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David Kosmecki (Guaranteed Rate, Inc.): Loan Officer in Maple Grove, MN Featured Loan Officer:
David Kosmecki (Guaranteed Rate, Inc.)
Score: 51886
Maple Grove

Because of my 27+ years in both real estate and mortgages. We understand that each customer has specific needs, we endeavor to provide our clients with enhanced services and follow-though.


Mortgage: Mortgage Company in Maple Grove, MN Featured Mortgage Company:
Mortgage
Score: 47305
Maple Grove

Providing you with the vital information you need, when it comes to financing a home, is where I begin to build the relationship. This is what puts me head and shoulders above my competition.


 
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Maple Grove Real Estate News and Questions

More Road Construction- It's About Time! By: Eric Helmers (Keller Williams Classic Realty N.W.)
MNDOT has finally received funding to complete the 610 exchange from Hwy. 169 to Hwy. 81 in Maple Grove. The construction starts with the closing of Hemlock and Revere Lanes in Maple Grove on 11/16/09. The new Hwy 610 extension will be a 2.74 mile long, four-lane highway from Hwy 169
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Home Buyer Tax Credits Clarification By: Ben Olson (Mortgages Unlimited)
Tax Credits Provide Outstanding Opportunities for Home Buyers!
Maple Grove, MN - We've been getting a lot of great questions regarding the changes to the Home Buyer Tax Credits. The big changes have beendetailed in the blog posts below. However, for a detailed synopsis on all the changes, check out www.FederalHousingTaxCredit.com.
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FAQ: Home Buyer Tax Credit Changes By: Ben Olson (Mortgages Unlimited)
Directly from the National Association of REALTORS®, here are some of the most frequently asked questionsregarding the changes to the Home Buyer Tax Credit:
Question: Existing homeowner credit: Must the new house cost more than the old house?
Answer: No. Thus, for example, individuals who move from a high cost area
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Tax Credit Extended... And Expanded!!! By: Ben Olson (Mortgages Unlimited)
First-Time Home Buyers and nowNON-First-Time Buyers get a Tax Credit.
Maple Grove, MN - In a 98-0 vote on Wednesday, the Senate passed a bill that will extend the $8,000 First-Time Home Buyer* Tax Credit to all purchase contracts signed by April 30, 2010 and closed by June 30, 2010! The
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Minnesota Housing Prices -- Act Fast! By: Ben Olson (Mortgages Unlimited)
Low Housing Prices... But for How Long?
In a CNNMoney.com article, "Homes: About to Get Much Cheaper," the argument was made that general home prices nationwide won't bottom until sometime next year. The primary factor being high unemployment contributing to an increase in foreclosures.
But Steve Havig, 2009 President of the
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Weekend Rates for Week Ending 10-16 By: Eric Helmers (Keller Williams Classic Realty N.W.)
Rates seem to be staying stable. However, the Fed has indicated that the economy may have slight improvement and that it may have to start raising rates in the next quarter or two to stem off inflation. First time buyer credit expires 11/30/09, but there are and still will be homes
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New Construction Rambler in Maple Grove Available! By: Joe and Cindy Welu (ReMax Action West)
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Stunning New Construction Model for Sale By: Joe and Cindy Welu (ReMax Action West)
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Beautiful Furnished New Construction Home on Wooded Lot! By: Joe and Cindy Welu (ReMax Action West)
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Vikings/Gopher Football Schedulea Available. By: Eric Helmers (Keller Williams Classic Realty N.W.)
We over ordered football schedules this year and are offering to send anyone interested in a magnetic Vikings/Gophers combo schedule for free. E-mail Eric@EricHelmers.com with your name and address and we'll send you the magnetic schedule or if you request, we can e-mail you a copy in adobe format that you
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Weekend Interest Rates Weekending 10-2-09 By: Eric Helmers (Keller Williams Classic Realty N.W.)
Rates remain remarkably low giving real estate buyers and investors amazing opportunities to save tens of thousands of dollars or trim years of their mortgage. $8,000 tax credit ends 11/30/09. Buyers should understand that they need to have identified a property, had a offer accepted and title work closed prior to
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Weekend Interest Rates for Week Ending 9/25/09 By: Eric Helmers (Keller Williams Classic Realty N.W.)
Rates remain remarkably low giving real estate buyers and investors amazing opportunities to save tens of thousands of dollars or trim years of their mortgage. $8,000 tax credit ends 11/30/09. Buyers should understand that they need to have identified a property, had a offer accepted and title work closed prior to
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Maple Grove Real Estate Trends By: Eric Helmers (Keller Williams Classic Realty N.W.)
