"The Messier Team" at MorningStar Capital Corp concentrates on rates and service and above all getting the deal closed!  Our team of Underwriters, Document Drawers and Loan Funders consistantly close home purchases in 10-days.  The Messier Team is available 24-hours a day and pride ourselves on being proactive in our communication and transaction process.  Instead of waiting for worried clients to call, us we have an outstanding through-out the week system of communication and analysis that includes Monday Morning updates as well as real time updates for the Buyers Agent, Listing Agent and client.  

We want our clients to be happy and informed throughout the whole loan process.  Starting from our initial conversation with your client, we begin our written and communication system to create a client-for-life.  Our "12 points" process of communication continues until the one-year anniversary of the closing, a program that helps maintain a referral system and customer for life.

Our customer service set's "The Messier Team" apart from other lenders with fast and easy closes, to showering our clients with congratulatory gifts and important homeownership information.

We work with first time home buyers all the way up to Executive CEO buyers as our experience is broad range.  With diverse financial, Real Estate, Marketing, Technology and Bond Trading background, "The Messier Team" works with all types of buyers.

Check out our Corporate Team Website!  Click Here Now! 

The bottom line is that if you want a great lender/realtor relationship with a team that communicates effectively, is proactive in dealing with your buyer and above all cares about your transactions, please give us a try as you won't be disappointed.  So call us anytime at 800-809-1392 on our team hotline!

All centers of influence including Realtors, CFP's, CPA's Attorney's and Insurance brokers.  We can facilitate sub-prime up to AAA paper and work with interstate as well as out of county purchases and refinance's.  Our Value Add to Realtors:

• Purchase leads in your area generated from our various Websites, Blogs, Real Estate Groups and cross marketing efforts.
• Open House listings on OpenHousesSanDiego.com to generate additional traffic and exposure.
• Active Rain real time follow up system to keep you informed with the leads we provide each other.
  
• A complete 2-year follow up system to your clients with letters, cards gift baskets, Home Portfolios etc.
• An after close survey from Zoomerang and Grapevine to gain additional insite on the transaction and to capture referrals.
• A step by step center-of-influence marketing system to gain referrals from your clients personal and business contacts.
• Co-op Marketing and Marketing Service Agreement's to help offset your marketing budget (Print, Internet, In-House)
• Over 100 Approved lenders
• A complete Team concept with availability 7-days a week including holidays.
• 99% Close of Escrow on time along with exceptional customer service  
  
• First time Homebuyers to Corporate CEO's
• No Documentation-No Asset Loans up to $3,000,000

• Carlsbad, Cardiff, Del Mar, Encinitas
• Leucadia, Solana Beach, Rancho Santa Fe
• Fairbanks Ranch, Escondido, Poway
• Oceanside, Vista, San Marcos
• Carmel Valley, 4-S Ranch, Mira Mesa
• La Jolla, Pacific Beach, Ocean Beach
• Coronado, Downtown San Diego, Point Loma
• Imperial Beach, Kensington, Hillcrest
• El Cajon, Alpine, Rancho Bernardo
• Rancho Penisquitos, Mirmar Lake, Lake San Marcos

Customers 

Judy Szamos-If you want exceptional Service along with experts in the Bond market in addition to great communication this is the team for you!

Chad Buckmaster-I wouldn't go anywhers else to get my loan done! 

Sal Gallucci- "The Messier Team" is a class act. 

Ron Nachbar-Why would you go anywhere else with great pricing, excellent customer service.  They have it all!

Jeff Coleman- My loan closed on time and I received a free appraisal! 

Andrew Palmer- I purchased my second home in Florida and "The Messier Team" helped me do a 100% loan.

Jennifer Cory- I refinanced and did a Home Equity line fast and easy in less than 30-Days!

Mark Jenks- My wife and I are amazed how we were treated.  Fast, efficient-Great Team!

Sandy Watkins-We had challenged credit and "The Messier Team" had us pre-approved very fast! 

Thomas Blackmore-Scott Messier gave us a quote and had us approved within an hour! We have had many bad experiences with lenders making false promises and we were very comfortable with their process.

Realtors 

-Why would I use anyone else?  leads, flyers, 24-hour access, communication- what else do I need?

-Communication is the key with me as "The Messier Team" goes over and above with Active Rain and a Monday morning check up.

-Messier MMG Weekly gets me informed on the bond market as well as important numbers that are coming out for the week!  It's great! Monday Morning Video Mail with an update- No one else does that!

-Co-op Marketing, Video e-mail blasts, Customer Relationship Managment Software- "The Messier Team" has it all in Technology!

-Service, Service, Service- That's all I want and they deliver it to me!

-I needed a pre-approval on Sunday night and they always come to my rescue!  Even on Holidays!

-They matched a competitors rate no problem and even gave my buyer a free appraisal!

-Great Processing, Great Underwriting, Great Customer Service and exceptional communication.

-I was a listing agent and "The Messier Team" called me every Monday with a check up and they were very polite!  They got the job done!

-Why would I want to go anywhere else if they are providing me Pre-approved leads?  We work them as a team and they have the systems to do it effectively.

-Customer Relationship Management, Call Capture Technology, Campaign Management features- All web based to help me!