Name
Teresa Tims
Company
TDR Mortgage
E-mail
Contact Teresa Tims (TDR Mortgage)
Website
http://www.teresatims.com
Office Phone
(909) 920-3500
Cell Phone
(909) 821-3093
Fax
(909) 920-3544
Address
180 East D Street, Upland, CA, 91786
Description
I am a Lic. Real Estate Broker and Lic. Loan Officer and am owner of TDR Mortgage and TDR Real Estate Group in charming Downtown Upland. I offer FHA, VA. Conv, Jumbo, PERS, STRS & Reverse Mortgages.

About Us:

Teresa Tims Bio

Professional Home Loan Consultant, Teresa Tims, prides herself in offering quality home loan products, competitive pricing and knowledgeable assistance when helping her clients select a home loan.  Teresa is a life-long resident of the Inland Empire.  She has over 15 years experience in Mortgage Finance, Real Estate Investment, Real Estate and Property Management.  For 8 years prior to her career as a mortgage Broker, Teresa worked for the California Department of Transportation in its Building Management department.  She earned a Bachelors Degree in Business Administration from the University of La Verne, California.  She continues her education by regularly attending Mortgage training events and Real Estate seminars. 

Teresa is a dedicated Mortgage Broker.  Brokers are given wholesale rates through banks  such as Wells Fargo, Provident Bank, Bank of America, Chase, and GMAC name a few.   They have the ability to perfectly match their clients to the best suited lender.  Teresa will diligently place your home loan with the best provider at any given time.  She successfully structures a file so as to eliminate potential problems before they occur.  Her commitment to excellence has gained her a high standing among the most respected professionals and peers in the real estate and mortgage community.

Areas of Expertise

Residential Home Loans with an emphasis on getting people in with little on no money.  Conventional, FHA/VA, PERS, STRS, Jumbo, Reverse Mortgage, CalHFA.  Access to very low "Wholesale Rates".  Teresa works with all types of buyers.   A credit to D credit and very experience with investor flips and investor niche product. 

 

Testimonials

Testimonials

Thank you very much for the smooth and painless refinance.  As always we will recommend you to

family and friends.

                                                                                                                                Liz & Leo Villafana

 

Thank you very much for everything.  Eres una linda persona, honesta, luchadora y trabajadora.  Siempre te recordare.

                                                                                                                                Muchas Gracias, Ana Ruvalcaba

 

Teresa's knowledge and understanding of products combined with her ability to listen to her clients needs is so

refreshing.  Her extensive understanding of investor needs and first time home buyers is very impressive.  Thanks for

always helping me choose the right product for my situation.

 

                                                                                                                                Andrea Esplin

 

Thanks for all the great loans.  Your knowledge & experience combined with your "get it done" attitude

 is the reason I keep coming back.  I always recommend you when someone wants a great mortgage person. 

 

Mike Cantu

 

 

 

I will highly recommend you to family and friends.  You are an excellent Loan Officer.  As an appraiser I

have worked with 100's of loan officers and you are by far one of the best.

 

Rick Solis, Ace Appraisals

 

It shows you really care.  Thank you for a fast & painless transaction.

 

                                                                                                                                Steve Malone

 

You are honest, hard working, dedicated, extremely friendly, outgoing and optimistic.

When it comes to customer service you take the prize.  You deserve recognition, your company must

be proud to have you on their team.

                                                                                                                                John Manzano & family

 

Thank you for the great job you did on our loan for our 1st home, we will always remember what you did

for us.

 

                                                                                                                                Cruz & Faye Andrade

 

We express nothing but thanks and gratitude for expedient services provided by Teresa.  We were

recommended by our real estate agent & he could not have been more correct.  Teresa performed

above & beyond our expectations.  She never "over promised" and performed brilliantly under trying

circumstances.  We are grateful of Teresa's services & will always refer her to friends and family.

 

Cheryl & David Bland

 

I would like to express my complete satisfaction with a quick, concise loan & friendly services provided

by Teresa Tims.  I highly recommend her to anyone seeking a loan.  She is professional, fast, pleasant

and greatly appreciated.

                                                                                                                                Russel Allen II

                END BEGINNING OF ADDITIONAL TESTIMONIALS

 

 

Just wanted to let you know what a GREAT job you have done for us, it could not have gone any better or been a

Smoother transaction than we had.  In the future when we decide to sell our property or buy a new place

we will definitely call you. 

