- Name
- Steve and Eleanor Thorne, Johnston Co Mortgage Loan Officer, NC 919-649-5058
- Company
- River Community Bank NMLS #60596
- E-mail
- Contact Steve and Eleanor Thorne, Johnston Co Mortgage Loan Officer, NC 919-649-5058 (River Community Bank NMLS #60596)
- Website
- http://www.ncfhaexpert.com
- Office Phone
- 919
- Cell Phone
- (919) 649-5058
- Fax
- (919) 459-1340
- Address
- Corning Road, Garner, NC, 27529
- Description
- We work as a mortgage lender team in North Carolina and we have over 20 years of experience originating FHA, VA and USDA loans. We have the best mortgage rates available from over 30 Investors! NCHFA
Lowest Mortgage Rates in North Carolina
My wife and I have lived in North Carolina all of our lives - these days, that's rare. In fact, one of the first questions asked by folks around here is "where are you from?"
But when you're in Johnston County, there are a ton of "natives." That's one of the things we like about this area. People tend to put down roots, and stay!
We've also found that folks in Johnston County (located right outside of Raleigh - and about an hour and a half from the beach!) want to save all they can when they are getting a mortgage!
We work with the top mortgage companies in the country, and when we say we have LOW mortgage rates - we MEAN IT! River Community Bank allows us to make loans outside of NC too!
Did you know that the Government is GIVING Qualified Buyers in NC $8000 for their down payment? Call us to see if you qualify! 919-649-5058
Mortgage Loan Programs!
USDA loans are available to anyone purchasing property in Johnston County, if you meet the income requirements. To see what those income requirements are, click here.
Much of the county is very close to a military bases, Ft. Bragg or Pope Airforce. We have a ton of experience with VA loans. If you want to know the closing costs that Veteran's can not pay, click here. To learn about BAS and BAH income, and how underwriters are using it to qualify the veteran, click here.
FHA loans require a 3.5% downpayment, however they do allow gifts. If you have questions about the credit requirements are for FHA loans, please click here. We also do mortgage loans for people who qualify to purchase HUD Homes for $100 downpayment, and we offer NC Housing Finance Agency Money!
If you have an Adjustable Rate Mortgage - it might be time to refinance. If you have questions about what your loan could be adjusting to, click here.
For information about purchasing Foreclosed property, and loan options available - click here.
Fix Your Credit!
There are two things holding people back from purchsing a home these days...
1. CASH
We do more USDA Home Loans than just about anybody in the State of North Carolina, so we know that if you qualify from an income standpoint, and you are looking for a home that falls in the USDA Home Loan footprint - we can help you with a no money down mortgage!
2. CREDIT SCORES
We have an entire website dedicated to helping you improve your credit score. I network, and share information with some of the BEST credit repair experts in the country, and I can usually help most people pull their scores up within 90 days. Before you pay off ANYTHING, before you PAY another Attorney firm (that stuff doesn't work by the way) - CALL ME 919-649-5058. I'll let you know what you SHOULD do to fix your credit, and what you SHOULDN'T do. And check out our website! It's got a TON of information!
http://www.HowToImproveMyScore.com
I want to help you purchase your next home! Together, we can do this!
