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Karen Villa Schweinfurth, ABR, CRS, SRES,  CyberStar (RE/MAX Northwest Realtors, Inc. 425-308-3669): Real Estate Agent in Everett, WA Featured Real Estate Agent:
Karen Villa Schweinfurth, ABR, CRS, SRES, CyberStar (RE/MAX Northwest Realtors, Inc. 425-308-3669)
Score: 96007
Everett

I am your Snohomish County REALTOR® with 25 years of experience, integrity and service. My combination of high tech and professionalism are what you are looking for. You deserve the best, call Karen.


Rich Sweum (Golf Savings Bank): Loan Officer in Everett, WA Featured Loan Officer:
Rich Sweum (Golf Savings Bank)
Score: 75696
Everett


 
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Online Loan Modification Help For Washington

According to recent reports, nearly 6 million Americans are now behind on their mortgage payments or in foreclosure while many more are spending their saving and retirement accounts just to stay afloat. Most of us in Washington are now feeling the growing pressure in
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Mortgage Rates for Everett Washington By: Stephen Ching (Mortgage Loan Center, LLC)
For everyone watching mortgage rates in Everett, Washington I have put together this mortgage rate information. The mortgage rate graphs will update from data on my website http://seattle.rateswire.com. Mortgage rates have been changing a great deal lately and I want you to know these changes and how your mortgage rate and
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BARNEY FRANK - PUBLIC ENEMY NUMBER ONE By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
In his quest to appease the too big to fail banks making sure the CEO's get the bonusespromised so his campaign coffersremain flushBarney Frank is working hard to keep his promise of killing any and all competition for home loans leaving only the too big to fail banks to lend to
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You want government to do what? The failure of HVCC appraisal process. By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
The highly touted and much patting on the back until it bruised (Thanks NY AG of NY Cuomo) occurred when loan originators were lectured about how badly they behaved. After all it was the loan originator that put pressure on the appraiser to pull values out of their 'pockets'.
What do
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What do Home Owner Insurance and CARFAX have in common? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
History....
Anytime we turn in a claim to our insurance company pertaining to our home and damage that information is collected for all insurance companies to see. This information is stored in a 'repository'. Experian and Equifax are both repositories storing information about our credit.
If you are looking at a
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Two more home sales this weekend land on my desk By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
I am usually available to my clients (borrowers/Realtors) as they need me and on Saturdays it is not uncommon to get a phone call or two about qualification on a home a borrower may be interested in or a call from a Realtor to confirm the price range our mutual client
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Oversight and enforcement of existing law should be the focus By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Nutty professors at HUD, the spoon fed (by lobbyist) congress and its agencies run around making speeches, proclaiming villains, pointing fingers yetright under the noses of all these knuckleheads bad players continue to play bad.

Case in point is Lend America's Mike Ashley. Caught, arrested, fined, fired, rehired, fired, ordered
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Request for Permanent Reversal of HVCC....now is your chance to act! By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
The HVCC appraisal regs that went into effect thanks to the Attorney General of NY Cuomo (probably will run for Gov of NY and certainly at some point will run for president...oh yea former HUD secretary under Clinton...Cuomo was a disaster there too)... His response to serious issues is from the
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Future trip on interest rates....want a peek? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Rates are good now for the short term and one way to shed some light where our interest rates will be in the future is to look into our past.
I have attached a link showing the history of long term rates going back to 1971. See below:
http://www.freddiemac.com/pmms/pmms30.htm
In my
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HR 3126 amendment MAY KILL HVCC? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
HR 3126 deserves the support from the consumer, Realtor, obviously the lending industry, (the banks won't support it because it will save the consumer money and Banks lose revenue) and support is needed fromall the other vendors supporting the real estate market place IF the amendment killing the HVCC (preventing originators
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OOPS, HUD did it again.... By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Stealing and changing the title a bit from the Britney Spears "hit" song whenever it came out was inspired by HUD's latest announcement that it is considering "Civil Money Penalties" against the FHA underwriter if HUDFEELS(I emphasize the word FEELS) the underwriter didn't underwrite the loan properly. HUH?
I wonder if
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Spacious South Everett Townhouse For Sale In Silver Firs Neighborhood By: David Monroe - Short Sale Specialist (Masterpiece Properties, LLC)
Did you find this property using a search engine or a link from another website?
If so, consider this:
In addition to you, many other buyers are also seeing this property online. If you have a home to sell, I will use the same marketing strategies to give your home
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Our "Lucky" Orange Sofa Stages Everett Condo Community By: Diana Young (Staging Seattle, King & Snohomish Counties)
Everett, WA Condo Community - Sometimes certain pieces in our staging inventory get a reputation. Our "lucky" orange sofa has been one of those items. We purchased this sofa about two years ago and it seems that every time we use it to stage a house the property sells in a
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Government Unveils New Mortgage Help By: Don Sieb (HomeSeeker Center)

WASHINGTON — The Obama administration is unveiling a new Mortgage Program to provide support to state and local housing agencies to provide Mortgage Help to thousands of home buyers and renters.
The administration said the new program would help to support low mortgage rates and expand resources for low and
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VA Zero Down proves to be solid performer - By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)

