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Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate): Real Estate Agent in Langhorne, PA Featured Real Estate Agent:
Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
Score: 100917
Langhorne

I am an experienced agent with Keller Williams in Langhorne were I am an owner/partner. My designations which include: CRS (Certified Residential Specialist), SRES (Senior Real Estate Specialist).


Lisa  Longenbach (Keller Williams): Real Estate Agent in Langhorne, PA Featured Real Estate Agent:
Lisa Longenbach (Keller Williams)
Score: 3082
Langhorne

There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work. That said, in my experience as a Langhorne real estate professional, I've also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs. This "client first" philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently. They've also helped me to extend the range of services I provide to my clients. So when you decide that you'd like to buy or sell a home in the Langhorne areas, please contact me. EXPERIENCE & EDUCATION: Lifelong resident of Bucks County, living with husband and 2 children 20 years, full time Realtor in Bucks County, Pa Graduate, REALTOR Institute (GRI) Certified Residential Specialist (CRS) Accredited Buyer Representative (ABR) Bachelors Degree in Business Administration from Millersville University, 1985 Graduate Neshaminy Langhorne High School, class of 1981


 
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Sold in 3 Days ~ Lovely Home in Langhorne, Pa By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
SOLD IN 3 DAYS
Well Maintained Colonial in the Maple Point section of Langhorne. The exterior of the home is brick with vinyl siding accented by a quaint front porch. Step inside the home to the open foyer. Walk through to the family room highlighted by a sliding glass door
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Well Maintained Colonial ~ Neshaminy School District By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)

Well Maintained Colonial in the Maple Point section of Langhorne. The exterior of the home is brick with vinyl siding accented by a quaint front porch. Step inside the home to the open foyer. Walk through to the family room highlighted by a sliding glass door and fireplace. Adjacent is
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$8000 Homebuyer Tax Credit >> SmartGirlsOwn.info By: Stacey McCarthy @ SmartGirlsOwn.com (Keller Williams Real Estate)
At last! the much anticipated changes to the the first-time homebuyer tax credit are in.
The most noticable difference from the last $7500 tax credit is that it does not require repayment if the house is not sold within 3 years.
Beginning January 1, 2009 until December 1, 2009 first-time homebuyers
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Common Homeowners Insurance Claims and How to Prevent Them By: Kramer Insurance Center (Kramer Holding Corporation)
Homeowners purchase homeinsurance in case their home or property is damaged, but no homeowner ever wants to HAVE to use it. Most people try their best to avoid claims. However, that's the point of insurance - accidents and bad situations do happen, and you want to be ready when they do.
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Fires are Rarely Expected - Would You be Ready? By: Kramer Insurance Center (Kramer Holding Corporation)
Last week, a kitchen fire forced a Myerstown, PA family of seven to escape their home. The fire apparently began in the kitchen, completely unexpected, just before six o'clock at night.
The family got out safely, along with their pets; however, the fire damage is extensive and until they are reimbursed
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How Picky are Life Insurance Companies? By: Kramer Insurance Center (Kramer Holding Corporation)
You may have a few questions about life insurance. Have you ever wondered how your life insurance carrier decides how much your policy costs, or what sort of questions you'll be asked when you apply? Below we've put together a mini-FAQ which should fill you in a little:
What kinds of
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To See more information please visit my website

