Plattsburgh
Real Estate Listings
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Plattsburgh
Real Estate News and Questions
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So here we are. It is mid year 2009 and the credit crunch, although federal agencies have spotted improvement, seems to still be in full swing. For those of us on the front lines dealing with the outcomes of the new appraisal guidelines, discloure guidelines, and credit scrutiny we know that
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I enjoyed the time that I spent working at Lake City Mortgage. I was there for 14 months and I was able to help a lot of people during that time. However in light of the current economic times with homes sales on the decline and foreclosures on the rise I
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Why PMI?! By: Christopher Ohlsen (Lake City Mortgage)
OK, NOW THAT THE FEDERAL GOVERNMENT IS BACKING JUST ABOUT EVERY MORTGAGE LOAN PRODUCT KNOW TO MAN WHY IS IT THAT MY CLIENTS STILL NEED TO PAY FOR AN ADDITIONAL INSURANCE AGAINST DEFAULT?
The Federal Government is now guaranteeing the performance of Fannie & Freddie... If borrowers default, thats ok.
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I worked for a now defunctmortgage company named SMC Mortgage Company in Glens Falls, NY. I was not happy with my experience there after leaving. Actually, I began becoming unhappy a while before I left... I did not like the common consensus that my former colleagues seemed hold... They gave each
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I can't believe it... I mean, I know that it is true I am just mystified by it.
I don't understand why anyone would do something like this... I am talking about an underwriter at an ailing bank. The Bank is HomeComings Financial (ResCap)and I won't mention the individual because I
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Shopping for an interest rate is one of the absolute worst ways to shop for a mortgage. The really funny part in saying as much is that people become sceptical when it comes to a Mortgage Professional saying that shopping for an interest rate is the worst way to go. The
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We have an amazingnewloan programhere at Lake City Mortgage that is sure to help a lot of people. To my knowledge we are the only mortgage company in the area offering anything like it. 100% conventional financing has completely gone away which is why I am so thrilled to be able
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I have seen a lot of posts recently about DATA BASE management. The most obvious benefit to keeping and maintaining a rich data base is repeat and referral business. Sometimes people struggle for business and they miss the fact that a huge source of business is sitting right there in front
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Note to Reader: This is a Co-Marketing Project betweeen myself and the listing agent. The listing agent on this property is Kathy Bennettof RE/Max North Country. Kathy can be reached directly at 518-569-5959. Thank you for your interest in this property.
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I really think that this is an important question to ask yourself. How can you compete if you do not know where the goal posts are?
My colleague Travis Carterand I have experimented with this a little bit. In posts like this that reference interest rates you need to take
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Country Wide is Back in the News...And this time they have not come out to deny that they are in serious hot water as it seems to be their customary policy. This time it appears to be 100% true. If you haven't read, the CW Giant has just written down more
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Or is it just me? Is anyone else aware of the fact that mortgage interest rates increased today with just about every lender out there by about .375% - .5% or is it just me?...
I had a gentleman call in today to inquire about financing a portion of a Co-Op that
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I don't know what the deal is with Coldwell Banker. One of my colleagues here in my office recently handled the financing for her friend on the purchase of a new home. The agent on the other end of the transaction was a Coldwell Banker Realtor®. That Realtor® actually recommended to
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We all already know that she has many faces depending on what the polls are saying.
But she doesn't have all of the answers!
HaveI got your attention?! Ok, good now listen up.
Hilary's plan to "freeze interest rates" to avert a national catastrophe is a joke. We've all talked about how awful it
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This business is not for the faint of heart. If you have trouble handling stress then get the heck out of this industry! I feel that applies to real estate professionals, mortgage professionals, title professionals and anyone else involved in the transfer of real estate.
It's not getting any easier!
But it is
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I'm not putting any flashy pictures or exotic text in this post I just want to point something out. I saw a news broadcast recently that focused on the lack of ethics within the "mortgage broker" community. the entire hour long broadcast talked about the economic turmoil that we are in
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It's hard to find a title company that is both fast and responsive. My company has an affiliation with New York title out of Long Island (as of very recently). We send them a bit of business and there service is excellent. It does not matter if it takes me 9
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I'm talking about chat on your websites... I think that it only makes sense to add a chat functionality, because your website becomes a live tool that you can use to help educate consumers and that consumers can go for quick answers.
I just embedded the code for my Meebo into my
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It started at the pump, not the mortgage shop...And now it is headed toward your wallet and your savings. Ben Bernanke (FED Chairman) announced yesterday (03/11/2008) that our central bank in conjunction with several of the worlds central banks will be pooling together to inject 200 billion dollars into some of
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And what I mean by that is that FHA is not some kind of a spectacular loan program. It is very useful in certain situations, but most often the best way to go is conventional if you qualify. Conventional offers the best rates and terms avaiable which is why it is
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Maybe, I haven't decided yet. I am working on a transaction with a high profile agent in the Plattsburgh, NY area; Andre LaFountain. Andre is a smart cat, he is heavily imbedded in real estate but he also has a few things producing additional income for himself on the side.
Andre
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"No Closing Cost++ Home Refinance Loan.Call Today to Combine Mortgage and Debt."
I found this enticing headline today on a one of countrywides websites. This cracks me up because I have been talking about this for some time. It makes me wonder though, if it is presented this way is the consumer
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I received a referral from Kathy Bennettof Re/Max North Country a few days ago. I am working on the loan file now and it is a go. A couple of days later I had the opportunity to send someone her way. Then I had another opportunity to recomend her and I
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The bond markets are poised to rally this morning. Jobless claims for last week rose 69,000 to 375,000; analyst were expecting a reading somewhere near 315,000. Consumer spending slowed in December to the lowest levels that we've seen since 2006. MBIA bond insurer lost 2.3 billion dollars in write downs and
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