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Jeanie Hoholik (Jeanie Hoholik Keller Williams Classic Realty N.W.): Real Estate Agent in Plymouth, MN Featured Real Estate Agent:
Jeanie Hoholik (Jeanie Hoholik Keller Williams Classic Realty N.W.)
Score: 11496
Plymouth

Jeanie Hoholik $$$ End your search with TwinCityRealEstateChat.com for a comprehensive look at local stats and goodies! Broker, Owner- Keller Williams Classic Realty Maple Grove President, BNI


David Cohen (Coldwell Banker Burnet): Real Estate Agent in Plymouth, MN Featured Real Estate Agent:
David Cohen (Coldwell Banker Burnet)
Score: 5533
Plymouth

4100 Berkshire Lane N Plymouth, MN 55441


 
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Congress both extended and expanded theFirst-Time Home Buyer Tax Credit program Thursday.
The White House says the President will sign it into law today.
The up-to-$8000 tax credit's expiration date has been pushed forward to spring, requiring homebuyers to be under contract by April 30, 2010, and to be closedby June
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The Federal Open Market Committee voted to leave the Fed Funds Rate within its target range of 0.000-0.250 percent.
In its press release, the FOMC noted that the U.S. economy "has continued to pick up" since the September FOMC meeting and that housing market activity has increased.
It's the third consecutive
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The Federal Open Market Committee caps offa scheduled, 2-day meeting today in the nation's capital, its 8th meeting of the year.
The group adjourns at 2:15 PM ET and, as is customary, will issue apress release reviewing its monetary policy and thehealth of the U.S. economy.
The FOMC's post-meetingstatements arebrief but
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Higher Home Prices Ahead, Says The Pending Home Sales Index. By: David Kosmecki (Guaranteed Rate, Inc.)
The housing market continues to steam forward.
As reported by the National Association of Realtors®, the Pending Home Sales Index posted its 8th consecutive monthly gain in September.
It's the longest winning streak in the history of the index and Pending Home Sales are now at their highest levels since December
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What's Ahead For Mortgage Rates This Week: November 2nd, 2009. By: David Kosmecki (Guaranteed Rate, Inc.)
Mortgage markets improved last week after a series of hugely volatile trading sessions.
Rates carved out a wide range on the week, culminating in a late-Friday plunge that dropped rates by about 1/8 percent.
It was the first time in 5 weeks that mortgage rates fell.
Volatility like that of last
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How To Find Good Deals As The Buyers Market Comes To An End. By: David Kosmecki (Guaranteed Rate, Inc.)
Visit msnbc.com for Breaking News, World News, and News about the Economy
At some point in their lives, every home buyer in America has wondered "Is now the best time to buy a home?" In this 3-minute video, NBC's The Today Show does a good job of answering the question.
The
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What The Media Missed In September's New Home Sales Report. By: David Kosmecki (Guaranteed Rate, Inc.)
Some days, newspaper headlinesare aterribleplace toget your real estate news.

Today is one of those days.
After the September New Home Sales report showed sales volume down from August, the mainstream media jumped on the story:
New Home Sales fall a surprising 3.6% Surprise Drop In New Home Sales Stocks
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For August, the Case-Shiller Index showed annual home values improving across 19 of 20 U.S. markets. It's the first time in 3-plus years that the benchmark housing index has shown such strength.
According to a Case-Shiller Index spokesperson, "The rate of annual decline in home price values continues to improve."
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Stocks Rally On Jobless-Claims Report. By: David Kosmecki (Guaranteed Rate, Inc.)
Initial unemployment claims hit their lowest level since January. Retailers post better-than-expected same-store sales. Cisco CEO sees recovery building. Posted byElizabeth Strotton Thursday, November 5, 2009 9:59 AM

Updated at 1:30 p.m. ET
Stocks were surging today as bulls took this morning's economic data as another sign of a recovery.
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Autumn Festival, An Arts & Crafts Affair! By: David Kosmecki (Guaranteed Rate, Inc.)
Autumn Festival, An Arts & Crafts Affair!

Over 500 of the nation's finest artists and crafters display and sell their handcrafted works. Voted one of the top 100 shows in the country according to Sunshine Artist Magazine. Hourly gift certificate drawings, stage entertainment, food & drink, lots of family fun!
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St. Paul Gangster Tour! By: David Kosmecki (Guaranteed Rate, Inc.)
Explore the sites of nightclubs, kidnappings, and gun battles associated with 1930s gangsters like John Dillinger, Ma Barker and Babyface Nelson.
Tags: caves, st. paul, historical tours   
Tweet this Share on Facebook Invite Friends Add to Calendar Additional Information Time: Saturday, Nov 7 12:00p Location: St Paul, MN, 215 Wabasha
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The national housing supply fell to a 2-year low last month, according to the National Association of Realtors®.
At the current sales pace, existing home inventories would sell out in 7.8 months -- 30 percent faster versus November 2008.
For a 10-month window, that's a major housing supply reduction and it
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What's Ahead For Mortgage Rates This Week: October 26th, 2009. By: David Kosmecki (Guaranteed Rate, Inc.)
Mortgage markets were volatile last week, making it very difficult to shop for mortgage rates.
On most days, lenders issued multiple rate sheets with the trend putting rates higher in the morning, and lower in the afternoon.
Overall, mortgage rates were unchanged on the week. It broke a three-week streak through
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Government : Home Prices Edged Lower In August. By: David Kosmecki (Guaranteed Rate, Inc.)