Here is this months market report showing trends for theMaple Grovearea.
Trends show median sale pricesare still showingsigns ofdepreciation inMaple Grove. The vast majority of sales in this area are still foreclosures which are impacting on this number. Marketing times year to date have had a very small increase of just2
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Are you lost in the woods? By: Eric Helmers (Keller Williams Classic Realty N.W.)
Selling a home in today's market can be a little like being lost in the woods without a compus..excuse me..a GPS! You look around and think you know what the right direction to go is, but there is no one to guide you. You have had all source of information on
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The Gravel Pits: Part of Maple Grove's Past and Present. By: David Kosmecki (Guaranteed Rate, Inc.)
From 1860 until 1936, the area we now know as the gravel pits was mostly farm land. There were no lakes at that time. Did you realize that those present today are actually all manmade lakes and came much, much later? They are a result of mining below the water table.
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Government Regulation Clogs the Pipes By: Ben Olson (Mortgages Unlimited)
HVCC & HERA Could Slow Your Ability to Purchasea Home.
Maple Grove, MN - It's no secret that many facets of mortgage lending and real estate have changed as a result of the credit crisis. In addition to tightened lending practices that resulted from rising mortgage delinquencies, Washington has been heavily
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Maple Grove 3 Level Split Sold in 2 Weeks By: Eric Helmers (Keller Williams Classic Realty N.W.)
Our team received 5 offers on this property in the first week on market and the roperty sold for $5,000 over list price. This is an example of what our current market is like. First time buyers have a huge opportunity in this market to pursue homes at a great price
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Maple Grove, MN - With the November 30th deadline quickly approaching for the $8,000 first-time home buyer tax credit, we've seen a huge increase in activity with our Realtor Partners and in our own office as well. Three months is not a lot of time! Everyone's talking about it [read here]
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Monthly Real Estate Trends Maple Grove By: Eric Helmers (Keller Williams Classic Realty N.W.)
Here is this months market report showing trends for the Maple Grove area.
Trends show median sale prices continue to drop. However, the vast majority of sales in area are foreclosures which are impacting this number. Marketing times year to date have had a very small increase of just two additional
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Getting In Gear! By: Eric Helmers (Keller Williams Classic Realty N.W.)
TODAY WE ARE GOING TO LOOK AT GETTING MOTIVATED TO MOVE. NOT BECAUSE IT IS A GREAT TIME IN THIS MARKET TO BUY AND SELL A HOME.NOT BECAUSE AGENT AFTER AGENT IS TELLING YOU IT'S A GREAT TIME TO BUY A HOME. NOT BECAUSE THE $8,000 TAXCREDIT MAKES AFFORDABILITY GREAT!
NO-
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Home Affordability Near Record Lows. It's a great time to Buy! By: Eric Helmers (Keller Williams Classic Realty N.W.)
Housing affordability has reached near record lows. What does this mean? This means properties are very affordable and it's a great time to buy. Take advantage of the $8,000 tax credit and it means the first year of home ownership is incredibly low. Call me now to take advantage of this
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Has Your New Deck Gone Bad? By: Eric Helmers (Keller Williams Classic Realty N.W.)
Does your home have one of those new composite decks with the lifetime warranty? The one thatwas to be a green deck and save the trees? Well, just like every other promise made by new technology, there are some catches and some trial and error. The U.S. Consumer Products Safety Commission
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Interst Rate Change vs. Waiting for Price Drop By: Eric Helmers (Keller Williams Classic Realty N.W.)
I have already had a few of you e-mail me asking what I meant buy, "The purchasing power being diminished or having no effect if buyers are waiting for a price drop when interest rates are climbing".
Here is a simple example.
You are looking at properties and you find a
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Home Sales Increase/ Tax Credit Expires Soon!- Buyers Act Fast! By: Eric Helmers (Keller Williams Classic Realty N.W.)
Have we hit a bottom?
Buyers who have been sitting on the fence waiting for interest rates to drop, home values to decrease or additional inventory to come to market due to lack of "The Perfect Home" may want to get some gas in their tanks and get motivated. Inventories are
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Great Deals on Minnesota HUD Homes By Ahmed Elbatrawy By: AHMED ELBATRAWY (RE/MAX PRO TEAM)
Hello Minnesota Home Buyers! There has never been a better time to buy a home in Minnesota, and great deals can be had on HUD owned homes. But first, what exactly is a Minnesota HUD Home?A Minnesota HUD home is a 1 to 4 unit residential property located in
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