O'Fallon IL so far in 2009:
90% of the homes closed for less than $300,000. These homes averaged about 141 days on the
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Well...the first half of 2009 has been interesting to say the least for Real Estate in O'Fallon IL. The silver lining here is that closed homes are right where they were at this time last year. No better, but it appears the trend downwards may have slowed down for now.
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Much has been said and changed as of late regarding the $8,000 tax credit and the ability to use it for down payment purposes. For some clarification and insight, Ryan Luechtefeld has written a very informative article outlining some options. To read click here Enjoy!
And in other news, if
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O'Fallon IL May 2009 Real Estate Market Update
May 2009 had33 homes close as opposed to only 13 back in January so moving in the right direction. Currently there are 305 homes available in all price ranges. More good news: 52 homes are currently under contract.
Of the 30 homes that
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The rest of the story:
Buyers who qualify for the $8,000 tax credit previously had to wait until after filing a tax return to see any of the money. With the new rules in place FHA approved lenderscould/might/maybe have the ability to make the funds available at the closing tablethru
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The $8,000 first time home buyer tax credit has/might/maybe just been approved to be used towards a down payment. Exact details on how this will be implemented are still a bit vague so stay tuned!
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O'Fallon IL currently has 271 homes for sale in a wide variety of price ranges and locations. Inventory is high, prices are reasonable and interest rates are still holding around 5% so now is a fantastic time to buy. Throw in the $8,000 first time home buyer tax credit and things
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Stimulus money headed this way!
The Metro East will be receiving more money from the AmericanRecovery and Reinvestment Act. The bulk of this new money will be used for water control and flood prevention. This leads us to what O'Fallonis considering regarding drainage improvements for storm water. Under the proposed plan
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Foreclosure Help in IL By: Yolanda Hoversten - O'Fallon IL Real Estate & Relocation (Prudential One Realty Centre)
Foreclosure Help in IL
Last week, IL Governor Quinn signed a bill providing much needed assistance for homeowners facing foreclosure. This bill, Public Act 95-1047 requires lenders to allow a grace period (up to 90 days) to homeowners who are in arrears. Furthermore, homeowners will have a chance to work with
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In March the guidelines were released that explained in detail what President Obama's initiative means to folks who need the assistance.
This program is designed to help homeowners stay in their home through refinancing or loan modifications as opposed to being forced into a short sale situation or worse...foreclosure.
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Got your attention?
Much has been written and discussed about this issue. For that reason I shall keep this short and sweet.
As most of you know property/Real Estate taxes in O'Fallon IL (actually all of St. Clair County IL) are a bit convoluted. We constantly get email and phone calls
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Question: Sir,
We are direct providers of Fresh Cut BG, SBLC, MTN, Bonds and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as Seth forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Find below our terms and procedures:
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: Euro 10M MIN and Euro 5B MAX (Five Billion USD).
3. Issuing Bank: HSBC London or AA rated Bank in Western Europe or USA.
4. Age: One Year, One Day
5. Leasing Price: 8% of Face Value plus 2% commission fees to brokers to be shared 50/50 between the brokers on both lessor/lessee side
6. Delivery SWIFT TO SWIFT.
7. Payment: Wire Transfer.
8. Hard Copy: Bonded Courier within 7 banking days.
PROCEDURE:
1. Lessor and Lessee execute, sign and initial this Deed of Agreement, which thereby automatically becomes a full commercial recourse contract.
2. Within 3 days after both parties sign the Agreement, Lessor will issue a signed and sealed Corporate Refund Recourse Undertaking to the Lessee guarantying to refund Lessee all the cost incurred by lessee for the bank transmission charges.
3. Within 3 working days after Lessee receives Lessor's signed and sealed Corporate Refund Recourse Undertaking, Lessee will make payment by wire transfer into the Lessor's bank account for the bank transmission charges for the BG/SBLC MT760 swift transmission to Lessee's bank account.
4. Within Three (3) banking days after confirmation of receipt of payment of the bank transmission charges for the BG/SBLC MT760 swift in Lessor's bank account, the Lessor will deliver the BG/SBLC via bank confirmation of swift BG/SBLC MT760 to the Lessee's bankers including the hard copy of the BG/SBLC via bank bonded courier in Seven (7) banking days.
5. Lessee pays Lessor the leasing fee and the brokers their commission fees not later than 7 banking days after the BG/SBLC hard copy is received and confirmed at lessee's bank. Should Lessee default to pay the leasing fees to the lessor and the brokers commission fees as agreed after 7 banking days of confirmation of BG/SBLC MT760 in lessee's bank account, Lessor will instruct the issuing bank to put a claim on the BG/SBLC thereby forcing the Lessee's bankers to return the BG/SBLC MT760 to the issuing Bank.
All relevant business information will be provided upon request.
If you are interested, quickly indicated with your full contact detail for easy communication and send them to:yasushiuzawajp2@yahoo.com
Regards,
Yasushi Uzawa
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