Real Estate News from Popular Kentucky Cities

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Real Estate News from Popular Kentucky Counties

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
CO-SIGNING A HOME PURCHASESometimes a home buyer wants to purchase a home before they have all the ingredients that would allow that purchase on their own.  Generally speaking one needs to have stable income, be credit worthy, have a debt to income ratio that fits the guidelines and funds for dow...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 10
Have you ever heard these musings from a friend selling or buying a house?My Realtor is too busyMy Realtor doesn't do open houses My Realtor doesn't do enough marketingMy Realtor doesn't communicate enoughMy Realtor doesn't move fast enough when a hot property hits the market and we lose out on a...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
PMI INSURANCE IS NOT A BAD THING   PMI Insurance (private mortgage insurance) is not a bad thing, always.  Many home buyers don't really understand PMI insurance, the reason, the purpose. Often these home buyers just know they've heard it is a bad thing. What is PMI Insurance? PMI Insurance is ac...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
ARE PROCEEDS FROM REAL ESTATE SALE TAXABLE?  A fairly common question among sellers of real estate is whether they will owe taxes on proceeds of the sale of their home. Currently if a home owner has lived in the real estate as a primary residence for two of the last five years the gain is not tax...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 7
When potential buyers walk through your home, you want them to get a warm and fuzzy feeling. You don't want them distracted by things that are wrong with the house.So here's a tip that will cost the seller five to thirty dollars. Replace the burned out light bulbs!Consciously or subconsciously th...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
When You Buy A Home With Bad Neighbors   You found the home you LOVE and are so excited about the newness of it all, then you move in and discover you have "bad neighbors". It happens, hopefully not a lot, but it can.Having less than perfect neighbors can be frustrating IF it interferes regularly...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
SMALL BUSINESS SATURDAY NOV 25, 2017   SMALL BUSINESS SATURDAY FALLS ON NOVEMBER 25, 2017 THIS YEAR.  This is the day consumers elect to buy from local small businesses as opposed to the big box stores or malls. I love buying local and do so every time I have an opportunity. I prefer my local sma...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 15
You worked hard your whole life, now it's time for some fun and relaxation.What to do that is both fun, relaxing and healthy?How about safe bicycling?This wonderful couple was spotted in the established Bon Air Estates subdivision of Louisville.More power to this power couple! To find a home in L...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 6
 Country roads, take me homeTo the place I belong- John DenverJust one of the country roads in the rolling hills of Crestwood, Kentucky. For a mix of old and new, small houses, big houses, farms, country stores and shopping centers, come to Crestwood in Oldham County.Looking for your dream home t...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 15
This could be your backyard.This isn't just a place to live, this is a lifestyle. Simplicity, charm and serenity come to mind when you chose to live in picturesque Crestwood, KY. Just minutes from downtown LaGrange and a short drive to all Louisville has to offer, Crestwood has pastoral rolling h...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 1
Buying A Home With Little or No Down Payment You don't have to break the bank these days to buy a home. There are many low or even no down payment programs available. Here is how I approach the subject with potential home buyers. What are your goals? Have you saved money specifically for a down p...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 9
Fact: Short sale properties sell for less than market value.Fact: Neighbors do not like when a home sells that can lower the comps of the neighborhood.Fact: HOA Directors by job definition have their noses in other people's business.Fact: HOA Directors sometimes complain that a short sale in thei...

By Roland Woodworth, Q Realty - Power In Real Estate
(Q Realty)
Comments 0
Welcome to Lot 118 Rose Edd Estates in Oak Grove Kentucky - Another quality built home by Rick Reda Homes, LLC and Listed by Roland Woodworth - Realtor with Q Realty This 3 bedrooms, 2 full baths has 1,444 SF with UPGRADES galore. Soaring high ceilings will blow you away when you enter. This plan...

By Roland Woodworth, Q Realty - Power In Real Estate
(Q Realty)
Comments 0
Welcome to Lot 116 Rose Edd Estates in Oak Grove Kentucky - Another quality built home by Rick Reda Homes, LLC and Listed by Roland Woodworth - Realtor with Q Realty This 3 bedroom, 2 bath home has 1,511 SF. Lots of room for the money. Master bedroom has a huge walk in closet, master bath has dou...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
DO RELATIONSHIPS MATTER IN REAL ESTATE?I find myself today pondering whether relationships matter, particularly in real estate transactions. We professionals view real estate and home financing by nature as a relationship business because we get pretty personal during those transactions. I know p...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 13
Lyndon and St. MatthewsGood news? Shelbyville Road is known for slow moving traffic in the Lyndon area and the St. Matthews area of Louisville, KY. So, why is that good news? Because it's a sign of the enduring popularity of the area!Great Shopping and Great Access to HighwaysSome of the best sho...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
I CAN'T IMAGINE DOING IT WITHOUT YOU. That is what I heard from a buyer I recently helped with a mortgage loan for his first time home purchase. All transactions make us feel really good when they are finished and our client is happy. We always get a thank you, a hug, a happy smile. I closed a mo...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
DOES YOUR HOME QUALIFY FOR AN APPRAISAL WAIVER?  What is an appraisal waiver?? An appraisal waiver is when the lender is not requiring an appraisal be done on your property before making a mortgage loan to you.Benefits of an appraisal waiver: Clearly a big one is you get to save the money for the...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
HARP LOANS STILL AVAILABLEHARP (Home Affordable Refinance Program) refinance home loans are still available and can be a great option for home buyers who have not refinanced their home mortgage and that loan was originated before June 1, 2009. After the housing collapse several years ago many fol...

By Dave Halpern, Louisville Short Sale Expert
(Keller Williams Realty Louisville East (502) 664-7827)
Comments 10
The risks of lead based paint are real, and some older neighborhoods in Louisville have a higher likelihood of harboring the problem.Picturesque neighborhoods such as Clifton, Crescent Hill, Germantown, Highlands, Old Louisville all have houses built in the early 1900's. Portland, the West End, D...

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