The VA (Veterans Administration) loan continues to quietlyperform - zero down, seller paid closing costs, seller can pay revolving debtfor buyer under certain circumstances and the default rate isonly 4.69% confirming the myththe down payment is a crucial component for a loan to perform is FALSE!
The VA has always
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You need to sell your home....Is a Short Sale the best option? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Unfortunately the short sale is more common place than it should be. I was researching some other topic and I came across this video by Annie Fitzsimmons postedon the "Washington Realtor" website and it is a three part series.
For the seller I recommend part one and for the potential buyer
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Is the State of Washington part of a trend? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
We have seen folks in my profession come and go due to market conditions and even though 99 banks have failed since Wall Street handed to us this financial calamity, it does not match the 500 or so banks that failed back in 1989 (Savings & Loan) however today the situation
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The American Public not so smart says HUD & Washington DC.... By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Sixty million dollar Obama program says "we know best" and wants to review your loan docs....I KNOW how cool is that? (he says in a tone of resentment) They (the government) think they are better equipped to tell you how to manage your money!
Well bust my buttons - 24 national
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Question: What is the percentage charged for selling a mobile home?
Snohomish County, HomeSeeker Center Announces New Web Release 4.0 to include a Mortgage Resource Center



By: Don Sieb
Snohomish County, WA. HomeSeeker Center (HSC) announced a new service (4.0 Release) Mortgage Resource Center integrated into its latest release of its web portal.
HomeSeeker Center is a unique real
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Meanwhile the lobbyist plays on... By: Kirk Williams -LMA 510-LO-32537 (Primary Residential Mortgage Inc & IMS Consulting)
I recommendyou to read the New York Times op/ed piece and then forward it to your Representative. We all need to be pro-active and engage our representation. The days of standing up for your party should be over .... you should be standing up for your family, your schools, your infrastructure
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OK, Health Care is on a path so what about the economy? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Historically it is the lobbyist that writes the bills and our representation puts a bow on it and calls it representing "their constituency". Whatstransparentare the lobbyistsstomping around trying to get 'their say' in writing to water what they can down be it Health Care, Wall Street regulation or what the next
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Snohomish County, Extending the Tax Credit for First Time Buyers



By: Don Sieb
According to the New York Times, The Democratic leaders met with the president to discuss a broad range of options to combat persistent high unemployment, officials say. The existing credit for first-time home buyers
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In a credit score world is there a loan if you have no credit score? By: Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
The credit score system has not only cannibalized the lending world creating false barriers preventing the deserving applicant experiencing life on life terms from getting a decent interest rate it has now given cover to lenders to create more barriers for the non-score applicant.
Traditionally HUD (FHA loan) allowed us to
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Snohomish County, Making Homes Affordable Program: Help for the Unemployed?

By: Don Sieb
With all the fanfare surrounding the Making Home Affordable program, it’s easy to forget that one of the largest causes of foreclosure remains unaddressed–most lenders refuse to modify or refinance home loans for the unemployed, even when
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Investors Buying Troubled Real Estate Loans from Banks
HomeSeeker Center
By: Don Sieb

It is not a game for novices or for anyone lacking courage. But for investors with the right expertise and a serious appetite for risk, the credit crisis is shaping up as a once-in-a-lifetime chance to buy
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Everett Real Estate Professionals

Beryl Gosney (Connect Realty Inc)
Real Estate Agent
Blog
Todd Hueffed (Keller Williams Bothell)
Real Estate Agent
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Kirk Williams, #LMA 510-LO-32537 (Primary Residential Mortgage Inc. & IMS Consulting)
Loan Officer
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Rob Wills (Gilpin Realty Inc.)
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Harold Miller (Everett Home Inspector) (Miller Home Inspection)
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David Mordue - Mortgage Planning & Investing (Wells Fargo )
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Greg Rielly, CMP, Team Rielly, WA DFI License #510-LO-31894 (Mortgage Advisory Group)
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Tina Faust, GRI (N/A)
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Ben Kinney & The Home4Investment Real Estate Team (Keller Williams Realty)
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Don Sieb (HomeSeeker Center)
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Paul Luczyk, ASHI ("A" TEAM Home Inspection, Inc.)
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Debbie Atwood (Century 21 Real Estate Center Everett, WA)
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Michelle Sotelo (Athome Realty, WA)
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John Wahl (Pacific NW Title)
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Tom Marshman (Golf Savings Bank)
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Ray Wilburn, CPA, MBA (Keller Williams Realty)
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TOP MORTGAGE COMPANY
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Dan Keller (Pacific Trust Mortgage)
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Diane Colombi (Brio Realty)
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Cheryl Orr (Evergreen Home Loans)
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The A List Realty Group "Everyone wants to be on The A List" (Keller Williams Realty e2pllc)
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Eagle Home Mortgage VA Refinance, Home Loan, FHA Loan, Mortgage, Government Loan, Cash Out Loan
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David Haley (Hometown Lending (Everett Branch))
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Tom Lasswell (Guild Mortgage Company)
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First Impressions Home Staging, LLC. Jenny Duke, Anne Harding, Cindy Mahan (First Impressions Home Staging, LLC, Everett WA)
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Dominique Ramirez (Domus Innovations, LLC)
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Northern Pacific Mortgage
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Brian Acey (Keller Williams Realty Everett)
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Julie Shoup (PlansandTours.com)
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Eric and Jenell Gehrke (John L Scott)
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