 

                                                                                                                                Andrew & Alia Spyropoulos

 

We would like to take this opportunity to express our sincerest appreciation to you and your staff for making our

home purchase a reality.  Our financial situation with the recent release of a Chapter 13 made it a challenge to

obtain a mortgage, especially VA financing.  Thanks to your diligence and assertive persistence to stay on top

of things we cannot thank you enough for making it happen.   Your experience and expertise in the home

mortgage arena is superb.  We cannot find enough words to express how much we appreciate all your help and

effort you put into making this purchase happen, but to say thank you.  Without question, we will not hesitate

to refer others to you.  With deepest and sincere regards,

 

                                                                                                                                Denis and Joann DeCoite

 

From the bottom of our hearts, with a world of thanks.  Thank you for helping us in purchasing our Home!

 

                                                                                                                                Hilda & Carlos

 

A million thanks to you!!! After all the bumpy roads I've been through, finally my dreams have come true!!

Thank you for the closing gift, it was so good!!

 

                                                                                                                                Leilani

 

Just wanted to say thank you for an outstanding job!  What originally looked to be a difficult task, went smoothly

And quickly because of your professionalism and hard work!

 

                                                                                                                                Steve Dobranski

 

We would like to thank you very much for your kindness, thoughtfulness & all your help.  Please know that my

Mother and I truly appreciate everything that you did to help us buy our home.  May God Bless You & yours

Always.

 

                                                                                                                                Maria Marquez

 

It is a blessing to spend our first Christmas in this very good house that you, with your talent and good will, helped

us to buy.  We will be forever grateful to you.

 

                                                                                                                                Gilbert, Pauline, David & Tom Landin

 

Thank you for your service, your personal skills are great, & helped me ease through the refinance process.

GREAT & PROMPT SERVICE!!  GREAT & COURTEOUS STAFF!!  You are definitely on my referral list.

 

                                                                                                                                Sonya

 

Thank you very much for your time and effort in this matter.  Your effert has no words to describe how grateful

We are for you.

 

                                                                                                                                The Carrillos

 

 

Just a short note to say "thank you", very much for all your help in refinancing our home, we really appreciate it a lot!

May God Bless you always!

                                                                                                                                Maria Marquez

 

Please be advised that I recently participated in a transaction in which your loan officer Teresa Tims, was the originating

loan broker.  Although as the listing agent I am not always privy to the details that go into such packaging, I do hold the

mortgage broker to the contracted closing dates regardless of what issues may arise.  Teresa Tims in my opinion showed

a great deal of competency in steering this at times tumultuous transaction to a close.  I truly appreciate that.  In this

day and age I find dedicated service is rare, It is my opinion that the unsung hero in many of these transactions is the

mortgage broker.  This file reinforced that opinion.

 

                                                                                                                                John Linthurst/Listing Agent

                                                                                                                                Prudential Real Estate

 

I appreciate all you did to facilitate the transaction with the Bland family.  I thank you.  I look forward to doing

business with you again.

                                                                                                                                Ann Powell

                                                                                                                                Listing Agent

 

Teresa is a big plus to your Company.  I've been so busy since we moved and I wanted to send her boss & her

a nice letter.  We had to be approved extra fast for a HUD bid that we found at the last moment.  She went

out of her way to get the loan approved in time.  She is the best. I would refer her and her staff to anyone.

 

                                                                                                                                Laura & Jason Comeau

 

Question: What is the most important concern and need when selecting a Loan Representative?

Answer: That her name is Teresa Tims!

                                                                                                                                Clyde Hagen

 

I want to thank you for sending me your very complimentary letter regarding the experience you had with Teresa

Tims.  It pleases me to see associates are able to provide a valuable service to our customers.  Our goal is to provide

an on-going level of core services unmatched in the industry.  Nothing makes our organization succeed

better than beating our customers' expectations.  This creates clients for life and additional referrals for all of us.

We look forward to the next opportunity to work with you.  And thanks again for taking the time to write and express

your satisfaction with Teresa Tims' loan services. 

 

                                                                                                                                Ronald Bergum

                                                                                                                                Company President.