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Home Security: What Have We Learned from the “Hillside Burglars”? By: Kramer Insurance Center (Kramer Holding Corporation)
You may have heard that police in Los Angeles have finally caught the burglars who stole from the rich and famous - after three years of searching, 150 robbed homes, and $10 million worth of stolen valuables.
The burglars targeted the most exclusive homes in Bel Air, Pacific Palisades, and Beverly
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KW Cares Winter Coat Drive By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
Keller William's Winter Coat Drive
Every year, thousands of men, women, and children live through the cold winter season without a coat to keep warm. You may help provide them with this basic necessity through theLanghorne KW Cares Winter Coat Drive.
Pleasedig throughyour closet and donate any size Women's, Children's and
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New Construction Questions to Ask By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
When buying a new home be sure to ask the following questions:
1. How long have you been in business?
2. In what areas have you built?
3. What sets you apart from other builders?
4. What type of warranty program do you offer?
5. What are your fees for building
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Questions to Ask a Builder By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
When buying a new home be sure to ask the following questions:
1. How long have you been in business?
2. In what areas have you built?
3. What sets you apart from other builders?
4. What type of warranty program do you offer?
5. What are your fees for
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Why use an Agent to Purchase a New Home? By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
The advantages of having an agent help you purchase a new home are the same as those for purchasing a resale home...
• Knowledge of the market
• Help in finding the perfect home quickly
• Expertise in contract writing/negotiation
• Closing assistance.
The builder has a professional representative watching out
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Why use an Agent to Purchase a New Home? By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
The advantages of having an agent help you purchase a new home are the same as those for purchasing a resale home...
• Knowledge of the market
• Help in finding the perfect home quickly
• Expertise in contract writing/negotiation
• Closing assistance.
The builder has a professional representative watching out
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Ten Real Estate Loan Commandments By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
1. Thou shalt not change jobs, become self-employed or quit your job.
2. Thou shalt not buy a car, truck or van (or you may be living in it)!
3. Thou shalt not use charge cards excessively or let your accounts fall behind.
4. Thou shalt not spend money you have
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Home Buying Outline By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
Find a Realtor you can Trust Analyze Your Needs in a Consultation Obtain Financial Pre-Qualification and Pre-Approval Select Properties View Properties Write an Offer to Purchase and Put down Earnest Money Deposit Negotiate and Counteroffer Accept Contract Go through Property Inspections Remove Contingencies Complete the Mortgage Application Secure Underwriting Obtain
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Before You Begin to Look for a Home By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)

BeforeYou Begin.....
PRE-QUALIFICATION AND PRE-APPROVAL
Many buyers apply for a loan and obtain approval before they find the home they want to buy. Why?
Pre-qualifying will help you in the following ways:
1. Generally, interest rates are locked in for a set period of time. You will know in advance
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Understanding Agency By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
Seller Agency (Single Agency)
• Agent will represent the best interests of the seller
• Agent will owe the seller fiduciary duties
• Agent must give the buyer all material facts so that the buyer can make an educated decision

Buyer Agency (Single Agency)
• Agent will represent the best
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You Have Purchased a Home....Now What? By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
Now that you have decided to buy your home, what happens between now and the time you legally own the home? A Title Company may handle the following items. NOTE: in different parts of the country attorneys, lenders, escrow companies and other persons who are independent of, title companies perform some
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What Every Buyer Should Know Before Purchasing By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)

1. Property taxes and qualified interest are deductible on an individual's federal income tax return.
2. Often, a home is the largest asset an individual has and is considered one of the most valuable investments available.
3. A portion of each amortized mortgage payment goes to principal which is an
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The Real Estate Closing - Defined By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
What is a Real Estate "Closing"?
A "closing" is where you and I meet with some or all of the following individuals: the Seller, the Seller's agent, a representative from the lending institution and a representative from the title company, in order to transfer the property title to you. The purchase
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Helping Children Cope with a Move By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
1. Show the children the new home and their new room prior to moving. If this is not possible, pictures or videos will help them visualize where they are going.
2. Assure children that you won't forget their friends.
3. Make a scrapbook of the old home and neighborhood.
4. Throw
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Helping Children Cope with a Move By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
1. Show the children the new home and their new room prior to moving. If this is not possible, pictures or videos will help them visualize where they are going.
2. Assure children that you won't forget their friends.
3. Make a scrapbook of the old home and neighborhood.
4. Throw
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Why You Need a Realtor By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
A licensed real estate professional provides much more than the service of helping you find your ideal home. Realtors are expert negotiators with others agents, seasoned financial advisers with customers, and superb navigators around the local neighborhood. They are members of the National Association of Realtors and must abide by a
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Danger of Overpricing Your Home By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
The Cost of Overpricing in a Shifted Market:

1 - Fair market value declines during market shift.
2- Seller hopes a higher intial price will draw a higher offer.
3 - Market Interest is fragile(with high inventory) and wanes quickly.
4 - Salable Price is impacted by declining market values,
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How to Achieve a No Stress Move By: Carol Swain, Realtor -www.swainsells.com- Bucks County, Pa (Keller Williams Real Estate)
Moving into a new home can be one of the most stressful situations that a person can endure, so it is vital that you find ways to make the transition as easy as possible. There are two distinct types of stress that one faces when changing homes. First, there is the
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