According to the government, home values edged lower last month.
The Federal Housing Finance Agency's Home Price Index report shows values down by 0.3 percent from the month prior -- the index's first down month since April.
The Home Price Index is
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As Gas Prices Rise, Mortgage Rates Are Rising, Too. By: David Kosmecki (Guaranteed Rate, Inc.)
With crude oil at its highest levels since October 2008, retail gas is up 8 cents per gallon this week.
It's bad news for home buyers and mortgage rate shoppers.  The same force that's driving oil higher is linked to rising mortgage rates.
We're talking about the weakening U.S. Dollar which is now
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Housing Starts Rise In 8 Months Out Of 9 This Year. By: David Kosmecki (Guaranteed Rate, Inc.)
Housing Starts on single-family homes gained last month, marking the 8th time that's happened this year.
A "Housing Start" is a home for which the foundation has been excavated and, considered alongside other key market metrics, September data suggests that the housing market stabilization is complete.
Momentum in housing is overwhelmingly positive:
Homes under
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Previewing The New Good Faith Estimate. By: David Kosmecki (Guaranteed Rate, Inc.)
 
The new Good Faith Estimate makes its debut January 1, 2010.
Expanded from 1page to 3, the legislators responsible for the new Good Faith Estimate want it to be simpler for homeowners and home buyers to understand than the former version.
By most accounts, Congress will meet this goal. 
The new
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What's Ahead For Mortgage Rates This Week: October 19th, 2009. By: David Kosmecki (Guaranteed Rate, Inc.)
Mortgage markets worsened last week on better than expected economic data, causing mortgage rates to rise.
Last week was the third consecutive week that mortgage rates moved higher and, since touching a multi-month low in early-October, conforming mortgage rates are up by about a half-percent. 
It's likely rates will continue to rise, too. That's
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Mortgage rates are higher after the Federal Reserve released the internal notes of its September 22-23, 2009 meeting.
Known as the"Fed Minutes", the report details the conversation and cross-currents that led to the Federal Reserve's decision to vote "unchanged" on the Fed Funds Rate after itslast meeting.
The Fed Minutes
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Foreclosure Activity Remains Concentrated In Just 4 States. By: David Kosmecki (Guaranteed Rate, Inc.)
For the seventh consecutive month, foreclosure activity in the U.S. was dominated by a tiny subset of states.
As reported byRealtyTrac.com, more than half of September's foreclosure-related activity occurred in just 4 states:
California Florida Nevada Michigan These states represent just 22.05 percent of the total U.S. population.
Overall, foreclosures are up
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Should Joint Homeowners Have Separate Bank Accounts? By: David Kosmecki (Guaranteed Rate, Inc.)
Visit msnbc.com for Breaking News, World News, and News about the Economy
When you own a home with a spouse or partner, the issue of what's mine, what's yours, and what's ours can be a divisive one.
Each household has its own money management methodology and, according to financial talk-show host
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What's Ahead For Mortgage Rates This Week: October 13th, 2009. By: David Kosmecki (Guaranteed Rate, Inc.)
Mortgage markets worsened last week as investors responded to a recovering global economy.
Despite briefly touching their lowest levels since May, mortgage rates ended the week dramatically higher.
It's the second straight week that rates soared on a Friday.
For several months, Wall Street has been in limbo; undecided whether the
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It's A Good Time To Look At Adjustable-Rate Mortgages. By: David Kosmecki (Guaranteed Rate, Inc.)

According to the Freddie Mac weekly mortgage rate survey, the relative cost of a 5-yearARM isdropping versusits 30-year fixed-rate cousin.
During the first 5 months of 2009, the products ran neck-and-neck. Today, they're a half-percent apart.
On a $200,000 home loan, that's adifference of$60 per month.
Adjustable-rate mortgages aren't for
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Simple Real Estate Definitions: Escrow Account. By: David Kosmecki (Guaranteed Rate, Inc.)
An escrow account is a designated savings account into which funds get deposited for a specific purpose.
With respect to real estate and home loans, escrow accounts are used to pay real estate tax bills and homeowners insurance payments.
Escrow accounts are managed and disbursed by lenders.
When a homeowner "escrows"
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Beginning November 17, 2009, the FHA will make it harder to qualify for its popular Streamline Refinance program.
Available exclusively to homeowners with existing FHA home loans, the streamline program is meant to help homeowners reduce mortgage payments as simply as possible.
As such, the program carries minimum eligibility requirements.
In fact, the
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Question: 10/11/09 Sun 11;49 AM What's the average residential property tax rate? Thank you. Bennett Dy

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