Explore Pawtucket, RI

By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Comments 3
Welcome to Wildflour Vegan Bakery and Juice Bar!During my trip to Providence RI, I researched a healthy location to grab a snack. This bakery showed up on Zagat! And everything in the cafe is 100% vegan made. Amazing! and it also tastes Amazing!Next time you are in Rhode Island, see about stoppin...

By Jason Potrzeba, Private Money & Commercial Mortgage Broker - MA/RI
(Acadia Advisory Group)
Comments 0
 Hard Money in Pawtucket RI.Real Simple Message Here. If you have a property or project that doesn't quite fit in with a bank but has a strong amount of equity, a private lender might be a good option for you.My office works with hard money lenders looking for the following scenario's...*Fix & Fl...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 0
A bend in the road is not the end of the road, unless you fail to make the turn.: Author unknown Yes! The real estate market has a lot of bends for us to go through, but the road continues with those of us who do not quit! Let's keep turning down the road and help every seller and buyer we can! 

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 8
This new mortgage will affect every American looking to mortgage a home. And the impact will be felt by all of us. Regulators are deciding the future of down payments. For those who have minimal down payments, FHA will become the norm.  The new mortgage: QRM: Qualified Residential Mortgage has ye...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 0
Title issues are rampant! Foreclosures not executed correctly, sloppy mortgage recordings, trying to determine who owns the mortgage all contribute to delays in title clearance. The solution?  It would be in everyone's BEST interest that as soon as a home is marketed, the title be searched and re...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 4
The deficit panel is reviewing the “mortgage interest deduction”. This deduction saves homeowners $134 BILLION in taxes. By modifying the deduction over time, the government’s plan is to reduce the deficit, accordingly. But what about the homeowner impact??!! Wall Street Journal News 11/11/10 on...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 13
100,000 points.  Sign of passion over this business? Perhaps I just love blogging? Enjoy receiving comments?   Look forward to the next client who finds me because of Active Rain? Or my intense desire to see us recover from this economic recession and see homeowner's STAY in their homes vs. suffe...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 3
We have seen the number of foreclosures rise to over 800,000 this year; mostly residential homes.  The number next year will be including a great deal more of commercial properties.   How will this affect our cities & towns?  What should we be on the look out for? What should the plan be for the ...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 6
"Mistakes are part of the dues one pays for a full life." Sophia Loren (1934- ) Italian Actress   Mistakes ARE part of life.  We, hopefully, learn from them and become better once we realize the action was a mistake.  Do we regret them? Perhaps, but how can we grow and mature without them? I just...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 2
HACHI: A Dog’s tale This movie with Richard Gere is GREAT! A definite MUST see as a family movie. It is a G-rated movie filled with love and loyalty and will leave you feeling life is so special when you have love and loyalty in your life. This is a TRUE life story about a man who adopts a dog a...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 3
Am I just not getting it? Where is the COMMON SENSE? Client owes $140k on their first mortgage; $130k on their 2nd and $17k on their 3rd. They have been APPROVED for an 85% LTV (loan to value) and a 90% CLTV (combined loan to value) with FHA. We are consolidating their 1st and 2nd into one loan ...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 4
The trees that are slow to grow bear the best fruit." Moliere One client at a time; one loan at a time; one sale at a time; one open house at a time; one marketing lead at a time. It’s a step process: baby steps; sometimes a large step. But, still ONE step at a time. It’s like growing a forest on...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 4
This season of "The Apprentice" has got it right: we are in a recession and unemployment is HIGH!  There are SO many competent people unemployed right now who NEED a job to support themselves and their family. Donald Trump has selected 20 unemployed individuals who are literally FIGHTING it out t...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 1
ASSUMABLE MORTGAGES FHA loans are assumable. What does this mean? When you purchase a home using the FHA program OR you refinance your home using the FHA program, when you go to sell your home, you can offer the buyer your mortgage. They can take over the existing mortgage on the property. Lende...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 7
"Hope sees the invisible, feels the intangible, and achieves the impossible." Anonymous   When all seems lost or all seems dire, there is always HOPE.  Hope for a better tomorrow, hope for a cure, hope for success, hope for unemployed, hope for the down-trodden, ......  So do not give up: there i...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 1
Be PREPARED!1. Install storm shutters and secure your garage door. 2. Make sure you have plenty of bottled water and canned food in case power goes out and you also can not make it to a supermarket. 3. Move personal possessions to the center of your home, away from windowsand doors. Elevate your ...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 0
HUD has announced that there will be change in the UFMIP (Up-front Mortgage Insurance Premium) and monthly mortgage insurance premium (MIP).  While the mortgagee letter is not out the buzz is getting out.  The new premiums will be effective with case number assignment as of October 4, 2010.   Her...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 3
" He that is good for making excuses is seldom good for anything else. " - Benjamin Franklin - How often do you hear: •1)      This market is terrible •2)      No one is buying •3)      No one is selling •4)      Short Sales take forever Are we just excusing ourselves for not being able to close ...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 6
"Often the difference between a successful man and a failure is not one's better abilities or ideas, but the courage that one has to bet on his ideas, to take a calculated risk and to act." Dr. Maxwell Maltz - Author of "Psycho-Cybernetics" Do you sit on the side lines?  OR Do you take action? Ar...

By Ann Sabbagh, President, Sr. Loan Officer
(Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT)
Comments 3
"Don't chase your dreams, catch them." Author Unknown   So, you want to be THE BEST realtor or the BEST loan officer or THE BEST insurance agent OR ???  You dream about it, you think about it, how do you ATTAIN IT? Start by developing a PLAN OF ACTION.  STEPS TO YOUR SUCCESS.  Step 1: Decide you ...

Pawtucket, RI Real Estate Professionals