Terry Ross
Rainmaker_large
3,372 Points
Name
Terry Ross
Company
Benchmark Mortgage
E-mail
Contact Benchmark Mortgage
Website
http://www.theloansquad.com
Office Phone
(832) 473-8795
Cell Phone
(832) 473-8795
Description
One of about 2700 Certified Mortgage Planning Specialist nationwide,(www.CMPSInstitute.org) and ex-Wall Street trader. I also own a Credit Repair business in Magnolia.

About Us:

After strucutring and trading mortgage backed securities on Wall Street for about a decade, working with the likes of Vanguard Mutual Funds, Washingtion Mutual Bank, and the Federal Home Loan Banks, about utilizing low cost federal funds and deposits to leverage income using mortgage securities, I moved to the retail side where the rat race was run a bit slower.

Now, utilizing the vast amount of information I acquired in that profession, as well as the econmic analytical data I was exposed to, I realized this leverage strategy could be used to assist house rich / savings poor people, as well as new buyers to leverage the largest debt they will ever create to grow wealth, imcrease cash flow and improve theirs and thier family's quality of life.

After embarking on the journey I realized I was not the only one personally practicing this new thought on mortgages and found the Certified Mortgage Planning Specialist program. www.CMPSInstitute.org . I am one of only about 2700 CMPS nationwide and the only one in my immediate market.

Taking a Core Values Based Approach of: COMMITMENT, QUALIFICATIONS, EXCELLENCE AND LONG TERM RELATIONSHIPS, We work with clients to look at the mortgage as thier largest personal debt and it's broad based impact on thier short and long term financial future as it pertains to:

  • Retirement
  • Cash Flow Needs
  • Caring for Aging Parents
  • Putting Children Through College
  • Tax Benenfits
  • Long Term Savings
  • And More

This Core Values Based Approach has postioned me as a local expert, a frequent referral partner of financial planners, estate attorneys and investment brokers.

Areas of Expertise

  • Strategic Equity Management
  • Market Analytics
  • Leverage Transactions
  • Financial Advise
  • Credit Repair

Testimonials

After being approved for a loan with Mr. Ross and sharing our financial needs and goals with him, which included a new vehicle within 12 months and putting a 14 year old and 11 year old through college that we had not properly prepared for, Mr Ross introduced us to a mortgage product that would allow us to save enough to 

  • pay off the children's student loans at maturity
  • Make up the $650,000 we were short on (track) for our retirement
  • and pay cash for a new vehicle

All of our goals. His insight is refreshing, but most of all, you can tell he really cares about the customer.  S.T. Spring, TX

 

So here I am 6 years from retirement, putting about $10,000 a year into a corporate savings plan that was already worth about $600,000. Thinking I was doing great. I was going to pay cash for a house with the proceeds from my old one. At the STRONG insistance of my financial advisor, I spoke with Mr. Ross.

After pointing out the obvious, which was that to maintain my current lifestyle I had to die within 10 years of retirement based on the value of my assets, he opened my eyes. By putting my money to work compounding rather than binding it in home equity, I can now live 14 years past retirement (totally sarcastically) but before the plan is complete I will be able to live to a ripe old age and still have something left for my children.

Thanks Terry for all of your help R.F. Katy, TX