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I am a Lic. Real Estate Broker and Lic. Loan Officer and am owner of TDR Mortgage and TDR Real Estate Group in charming Downtown Upland. I offer FHA, VA. Conv, Jumbo, PERS, STRS & Reverse Mortgages.
Teresa Tims Bio
Professional Home Loan Consultant, Teresa Tims, prides herself in offering quality home loan products, competitive pricing and knowledgeable assistance when helping her clients select a home loan. Teresa is a life-long resident of the Inland Empire. She has over 15 years experience in Mortgage Finance, Real Estate Investment, Real Estate and Property Management. For 8 years prior to her career as a mortgage Broker, Teresa worked for the California Department of Transportation in its Building Management department. She earned a Bachelors Degree in Business Administration from the University of La Verne, California. She continues her education by regularly attending Mortgage training events and Real Estate seminars.
Teresa is a dedicated Mortgage Broker. Brokers are given wholesale rates through banks such as Wells Fargo, Provident Bank, Bank of America, Chase, and GMAC name a few. They have the ability to perfectly match their clients to the best suited lender. Teresa will diligently place your home loan with the best provider at any given time. She successfully structures a file so as to eliminate potential problems before they occur. Her commitment to excellence has gained her a high standing among the most respected professionals and peers in the real estate and mortgage community.
Areas of Expertise
Residential Home Loans with an emphasis on getting people in with little on no money. Conventional, FHA/VA, PERS, STRS, Jumbo, Reverse Mortgage, CalHFA. Access to very low "Wholesale Rates". Teresa works with all types of buyers. A credit to D credit and very experience with investor flips and investor niche product.
Thank you very much for the smooth and painless refinance. As always we will recommend you to
family and friends.
Liz & Leo Villafana
Thank you very much for everything. Eres una linda persona, honesta, luchadora y trabajadora. Siempre te recordare.
Muchas Gracias, Ana Ruvalcaba
Teresa's knowledge and understanding of products combined with her ability to listen to her clients needs is so
refreshing. Her extensive understanding of investor needs and first time home buyers is very impressive. Thanks for
always helping me choose the right product for my situation.
Thanks for all the great loans. Your knowledge & experience combined with your "get it done" attitude
is the reason I keep coming back. I always recommend you when someone wants a great mortgage person.
I will highly recommend you to family and friends. You are an excellent Loan Officer. As an appraiser I
have worked with 100's of loan officers and you are by far one of the best.
Rick Solis, Ace Appraisals
It shows you really care. Thank you for a fast & painless transaction.
You are honest, hard working, dedicated, extremely friendly, outgoing and optimistic.
When it comes to customer service you take the prize. You deserve recognition, your company must
be proud to have you on their team.
John Manzano & family
Thank you for the great job you did on our loan for our 1st home, we will always remember what you did
Cruz & Faye Andrade
We express nothing but thanks and gratitude for expedient services provided by Teresa. We were
recommended by our real estate agent & he could not have been more correct. Teresa performed
above & beyond our expectations. She never "over promised" and performed brilliantly under trying
circumstances. We are grateful of Teresa's services & will always refer her to friends and family.
Cheryl & David Bland
I would like to express my complete satisfaction with a quick, concise loan & friendly services provided
by Teresa Tims. I highly recommend her to anyone seeking a loan. She is professional, fast, pleasant
and greatly appreciated.
Russel Allen II
END BEGINNING OF ADDITIONAL TESTIMONIALS
Just wanted to let you know what a GREAT job you have done for us, it could not have gone any better or been a
Smoother transaction than we had. In the future when we decide to sell our property or buy a new place
we will definitely call you.
Andrew & Alia Spyropoulos
We would like to take this opportunity to express our sincerest appreciation to you and your staff for making our
home purchase a reality. Our financial situation with the recent release of a Chapter 13 made it a challenge to
obtain a mortgage, especially VA financing. Thanks to your diligence and assertive persistence to stay on top
of things we cannot thank you enough for making it happen. Your experience and expertise in the home
mortgage arena is superb. We cannot find enough words to express how much we appreciate all your help and
effort you put into making this purchase happen, but to say thank you. Without question, we will not hesitate
to refer others to you. With deepest and sincere regards,
Denis and Joann DeCoite
From the bottom of our hearts, with a world of thanks. Thank you for helping us in purchasing our Home!
Hilda & Carlos
A million thanks to you!!! After all the bumpy roads I've been through, finally my dreams have come true!!
Thank you for the closing gift, it was so good!!
Just wanted to say thank you for an outstanding job! What originally looked to be a difficult task, went smoothly
And quickly because of your professionalism and hard work!
We would like to thank you very much for your kindness, thoughtfulness & all your help. Please know that my
Mother and I truly appreciate everything that you did to help us buy our home. May God Bless You & yours
It is a blessing to spend our first Christmas in this very good house that you, with your talent and good will, helped
us to buy. We will be forever grateful to you.
Gilbert, Pauline, David & Tom Landin
Thank you for your service, your personal skills are great, & helped me ease through the refinance process.
GREAT & PROMPT SERVICE!! GREAT & COURTEOUS STAFF!! You are definitely on my referral list.
Thank you very much for your time and effort in this matter. Your effert has no words to describe how grateful
We are for you.
Just a short note to say "thank you", very much for all your help in refinancing our home, we really appreciate it a lot!
May God Bless you always!
Please be advised that I recently participated in a transaction in which your loan officer Teresa Tims, was the originating
loan broker. Although as the listing agent I am not always privy to the details that go into such packaging, I do hold the
mortgage broker to the contracted closing dates regardless of what issues may arise. Teresa Tims in my opinion showed
a great deal of competency in steering this at times tumultuous transaction to a close. I truly appreciate that. In this
day and age I find dedicated service is rare, It is my opinion that the unsung hero in many of these transactions is the
mortgage broker. This file reinforced that opinion.
John Linthurst/Listing Agent
Prudential Real Estate
I appreciate all you did to facilitate the transaction with the Bland family. I thank you. I look forward to doing
business with you again.
Teresa is a big plus to your Company. I've been so busy since we moved and I wanted to send her boss & her
a nice letter. We had to be approved extra fast for a HUD bid that we found at the last moment. She went
out of her way to get the loan approved in time. She is the best. I would refer her and her staff to anyone.
Laura & Jason Comeau
Question: What is the most important concern and need when selecting a Loan Representative?
Answer: That her name is Teresa Tims!
I want to thank you for sending me your very complimentary letter regarding the experience you had with Teresa
Tims. It pleases me to see associates are able to provide a valuable service to our customers. Our goal is to provide
an on-going level of core services unmatched in the industry. Nothing makes our organization succeed
better than beating our customers' expectations. This creates clients for life and additional referrals for all of us.
We look forward to the next opportunity to work with you. And thanks again for taking the time to write and express
your satisfaction with Teresa Tims' loan services.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.