Cambridge
Real Estate News and Questions
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Here is a true story, a lesson in fact, in the importance of working with a mortgage specialist to get an accurate picture of your present financial situation. It's not enough to sit down with your standard bank representative, and chat for 5 minutes about the key details of your
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Selection assistance? I also do that. The highest offer on table is not always the best offer, and I help you understand why. Consider an ESA inspection clause, that could cost you several thousand dollars in electrical repairs/updates, or a Sale of Buyers Property clause that could take your home off
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We had the opportunity to work with some great sellers at a stunning home in Branchton. After doing a consultation for them, we advised them on everything from paint colours to new lighting for the dining room and powder room. We then came in and staged last week with some great
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Executive 3 bedroom, 2.5 bath 1,600 sq ft townhouse condominium, in Historic downtown Galt location. Minutes walk from the bus stop, Farmer's Market, Boutique shopping, restaurants and cafes. Take a romantic river walk, or enjoy the summer concerts and festivals all on your doorstep!
Features of this fine home:
Rare 3
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Everyone and their cousin, is working in a team these days. But if you want to be blown away by the number of people on a team trying to sell your house, listen to this: "I have a team of 380 agents!" -- do you believe me? Because that's exactly what
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Here are 4 stats that make sense and every REALTOR® should be able to tell you right off the bat!
1) Days on Market. This information can be used to inform the customer how long homes are sitting on the market. The better you price the product, the faster you can
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There has been a $5MIL settlement reached with Northstar Aerospace. This comes from a class action lawsuit launched by residents in what's known as the Northstar Zone, approximately 400 homes in and around Bishop, Concession, Dunbar, Grand Valley and Coronation Blvd. TCE was discovered to have leeched into groundwater, and has
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Genworth Canada, mortgage insurance agency, has launched a web-site called myhomeplanner.ca. It's a neat little web app, that let's you specify your moving date, and it gives you a nice little calendar with icons showing your upcoming tasks. So you'd add Home Inspection, Property Insurance and Status to a list of
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Housing Market Update - May 2009
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Did you know, that only 10% of agents attend the local MLS meeting in Cambridge Ontario, on a regular basis? It's a great opportunity to preview up to 10 homes each week. I even find out about homes coming up for sale before they ever hit the market.
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"Please help; do you have a buyer for my house?" It's a common request, but not always as desperate as the seller sounded this time. The answer in most cases, sadly is "no". I alone can only provide service to so many buyers. But that's the power of the MLS system;
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So what's going on in the real estate market, I mean really going on? The most important thing to remember is that it is regional, so take with a grain of salt, all those national statistics that newspapers love to throw at us. They are not a true representation
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Did you know that plans to harmonize the Sales and Provincial taxes could negatively effect your real estate transaction? It would apply to not only New Construction homes over $400,000 but will also affect resale home transactions. PST would now be applied to legal fees, real estate fees, appraisal fees, moving
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A Home Energy Audit is something that is required before you begin making energy efficiency improvements to your home, if you plan on applying for Provincial and Federal rebates through the ecoENERGY program.
It's also something that could be mandatory in the coming months by the Ontario Government, as laid out
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As a professional REALTOR®, it is my job to ensure you are well prepared and consulted on the entire process of purchasing or selling your home? This means having frequent conversations about expectations and how I can best meet them, and preparing you for each stage of the real estate
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What is HRTC? It's the Home Renovation Tax Credit that was proposed in the January 27th Federal Budget, that will provide for a 15% income tax credit on eligible home renovation expenditures, and is family based. Good between January 27th 2009 and February 1st 2010, it can be claimed for the
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Did you know ... one of the emerging trends in Europe, is to offer your house in a raffle giveaway? There are a lot of web-sites dedicated to property raffles, and it's a creative approach to a situation, where your property has become stagnant in a difficult market. Although usually done
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Happy 2009! By: Szabolcs Pall (CENTURY 21 Capital Realty Inc., Brokerage)
Happy New Year everyone, and what a year it's going to be! Most people would agree that it was a trying past 12 months, so with it behind us, let's remember all the positive things in our lives and focus on the upcoming year and all the joy it will bring.
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What is it, and why should you pay attention to it? It's an indicator of confidence in the current economy, driven down recently by concerns about people's personal financial circumstance and their jobs. According to the most recent report, it has fallen by 3.3 points, the third straight decline, and is
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Risky Mortgages By: Szabolcs Pall (CENTURY 21 Capital Realty Inc., Brokerage)
Interesting news filtering in this morning, that CMHC had been warned about the burden it was placing on borrowers of home loans with minimal downpayment and long term amortization, and it's potential effect on the current economic crunch. In February 2006, U.S. based insurance companies were allowed to insure mortgages in
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What, me worry? By: Szabolcs Pall (CENTURY 21 Capital Realty Inc., Brokerage)
Finance Minister Jim Flaherty has recently said, that panicking in the face of this global economic crisis could prove tragic for Canada's own economy. I think it should also be stated, that some of the frightning headlines we are seeing in the news today, have been kicking around for about a
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How's the market? It's the one question we seem to be hearing over and over again. The market can typically fluctuate within three types of market conditions:
1. Seller's Market
2. Buyer's Market
3. Normal or Balanced Market
And a good indicator of market conditions is to interpret the number of
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Finance Minister Jim Flaherty pledged today to triple the amount of mortgages the government can buy from banks to as much as C$75 billion.
The Canadian Gov't, using its crown corporation, the Canadian Mortgage and Housing Corp. (CMHC), purchased $25 billion in mortgages last month.
Allow me to explain in simply
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Something that happens to real estate agents on a very regular basis is the issue of getting the price right on a new listing. Sellers want to get top dollar for their property, and so do we, but sometimes the "seller's price" is over the top and totally unrealistic. Especially in
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For many people, the idea of letting someone live in your home for a definite period of time seems foreign. But others view it as an opportunity to knock a few grand off their mortgage, especially if circumstance has them relocating to another city for an extended period of time.
Most
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