Explore Columbia, MO
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
  M-I-Z!  If you're wanting to live in Columbia, MO and you didn't finish that cheer, well, shame on you!  The Home of the University of Missouri is a great place to live and even better if you have an FHA Home Loan Columbia offered by KC Loan Tips!  We're happy to offer this great program that ...
By Rob Smith
(Rob Smith Property Investigations)
Comments 1
Corrosion of metal parts and pieces is generally bad...unless your nick-name is "Rusty".  When these metal pieces are components of an electrical system...It's time to get "Hot After It"! In the magical world of electrical systems...corrosion equals resistance, and resistance equals heat generati...
By Reza Abadi
(USA Mortgage )
Comments 2
Annual income aside, there's not a person among us who wouldn't welcome the idea of having more money in their savings account. This is the money we use on everything from yearly vacations to family presents. Come holiday time, wouldn't it be nice to have an extra thousand or so dollars at your ...
There seems to be a lot of credit protection companies popping up recently that promise to help you lock down your credit information and protect your identity. And while these services can be valuable and worth the subscription fees and cash guarantees, there are steps proactive consumers can t...
By Reza Abadi
(USA Mortgage )
Comments 1
One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinancing, the borrower pays off their existing mortgage and replaces it with a new one. This can often be accomplished with a no-points no-fees loan program, which ...
By Reza Abadi
(USA Mortgage )
Comments 0
If you haven't looked at refinancing your mortgage recently, now is the time to do that.  Just stop reading now and pick up the phone or follow the link above!  You are doing yourself a disservice if you don't.  Over the past month, Washington and the economy have both struggled mightily, you ar...
By Reza Abadi
(USA Mortgage )
Comments 0
When buying or selling a home in 2011 it is important to remember the real estate trends of the year in order to determine how to go the process.  With the market being inconsistent and the future of the housing industry being uncertain it is important to take many factors into consideration.  B...
By Reza Abadi
(USA Mortgage )
Comments 1
  We are going to get away from our mortgage topics today (or at least directly, this issue as many know will effect all industries and the lending/banking industry is no exception) and discuss the looming debt ceiling crisis that is being discussed on the news and really everywhere in connection...
By Reza Abadi
(USA Mortgage )
Comments 5
  In yesterday's blog post we discussed some tips in relation to looking for your new perspective home.  Today we will go on the other side of the transaction and discuss a few tips in relation to selling your home.  Prepping and staging your home is very important when it comes to selling your h...
By Reza Abadi
(USA Mortgage )
Comments 0
  If you are searching for your new home you most likely have a list of things you want in your new home.  Things like a big back yard, a roomy kitchen, a two car garage, wood floors, may all be very important to you, however, there are some big overall things to consider.  Remember when buying y...
By Reza Abadi
(USA Mortgage )
Comments 1
  Purchasing a home can be one of the largest and most important financial transactions completed during one's lifetime.  This being said, it is very important that the buyer not only feels comfortable with their perspective new home purchase, but is also well informed on all positive and negativ...
By Reza Abadi
(USA Mortgage )
Comments 0
  The Benefits of a Professional ConsultantChoosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage tha...
By Reza Abadi
(USA Mortgage )
Comments 1
  It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned c...
By Reza Abadi
(USA Mortgage )
Comments 0
The Federal Reserve constantly evaluates the US economy and, when necessary, takes steps to address inflationary concerns and avoid economic recession or depression. The mass media, in turn, reacts by providing a wide range of opinions and interpretations of the Fed's monetary policy. This can m...
By Reza Abadi
(USA Mortgage )
Comments 3
  Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must di...
By Reza Abadi
(USA Mortgage )
Comments 3
  PMI stands for Private Mortgage Insurance.  If you are looking to purchase a home for the first time, you will hear this term many times if you haven't already.  While PMI can be frustrating because it adds to your mortgage payment, it is put in place to enable you to purchase a home with a sma...
By Reza Abadi
(USA Mortgage )
Comments 0
When obtaining a mortgage, with a company like USA Mortgage, you will often hear the term escrow.  Many first time home buyers are unfamiliar with this term and today will cover the basics of escrow and how it works. Escrow - An arrangement made under contractual provisions between transacting p...
By Reza Abadi
(USA Mortgage )
Comments 1
  When purchasing a home most applicants skip right over the 20 and 15 year mortgage products and go straight to the 30 year mortgage.  The reasons behind this are because it allows for a lower payment and/or a higher loan amount.  However, the amount of interest the borrower can save by taking a...
By Reza Abadi
(USA Mortgage )
Comments 1
  Once your loan package has been sent to the lender, such as USA Mortgage, there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a...
By Reza Abadi
(USA Mortgage )
Comments 1
  When purchasing a home for the first time, the word mortgage can seem a little scary.  There are many factors involved when obtaining a mortgage; today we will cover three basic yet very important terms and how they can effect you during the mortgage obtainment process. Term- The term for your ...

Columbia, MO Real Estate Professionals