Explore Davie County, NC

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By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
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Mortgage insurance (MI) protects lenders against home owners defaulting on loans. It is generally required by a lender on loans where the borrower puts down less than 20% and is normally due monthly. For price restrictive home buyers, monthly premiums for MI may create a hardship. Financed MI is ...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 1
FHA 203k is a loan program sponsored by the department of Housing and Urban Development (HUD) for real estate needing significant work. It enables buyers to buy real estate and finance the expense of work required. Ordinary loans mandate that properties be in livable condition. FHA 203k is a usef...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 1
When considering luxury homes, you have the option to build a new property or purchase an existing one. There are pros and cons to both. The following is some information that can help you evaluate building vs. buying luxury homes in Advance NC.Buying a Pre-built Luxury HomeBuying a pre-built pro...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
Personal finances play a significant role in home loan approvals. All lenders evaluate assets, earnings, credit and existing debts. These affect whether you can obtain a loan and for how much. The following is information on income vs. debt ratio for Advance NC mortgage pre-approvals.Determining ...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
Interest rates have increased this year. According to many experts, it will likely go up further during 2015. This is important news for home buyers. Interest rates on the rise in 2015 and what home buyers in Advance NC must know is discussed further in this blog.Why Interest Rates On The Rise In...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
The real estate process usually requires one or more earnest money deposits from buyers to demonstrate that they are proceeding in good faith. Deposits must be handled in a specific manner in order not to delay the underwriting approval process. This article offers details on earnest money deposi...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 1
 Whether you plan on selling your house soon or are just wanting to make a change, there are certain renovations that are more likely to add value to your home. Some are more pricy than others. Some renovations that can increase property values are below.Kitchen RemodelingKitchens are one of the ...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
The Federal Housing Administration (also known as FHA) reviews their mortgage limits every year. Home buyers should be aware of what these limits are and how they may change. Below is some helpful information on new limits for FHA mortgages in Advance NC.Definition of FHA Mortgage LimitsMortgage ...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
A 1031 exchange is a way to delay taxes on the sale of one real estate for another. It applies to properties used for business or investment purposes. When executed properly, it may lead to dramatic savings. This article details the advantages of tax deferred 1031 exchanges in Advance NC. Qualifi...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
Mortgage insurance (MI) is a policy required by mortgage companies to cover their losses if a home buyer defaults on their loan. When the lender goes to relinquish a property, they are unlikely to recover the total amount owed on the loan. MI applies to first mortgages where the property buyers a...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
Minimizing energy consumption in your Advance NC property is not only beneficial to the environment but will also save you money. There are things that you can do all year long. Below you will find NC home energy conservation tips. Managing Temperature A programmable thermostat saves money on hea...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
  Pricing is directly related to marketing time a property and whether it will get sold. Pricing is important at all times but is particularly important in a buyers market. The following is advice on pricing homes to sell in North Carolina. Take Into Account Market Trends Every local market is u...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 2
  Home features are always changing. It is helpful to understand trends to improve your property's value. Below is some information on home renovation trends in NC. Green Building Green building is more popular today than in the past. You may even notice properties highlighting this in their mar...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
It was recently released that the PMI premiums for FHA mortgages are dropping. This will make it easier for people currently in the market to purchase.    NC FHA mortgages lower PMI premiums went into effect on January 26, 2015. Any FHA files requested on or after that date will receive the lower...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 1
  Determining when to purchase a house is never easy. You are probably debating if prices will incline or decline and if it is truly a smart time to buy. Unfortunately, no one can predict what will happen, but you can make an educated decision by evaluating several factors. The following are a f...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
In Japanese culture the Dragonfly is a symbol of hope, strength, and courage - things that The Dragonfly House of Mocksville, NC offers to each child of abuse. At The Dragonfly House Children's Advocacy Center, their mission is to reduce the devastating long-term effects that all forms of child ...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
You have found your dream Mocksville home and you are eager to get a mortgage, move into the property and start enjoying life there. However, there is only one problem standing in your way – the fact that you have been through some hard financial times in the past. If you (or your partner) have b...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
  If you are looking to renovate your Advance home before selling, what are some of the luxurious home features you can add that will really make the home special? These features will not only make your home more impressive, they will also improve your quality of life as you spend time in the hom...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
You’ve finally decided you want to buy a piece of Clemmons real estate.  What do you do now?  Here are a few tips for getting the best deal for your money: Check Out Your Credit   The first thing you’ll want to do is order a copy of your credit report from the three major credit bureaus:  Experia...

By Debbie Wilkes, Broker/Owner - Serving Davie County & Surrounding
(Premier Realty NC)
Comments 0
  Buying your first home can be exciting. You’ve saved up a down payment, interest rates are at an all time low and you’ll finally be building equity and putting down some roots. While these are all positive aspects of purchasing Advance real estate, you also need to do your research and ask the ...

Davie County, NC Real Estate Professionals